The Fastest Way to Remove Collections and Charge Offs

[Music] 10x baby okay here we are this is the credit game i come to you monday through friday to give you most up-to-date information on fico credit what's going on you need to know credit like to back your hand you need to know credit like it's your kid's name when someone says hey you should apply for this or do this you better know exactly what to do and have knowledge because knowledge is power not knowing is going to leave you in a world of a mess but today's topic is going to be something that i'm going to do very quick short sweet to the point you guys are going to love this one so pay attention how to remove collections and charge off now why would mike want to give this information away they're like wait why would he give this because this is what i do i love you guys and i thank you for watching the channel so here's what i'm going to talk to you about how do we want to remove collections and charge offs the fastest possible way let me tell you how to do this okay there's only basically two steps yeah well this is two steps this should be very easy watch this step number one to remove a charge off or collection you have to recognize that the credit bureaus are verifying the information okay the creditor chase or whatever the bank was that you got the loan from or the credit card from or whatever it is you got reaches out to the credit bureaus and says hey can you verify this information the credit bureaus then looks and verifies the information based on data it's going to be either your phone number is going to be your address or it's going to be your name your name or maybe your previous history whatever the case is so psychologically think about this for a second if we want to remove collections and charge off fast what step will we take before we challenge the information with the credit bureaus ready for the answer it's gonna shock you it's something that's so simple but yet nobody does because they don't know knowledge is power what you need to do is you need to remove any name phone numbers addresses and employment that is associated with the collection or charge off first before going to the credit bureaus so when before you challenge abc collection or chase credit card if you were able to remove let's say your name was john smith and on your credit report you look and you see johnny smith john smith uh johann smith and jesse smith you're gonna see a bunch of aliases right you're gonna see a bunch of addresses on your credit report that you've lived at for the last years right they're all in public record they're going to be on your credit report you're also going to see a bunch of phone numbers okay that you've had over the years you're also going to see employment now if you go back to the collection when you applied for the collection or my say collection it is now when you applied for the loan or the credit card or whatever the case is and you can remember the address the phone number the job employment and the names that you applied with and remove those from your credit report first then go to the credit bureaus and say hey i'm challenging this information as invalid negative obsolete unfair unduly incorrect information on my credit report it's not mine now when the credit bureaus go to verify the information what do they have to attach to it's not attached your name it's not attached to the phone number it's not attached to employment not attached to the address so it makes it very difficult for the credit viewers to actually verify the information if the information is not on your credit report okay there is a specific form that we have here at the credit game that is specifically for removing that information off your credit report first guys i'm going wait i mean i'm telling you so much stuff here this is unbelievable there's an actual form that would you would send in okay that is scripture the right way proprietary form that is the correct way of sending it in okay once it comes back and it says hey this has been removed this has been removed this has been removed this removed meaning address phone number name and your and your employment they will remove that stuff for you because you have the opportunity and you have the right legally to remove that information if it's not on your credit report that you don't want it so we're gonna remove the information and then after we remove the information then we go back to the credit bureaus and then we challenge him with letter number one letter number two and letter number three which also are proprietary letters i've been using for last eight years to create a very very successful company guys this is the secret once you remove the stuff then they can't they can't verify it it makes it very difficult so now your deletion rate where most hokie credit repair companies will tell you you know i can get a few things off here and there per month you got about a 70 80 percent deletion ratio on first round because they are going to verify the information that's not there and that's what the credit bureaus do that's how they verify information it's by verifying it and connecting it to addresses and phone numbers and names and employment but if it's not there and only keep the information that is accurate on your credit report so if you have a phone number that's not text to a collection or a judgment if you have an address that's not attached to a collection or uh charge off if you have a uh phone number that's not attached to a collection or charge off and if you have your job employment that's not attached to either one of those those that one of each is what you want on your credit report okay so everything else goes except for the ones that are not attached to collections and charge offs guys follow me once you do that you submit the information you submit letter number one boom they come back you should have about a seventy percent negative information because the information is negative now and believe me this is how the law works fcra says this you have the right to challenge any information on your credit report that you believe is unfair unduly incorrect obsolete or incorrect on your credit report the onus is on them meaning the credit bureaus they have to verify it's not your job if you believe you're a victim of identity theft if you believe that it's not your information you don't recognize the company you don't recognize the the charge off company whatever the case is you have the right to challenge all this information but don't go right to the credit bureaus and challenge it without removing that information first if you guys need help with this this is what we do here every single day with a credit game we change people's lives literally thousands and thousands of life we're the pioneer of the credit game i've got the proprietary letters that i've learned over the last 10 years that are so effective in removing collections and charge offs and to have that proprietary letter you got to get in the game here so if you want in the game i'm going to show you guys exactly how to do it give us a call we'll share it with you we'll get you on board we'll fit the best program that you need this is simple this like this is the credit game it's knowing the information i'm telling you right now so literally you have all the information you need and then you can just execute right a decision to fix your credit is nothing i can give you all the tools to fix the house but if you leave them on the ground the house doesn't get built i can give you all the paperwork in the world and say hey here's what you need to do but if you don't actually mail them off which i show you how to do step by step then you're not going to get your credit fixed i have the information you need i have a golden like lottery ticket i want to hand it to you and say hey here take this but you got to take action a decision to fix your credit is just a decision it does nothing until you actually take that lottery ticket and bring it to the store and cash it in i'm asking to cash it in today so you can change your life change your credit life and change your financial future give us a call credit game 904-420-7772 i've got everything you need i'll talk to you in a minute mike from the credit game

Channel: The Credit Game

Views: 69,594

Rating: 4.9334083 out of 5

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Id: OIVcpZoBVyc

Length: 8min 23sec (503 seconds)

Published: Fri Sep 04 2020