Boss confronts Bank Manager after they refused to cash his only black employee’s check.

let me tell you something I have 15 other employees they all cast their check the only black employee I have was not able to cash this check that's why I'm angry there's no reason why you couldn't call me to verify the check like you always do you refuse to call me to verify the tech you're free refused to cash a good check and you're racially profiling and that is wrong so I am going to Bank of America really angry actually I had a issue a buck 12 payroll checks today everybody cashed them I have one person that is a black guy and they at the bank they don't want to cash this check they don't want to call me to verify the check they're just completely refusing service and I call and they said they couldn't talk to me so I'm on my way over there to let him know how I feel about it because on its own merits is horrible customer service but beyond that the fact that none of my other guys had a problem and only the only black person and my crew had a problem leads to obvious conclusions right and the guy's the sweetest guy he's very respectful and he's there just as he said trying to get its own money and not trying to make a social point about home and tired about her society but I'd be glad to make a commentary about her society I haven't decided if I'm on a recorder or not but I think I will because it is completely inappropriate to be profiling this guy's a hard-working carpenter super modest and humble and hard-working American and the fact that the bank is treating them like [ __ ] and treating me like [ __ ] it's not acceptable I'm starting to record that's few other guy says I'm sorry yet become a good luck no I'm sorry too who's the manager can you let him know that I'm here to see hey what's the other thing I do want to do there at the bus wasn't list but you know you still nobody else had problems cashing the checks you met a good guy he wasn't a student that's right no it took like oh the tech yeah you gotta cut the tip oh no they're gonna catch it too of course I don't want to know I need to speak to the manager please I need to speak with them what is your name okay I'll stop it I'll stop it come here you can record me hello manager you will do your job and talk to me I don't know why he's doing so cord huh got your card on the ground and then it's gonna come back I'm sorry sir I mean to be such a you just policy nobody does let's use the ring we will see cavities practice a I just do to the guy right next to me catching all the money Lorna sit down like the adoption that's how that works I'm not I said I'm not a cop that's why they don't cash my check for that much a lot of money I know why they didn't and they need to be told and what we do everything yes today I'm gonna make my business to come here every week acacia just to be like with all go through this again to more time perfect you have to catch me they already took the check and ran the numbers and all that so what he's doing on the send in the straight to district so they can look at see you know ten to fifteen other guys had any trouble carnations so whatever you like you got hit me in there with you I got the beauty shot I got the right side I mean yeah this is in time so we get to take well I'm glad that you take advantage I've been decided to be in life no [ __ ] it next time is clear don't worry about it it's water under the bridge you came here to nip it in the bud I made my blood pressure boil well I mean you know your money good so if I was about my money planning that disrespecting me because that's a car from the Union I know your money right they wouldn't call me unless you so then it's not you depression you have the right to choose if is right or wrong go to the manager he was heard especially when I come here listen to anybody recording or not even one day requirement so you can make stuff up how's it illegally I am recording that because he is normal I'm not gonna leave until we cost the scene because it you should you should be able to talk to me about why you didn't cash this cheque so if I stop the recording that's good coming away I would tell the police what I wonder let me tell you something I have 15 other employees they all cast their check the only black employee I have was not able to cash this check that's why I'm angry I have plenty of money in this Bank there's no reason why you couldn't call me to verify the check like you always do we refuse to call me to verify the tech your first refused to cash a good check and you're racially profiling and that is wrong and you are the one who is started then you tell me why my other 15 employees did I have a trouble cashing the check can you tell me think I'm gonna do what is she cool you can't pay but it's messed up what is the reason why I told him not stop recording and then he did I want 15 other people cash their check oh it wasn't that it wasn't that absolutely yeah it wasn't that but apparently it was something else but we don't know what right I don't know the other guys have the same check even more money and they can you learn not to racially profile I think that call me Polly sensible oh no they shouldn't Ganges especially me the district manager didn't tell them that oh this is gonna I'm drawing attention to it on purpose I probably go to ATM and withdraw your cash and give it to you that's not a problem it's not a problem but I mean that's not the point are you trippin I got like two thousand dollars in my pocket right now bro it's not even that I've got money can you give me a car pretty minute but I lose you've got a police station right there if a [ __ ] got robbed baby had three two minutes if I was right here doing all that talking is how I sort of Bing when you're robbing on their bigotry they would have been nothing what about sending his office business defeated she wanted up sit up there and help him [ __ ] patch up his room thank you you you and they said that I probably was probably saying being here and I've been 10:15 about the money she lied about what [ __ ] Amerika mm-hmm no I said like she lied about the police time that she lied about not giving me my money and it's like everybody got passed up with you they didn't call me to verify the stack that's known can you tell me why he was called to verify the tip I get calls all the time verifying my chest can you tell me why he wasn't the only one in my crew that didn't cash this check when everybody else did have a good weekend Meredith can you tell me thank you happy fourth of July you know for your information Calvin here is a carpenter from the Union and it's a very hard working men thank you you should treat him with respect

Channel: LATRUTH

Views: 9,214,572

Keywords: Racism, Employer Stands up for Employee at Bank Of America, Bank Of America, Black Employee Gets stopped from cashing his check, Justice, Latruth, Viral, worldstarhiphop

Id: ptCUnlfIw7Y

Length: 19min 28sec (1168 seconds)

Published: Thu Jan 23 2020

Reddit Comments

[u/iForgot2Remember]

This is when you take all your money out and just find another damned bank. Fuck these assholes.

[u/Tycoonkoz]

Soooo... What happened?! I need results

[u/reifier]

Fuck bank of america, worst bank ever. If you are too lazy to switch you are part of the problem!

[u/[deleted]]

bumping kelly clarkson. like him already.

[u/Jory-]

I left bank of america like a decade ago and I encourage all my friends to do the same.

[u/CleanAxe]

While we don't know the full story, there is a lot to give credence to this guys anger. Sometimes banks put "holds" on checks from other banks in order to wait for it to fully clear because the processing of the check takes time (multiple days). Most the time a computer algorithmically determines whether to hold a check or not. BUT, when you are cashing a check from your own bank (e.g. I bring a BofA check to a BofA) the bank has the following:

1. Account holder signature and information on file
2. Account balance/history
3. Instantaneous withdrawal

This essentially means that there is almost ZERO reason to turn away a customer cashing a check from your own bank. For folks who live paycheck to paycheck, this is sometimes the only way to avoid a hold with their own bank so they'll cash the check at the bank the check comes from to get immediate cash. When I was a teller a long time ago, someone came in cashing a $3,000 personal check. She looked super nervous and the account was not a business account. Because I was suspicious I was able to lookup the signature and saw that it was totally different from what was on the check. The account history also showed no activity of check cashing like this before. I decided to then call the account holder to verify it before cashing. This is a really aggressive move because if your instinct is wrong then the customer cashing the check might get pretty mad/impatient if it turns out to be fine. But when I called the check holder they said they never wrote it and the lady immediately ran out the bank.

Anyway I tell this story, because, even in the event there is absolutely the sketchiest/shadiest vibe, there is STILL no reason not to cash the check without first checking all of these things. This owner clearly didn't get a phone call, bank clearly never made one. They didn't check the signature etc. And honestly, I don't buy that they even had good reason to be suspicious even if they did attempt to call. Dude was in clear construction attire cashing a check from a business account that clearly has payroll going out consistently. That's pretty fuckin normal activity in a bank. Yes you're trained to be careful about fraud like the case I had, but at the same time, you're trained to do these extra steps only in the utmost extreme circumstances. It's not worth turning some poor guy away when it's legit cause everyone's gonna be furious.

So that's why even without much more background/context, I'm willing to get my fuckin pitchfork out and say fuck whomever was responsible (teller/manager or whomever it was). Obvious case of racial profiling. He should close the account and take his money out and I hope this goes viral.

[u/[deleted]]

19 minutes? No thanks.

[u/jvenable2893]

My question is was he actually being racially profiled though. There is literally another black man in the video cashing a check with no issue. I'm not saying it didn't happen, but it seems like there's more to this story than is being told.

I mean I can't think of any other reason for the check not to clear, but I also don't know a ton about banking systems. I just feel like we're missing key information.

Edit: Lol downvoted for trying to get the full picture and stay rational before blowing my lid on a video with limited information. Guess I truly am on reddit.

[u/AlternativeLadder5]

Wow, this just happened in a TCF bank in Michigan as well

https://www.cnn.com/2020/01/24/us/racial-discrimination-checks-lawsuit-michigan/index.html