Approved! Chase Ink Business cash Unboxing.

hey guys welcome back to my channel so i finally got approved for a chase inc business credit card now um i'm going to be showing you basically an unboxing and kind of my experience and what i had to go through in order to get this card even though i do have like an established business chase um they're kind of tricky to you know get approved for certain or you know for their business credit cards but anyways first let's look at the unboxing um so i had it shipped through fedex uh next day mail came pretty fast and um it just came in this envelope so we can toss that and then also i did get the lowest apr for this card which is really exciting uh even though i'm not going to you know carry a balance um that's my balance i mean that's my apr 13.24 and then when you apply for this card you do get 0 for 12 months um now personally i would always recommend paying off the card every month um but you know if you do have like a really big purchase i would recommend you know just trying to split it up within you know 10 months and just make sure you pay it all off uh before the 12 months ends because you do want to either you know take advantage of that 0 apr if you do have a large purchase so you do have as well foreign foreign transaction fees which is three percent uh late payment 39 dollars a return payment 39 you got balance transfer this is just like the basic stuff never ever do cash advances never um i've never done it i don't think i know anybody who has ever done it cash advances are the worst thing to do if you ever need cash so just don't do it avoid it um and then let's see what else is on here i think that's about it yeah that's about it on this document um okay and then now i think this is going to be the card in here let's see what else do we have we have personal information toss that uh business card agreement and then let's take a look at this we have secret access line important i think this is just the basics as well um strangely they didn't send me um like a like if any information on like the like how much cashback i'm supposed to get on every purchase um i just noticed that they didn't send me that kind of document although okay that's fine um so basically this is going to be the card here um i did actually get qualified for uh ten thousand dollars this is my first inc business cash card or a business credit card from chase so this is a card just remember this throw this to the side there you go this is the card here it is plastic it would have been nice if it was metal let's do a drop test yeah it's really plastic you can see yeah this is it looks nice though so with the business cash card uh this is the inc business cash you are gonna get a promotion rate of seven thousand five hundred dollars you need to spend within three months and you will get 750 cashback and with that you can transfer it to you know if you have the reserve which that's what i have that's what i'm going to do is just transfer it on there and um you know uh i mean transferred on there and then just you know if i do decide to travel i was supposed to travel this year but when i do i'll be able to you know um use it for like airline partners and whatever it might be and so also on this card you do get five percent cash back you do get it on off supply stores and internet cable internet cable phone services and you do get two percent cash back on gas stations and restaurants and one percent cash back on everything else as well you do get uh travel protections where you get auto rental collision damage waiver on this card um you also get travel and emergency assistance real roadside dispatch you do have purchase protection and i believe that one's going to be for 120 days against damage or theft up to ten thousand dollars per claim and fifty thousand dollars per account you also get extended warranty protection so every time i apply for a new card i try to get new i try to get certain protections on them um so that's what this card offers i am more interested in the ink preferred so you know down the road you know i'm going to apply for that card as well and as well i'm going to be doing an unboxing too so let's talk about real quick how i got approved for this card the first time i submitted an application this card which is in november i actually got denied and i got denied because i didn't have a business relationship with chase bank when i had called the reconsideration line uh that's basically what the gentleman who i talked to said he goes you know we have no history of you having a business you know relationship with us so therefore uh you can't get approved for it and i was kind of thrown off i was like what the like that's not that's not right that's not cool um but they're just rules that chase has which i guess i kind of understand since they want you to do you know i use them as a business or you know store your money or business funds in their accounts um but it is what it is so anyways i open up a business checking account and i use my ein and um you know the business checking account was a soft pull was not in hard pull as well as it was uh another promotion that they had was you open up a business checking account and i think you deposit two thousand dollars make five qualifying transactions and get three hundred dollars back so i should be giving getting three hundred dollars back from my business checking account from chase and then three days later i applied for this card now currently uh i am at 0 24 which is you know zero new accounts within 24 months i let all the new accounts drop off before i even applied for this car so i can get a higher chance of approval so i'm at 0 024 and they did pull experian for some reason all these banks love experian i don't think i had i think it was actually one of my u.s bank cards that did pull transunion um but it looks like everybody likes experian um so there's that and then let me see what else i just want you guys to know what to prepare for if you guys ever want to get approved for you know a chasing business cash card um i think that's about it i think that was just my experience i just opened up a checking account because you're going to get denied if you apply for this card and you don't have a business relationship i mean you might get approved but from my experience just play it safe uh just open up a business checking account which is a soft pool um wait at least three days and then apply for this card um and i think that's it yeah so i'm pretty excited i got this card i've been wanting it for quite some time um you know down the road like i said i'm going to apply for the ink preferred um yeah but that's about it i guess guys let me see if there's anything i want you guys to know hope you guys like this channel and subscribe thanks take care everybody

Channel: JICKS TV

Views: 2,826

Keywords:

Id: -N7rGkJ69Kc

Length: 8min 19sec (499 seconds)

Published: Thu Feb 18 2021