4 BIG TIPS FOR MAKING MONEY IN CRUSADER KINGS 3 | Beginner's Guide 10

hey everybody it's party elite and today we're continuing our beginner's guide to crusader kings 3 taking a look at the all-important topic of making money money makes the world go around allowing you to do everything from raising armies to building buildings to convincing people to sleep with you it also has many uses in the game as such obtaining money and obtaining it quickly is extremely important and that's exactly what we're going to talk about today some dirty ways to make quick money and some more fleshed-out discussion about long-term financial planning before we dive in i just want to mention as we hit episode 10 of this series if you've been enjoying the beginner's guide series and would like to join a community that's been sharing a lot of great crusader kings gaming tips and storytelling you should check out the link to our discord in the description down below and maybe consider subscribing to the channel if you're among the 75 percent of viewers who hasn't yet subscribed to the channel with that aside let's dive in like scrooge mcduck rob the temples quite often your vassals and some court members will end up accumulating a fair bit of wealth this is particularly true when talking about your realm priest if your faith is theocratic and vassals who own temples if your faith has laid clergy instead you can see just how rich these people are by selecting them and looking at their character details panel just as you might with anybody else when they've accumulated some money if you want that money there are a couple of ways to get it with a theocratic faith you'll first want to try and get your realm priest excommunicated or otherwise condemned while this step isn't necessary it helps avoid some of the pitfalls of this approach particularly with the next step which is to imprison the realm priest there's a chance they'll avoid capture and run away instead and if they haven't been excommunicated you're going to suffer a tyranny penalty and a whole drop in your level of devotion when you do this keep in mind this isn't just a reduction in piety but an entire level of devotion that is why as i mentioned earlier you might want to try for that excommunication or condemnation first once imprisoned you can negotiate their release on the condition of them being banished from the realm with no option but to accept they will be forced to give you all of their money and leave your lands [Music] with lay clergy anybody can hold temple holdings so rather than looking at your realm priest you'll want to look at the people who have been given ownership of the temples since lay clergy treats temples as regular holdings these people will often have heirs depending on their family situation i.e if they don't have any heirs of their own family you might be the heir if that's the case and you are the heir to this person's temple holding they become a viable target for this tactic imprison them and banish them for all of their wealth and you get the temple as a part of your own domain afterwards too which is something we'll touch on in a bit another easy way to use your faith to make some quick money is to simply ask for it if your faith has a spiritual head of faith you can ask them for money from time to time and if they like you you get paid less of a robbery more like just asking for a favor but nowhere near as fun as extortion of people and titles never underestimate the value of a good hook the golden obligations perk is readily available and it allows you to use a hook in exchange for money from the target weak hooks can only be used once and then they're gone forever but strong hooks can be used for this purpose once every five years as a house head you automatically gain weak hooks on everybody born into your family when you're the head you can always fabricate hooks if you have the truth is relative perk and you can try and find secrets that you can use to blackmail people for hooks as well you can also gain hooks on people when you help push their claims through war and another easy way to get hooks is by either abducting people imprisoning them or capturing them after a siege or battle and then releasing them with a hook alternatively you can ransom a target or a hook on their liege be mindful of who you chase hooks on for the purpose of golden obligations when you demand payment in exchange for a hook you are literally asking for the target's money that means if they don't have enough money you cannot use this action from my understanding there is a minimum threshold of 75 gold that your target must have so it's a good idea to have hooks on land owners and lords and religious heads for the purposes of golden obligations further down the same tree you'll find it is my domain this allows you to take the decision to extort your subjects once every two years the game will randomly pick one of your vassals to target and you can either harass them specifically for a sum of money at the cost of their opinion of you or you can extort everybody for a larger sum of money so it hurts your opinion with all of your vassals in the form of tyranny or you can opt to backtrack on your decision at the cost of prestige even further down the same tree you'll see at any cost this allows you to take the decision to sell minor titles it can only be done once every five years and it costs prestige giving money in exchange but it can also have some questionable outcomes you are literally giving minor titles out to the highest bidders so you can expect some downsides targeted warfare war costs money having your troops raised or needing to replenish their numbers after they've taken damage increases their maintenance cost and this can become problematic over the course of a long war this is why properly targeted warfare is essential allowing you to either acquire wealth in preparation for war acquire wealth during an ongoing war or require wealth to recover more quickly after a war war profiteer fearful troops prepared conscription are all helpful perks to consider but there are a few things that bring bigger sums of gold at a time with the tribal government you can always send your troops rating the larger the rating army the more gold it can collect before it has to return home to drop it off now since you pay upkeep for the raised rating army even though it's not as expensive as a regular warring army you'll want to reach that maximum amount of loot and return home quicker to maximize your profits from to do so you'll want to take a look at potential targets in the area and see how much loot they have remember that any holding type can be rated [ __ ] cities temples so check them all and look for the highest numbers not just the highest numbers individually the highest numbers in close proximity raid the lot head back home disband the army and use the wealth to fund your glory loot is also an important number during regular warfare when you win a siege you obtain all the loot there is available at the besieged holding so if you find yourself in desperate need of money in the middle of a war or you're about to bring an end to a war you can eke out some extra gold from your enemy by targeting the wealthiest of castle holdings to put under siege beyond loot you should also consider high value targets among people there are certain characters that are likely to be worth a lot of money when it comes to ransom for example heirs to the target heirs to their vassals important vassals important court members with a left click on their portrait the map will pan to their location if you put that location under siege and win you might capture this high value target and then you'll be able to ransom them for money and they will sometimes net you a lot of money and if not money they might net you a very valuable hook instead either on them or their liege one final thing to consider is actually one of the first things to consider before you declare war when declaring war especially in the earlier eras you can often only obtain a single county or a small parcel of land otherwise there are many reasons to choose one target over another and one of those reasons is potential financial gain since that's today's topic let's focus on how that translates the smallest parcel of land you can obtain through war is a county any one county has multiple holdings empty holdings have no value until you are able to build on them of course but any castle city or temple holdings are worth looking at the tax from all holdings within a county combined together will give you an indication of the total value of the county in its current state taxes are impacted by a few factors which we'll touch on in depth in a moment but there are two things i'd like to highlight now control at a county level is a huge determining factor when it comes to how much tax each holding within the county provides conquest through war and sieges dramatically reduce control this is why you might prefer to subjugate the existing holder into being your vassal rather than conquering the territory off of them one has a lesser reduction in control than the other when control is dropped it will improve over time but you can accelerate this by getting your marshall in there improve control another factor worth highlighting is development the higher the development in a county the greater the tax its holdings produce however as development increases and crosses certain thresholds further development happens more slowly so in a way it's better to conquer a county that has high taxes despite a low current development because that means you can relatively easily increase the tax levels as development naturally grows over time you can also increase the rate of development in a county by using your steward in the appropriate task it's also good to note that development increases at a different rate depending on the terrain type of the capital holding in the county farmland and oasis is ideal mountains deserts dry lands can be problematic so a county with holdings that provide high taxes with potential for high development and with pre-existing high control are ideal targets for conquest for financial gains but enough talk of conquering let's talk about what happens after develop your domain there are a few things you can do to ensure your domain has been developed in an ideal fashion it is very important to remember that you get 100 of all the taxes and levies from your own domain but only a portion of the taxes and levies from your vassal's holdings based on their contribution percentage vassals will spend their own money to develop and build buildings in their own holdings but you are able to guide them by investing in their holdings if you feel so inclined after all if they make more money you make more money but keep in mind that vassals will eventually provide diminishing returns the further down the chain they are your vassal gives you a percentage of what they get from their vassals who only give a percentage of what they get from their vassals who only give a percentage and so on and so forth and the next thing you know the bottom tier vassals account for less than a percent of your income you're making using hypothetical numbers and percent of 10 percent of 10 percent of a county's income it all adds up sure but you should really prioritize your own domain first since again you always get 100 of the benefit there so the first order of business is to make sure your domain is optimal for making money i won't touch on which buildings you should build looking through the building options it's fairly easy to see what brings more money sooner versus later and what brings more or less money in place of other benefits it's just a matter of reading to the options there are other things that are a little more obfuscated that i'd like to focus on in today's video when giving territory to vassals make sure to keep for yourself the holdings that have the highest potential for county development and try to hold on to the entirety of a duchy if your domain limit allows this is because the capital county of a duchy can build a special category of a building the duchy building these buildings impact all of the holdings across the duchy and can give massive boost to income tax offices are great for this while royal reserves are better for improving the rate of development in all the counties within the duchy which in turn improves tax income though it's more of a long-term investment you can see what the capital county of a duchy is by selecting the duchy title one way or another and clicking here you'll find the duchy buildings in their own separate spot over here and as you can see some of these are quite valuable pay close attention to the verbiage you'll see that some of these buildings will affect again all holdings in the entire duchy that is a very important distinction so with all that said the financial value of your domain is determined by the number of holdings within your domain the buildings in each holding combined with the level of control and development of the counties that the holdings are a part of and further impacted by any dutchy buildings built in the duchy capital counties with a final extra boost added by a steward set to collect taxes who can from time to time also bring you an extra lump sum of money but the main task is to put a percentage buff to how much tax you're collecting from your own domain in some cases special buildings that significantly boost income will be available too mining settlements major sites of worship etc etc you'll want to ensure that these special buildings are in holdings that are directly under your control the same goes for special buildings that increase the rate of development it's not a bad idea to move your realm capital to a county where such a building exists or to an otherwise valuable county clicking on this button here with that ideal capital selected will do exactly that and this ensures that the newly selected capital will be a part of what your primary air gets on succession that is a good way to make sure you retain 100 percent of the benefits between generations apart from moving a realm capital you can also move county capitals within your counties to try and take advantage of better terrain at the county capital which in turn helps with faster development remember as well that you should typically only ever hold [ __ ] holdings for yourself holding cities and temples will net you no taxes or levies since they aren't typically the right holding type for your character the reason why i say typically is because there is an exception if your faith has lay clergy you can directly hold temple holdings as well as castle holdings these temple holdings can actually make you a lot of money especially when the right buildings have been fully upgraded alongside a high development level in the county so don't hesitate to build more temple holdings and hang on to them for yourself but remember this is specifically for faiths with lay clergy where you're allowed to hold temples yourself and also keep in mind these temples will count towards your domain limit with that said even without lay clergy when you're theocratic though the realm priest collects all of the taxes and only gives you a portion based on his opinion of you you're still better off building churches rather than cities or castles if you're focused on maximizing finances that is cities have the advantage of being able to increase development rate and castles will gain you access to bigger armies but when it comes to money churches are best even if you don't have direct ownership a city will only ever give a locked contribution of 20 of its income to you since you can't hold cities directly and a castle held by somebody else will give you 10 but a realm priest will collect 100 and give you up to 50 of the taxes from all the churches in your realm beyond your own domain including the vassal churches of matching faith the more the realm priest likes you the higher the percentage up to a maximum of 50 percent and as things stand now churches are the ideal holding type for indirect ownership that nets the most money however a realm priest that likes you will also give you 100 of the levies that come from all temple holdings so as counter-intuitive as it might seem it's actually ideal to build levy producing buildings in church holdings with the purposes of min maxing military might if that's what you're into but with all the money in the world you can just hire mercenaries and minute arms anyway i hope this video has given you some insight into making money in crusader kings 3 not just in shady or questionable ways but also as an honest-to-god lord of your realm money really does make the world go round in crusader kings and it can often seem like a struggle to accumulate enough wealth to do anything major the concepts discussed in this video should open some doors if you have any thoughts opinions ideas or suggestions of your own feel free to share them down below in the comments and as always don't hesitate to join the discord linked in the description down below or to subscribe to the channel if you're interested in more crusader kings and strategy gaming content in general as always a massive thanks goes out to all of my channel members and patrons for supporting the channel on a monthly basis y'all keep us alive and running smoothly and of course a big old thanks goes out to each and every one of you for watching until next time cheers you

Channel: PartyElite

Views: 225,158

Keywords: Crusader Kings 3 beginner's guide, ck3 beginner's guide, how to play crusader kings 3, how to play ck3, ck3 tips, ck3 tutorial, crusader kings tips, crusader kings tutorial, crusader kings guide, crusader kings 3 guide, crusader kings 3 tips, crusader kings 3 tricks, tips and tricks, ck3, ck3 how to make money, how to make money in crusader kings 3, making money in crusader kings 3, how to make money ck3, how to get rich in ck3

Id: 2KFeKyP4Fd8

Length: 18min 32sec (1112 seconds)

Published: Fri Sep 25 2020