Use These Habits To Manifest WEALTH, SUCCESS & ABUNDANCE In 2023 | Anthony O'Neal & Lewis Howes

when it comes to Building Wealth once you look at your your network how are you building your number one business what are you putting into here because what we put into here comes out everything about wealth building has little to do with what do people in their 20s and 30s uh have to deal with if they don't have those conversations in their you know Middle School teenage years you know that was me you know we're gonna have to deal with the lack of a lot of information that's important the lack of understanding um what I did it at 18 and 19. I'm still paying for today at 37 years really still absolutely what things I mean I I have collection items on my credit report you know every time I bought two homes you know over the last three years I had to explain that and I'm the money guy right you know it's like Anthony whoa wait what is this question what what we see is from x amount of years ago right right because we don't have the conversation everyone thinks well it'll be off in seven years well here's the thing when it comes to money it'll be all let's say for example you own that particular collection item and let's say you sell it to me now I can put it back on their credit report for another seven years so just because it was a 15 year old uh situation that I had if it got sold to another company collection agency it restarts the whole process over again so I still have some items on my credit report from when I was 20 years old and that's embarrassing when I go in there because no one sat down with me and had the true conversation around what is a credit card what is interest what's the difference between a credit card and a debit card no one sat down and had that conversation with me my mama told me you don't need a credit card she just said don't do it she didn't explain to me why not no one sat down and had the hard conversation and given me the education so without that education I made poor decisions right and when a credit card is so easy to open up and everyone's selling them to you and you get this you get a couple hundred dollars free when you open it up easy everywhere you go it's about credit card you can't go into the mall without being offered a credit card when you're you're checking out you can't even go into Walmart anymore these days you know everything is about credit and again I'm not knocking people who go down that route I don't do that route I actually enjoy the freedom of waking up every single month and having the freedom of saying you know I don't owe anybody I just owe my mortgage yeah I love getting into my car and I have no car note I love going to the mailbox and and excited to go to my mailbox because there may be a check in there no big no bills you know so I don't know about you but I remember when every time my cell phone rang if I didn't recognize the number I didn't pick it up because those were collection agencies calling me it feels good when my phone rings I can hello what's up you know I'm proud to answer it and so if we don't give people that proper information 20 rows now tend to ban tend to build this negative relationship with money and they're not really Building Wealth and think about it if we can start having this education now we should be seeing more 20 year olds being successful millionaires are being made now if you're dropping a course or if you're sitting at home and you're playing video games people are actually making millions online right now but if we had the conversation with them now we can see a lot more younger people who really produce an income what else is keeping most people broke is it a mindset is it the habits and the actions is it the environment the people they spend time with is it yeah yeah for me it's a network you know I have this it's not my rule it's a philosophy that go by 33 33 33 the first 38 of people who are talking into you so I think a lot of people especially young people are not really Building Wealth because they don't have the right people talking into their lives saying hey here's what you need to be doing here's what you should be reading here's what you should be investing into and so if you don't have the right people talking into your life from wisdom like I've called you from wisdom on a lot of different things we're the same age but you're wiser than me in certain areas so hey Louis what do you think about this so they don't have the right people talking into them then the next one is who they doing life with so if you're dating someone that is all about hey I want to go here I want to do this and I don't care if we have the money let's Finance it and if you're have if you have friends in your circle that'll say hey let's go on this trip for spring break let's just take our student loan refund check and put it on there then that keeps them in a certain bracket and then they're not really depositing anything into anyone so for me when it comes to you know the lack of Building Wealth who are you around so the people that are depositing into you the people kind of in your same sphere of influence what decisions are you making together yep and then are you depositing into someone else and if you're not here's the thing we're just reduplicating it if you if you don't have someone depositing into you if you don't have someone you're doing life with on a healthy way you can't deposit something positive into them so you have nothing to give exactly there's nothing to teach nothing to give you're teaching them you just teach them the wrong things you know while I was with Dave uh for a while every major money thing that I decided to ask him before I purchased my first home Dave what do you think about this before I purchased my first uh big car Dave what do you think about this um and Dave will give me some wisdom Dave would give me some insight Dave is much wiser than me when it comes to money I desire to be married so I'm going to a married wise couple said Anthony you know some of the things you need to be working on now and like for an example my couple that I submit myself to from for wise counsel for marriage they told me this and I said on your show they said I'm selfish why they said um I'm selfish with my time you know because I worked so hard so when I come home I don't want to be on the phone I don't want to spend time with her because I just want to rest and they were like no wife is going to want to be with a man who doesn't want to spend time with her right and I was like I'm selfish and I didn't realize then one of the main reasons why my relationships didn't work in the past was because I was only thinking about Anthony I liked her I loved her but I wasn't thinking about her because I was only thinking about this is what I needed and so I have wise counsel to call me out on my stuff you know I have wise counselors say you know what that's not healthy you're a good man but here's some of your flaws and so I think it's very important for all of us to have a group of people that can talk into us from different areas whether it's your money life uh your relationship life your business life entrepreneurship life career life spiritual life you name it whatever you value whatever is important to you you need to have someone wiser than you speaking into that and you need to listen to them don't tell them what they should be telling you listen to them yeah digital it's a hard thing yeah it's really hard because no one wants no one likes to be told what to do it sounds like Dave gave you a lot of the financial wisdom you know for for many years what would you say were the three biggest lessons around money he taught you directly like that that you implemented in your financial life all right I think it's the same thing he's teaching everyone within his message number one avoid that number two uh live below your means and number three you know really create margin you know um and that was something espresso number three you build wealth by creating margin what does that mean for people uh it goes back to just living below you mean so if you're making ten thousand dollars a year okay are you not a year let's say you're making ten thousand dollars a month for an example you should be living off like seven Grand six seven Grand and that margin is what you're investing into that margin is what you are looking to build wealth off of um I think in today's day and time we're seeing about nearly 70 72 80 of people living paycheck to paycheck because I was there they're not living below their means they're spending every dollar every dollar as opposed to saying you know what I want to do this trip but I'm not going to have any left over if I keep doing all these trips I want to keep going out because I like going out and having dinner yeah but that's an extra 100 every meal as opposed to eating a you know 15 worth of my groceries for this night I want to buy the new shoes I want to spend on this but then if you're living month a month yeah you don't have the margin to invest what should we be investing in once we have the margin I mean once you have the margin I think before you do any investing you should be eliminating your debt first first and then once you eliminate your debt you need to go ahead and get a fully funded emergency fund but I think people really don't understand it's the debt part that really prevents you from building you can't bear wealth whether you're living in debt constantly you can't you know it's like a lot of people say well I'm gonna use other people's money but wait that makes no sense to me you're going to use other people's money to build wealth but it's their wealth because they own it right so for me and what if you lose that money you're in more debt exactly you know so for me it's all about eliminating the debt I don't want to pass down debt to my kids they say that the average person is going to die with bills and with benefits and the benefits are only enough to take care of the bills not to you know you're not leaving it with any land with no real estate with no wealth to pass down so for me I'm eliminating eliminating the debt so that way I can really start building true wealth I want to move forward not worrying about my past catching up with me and that's very very important to me and so when it comes to when you create that margin with wealth man you got to maximize on your 401ks you know you got to maximize on your Roth IRAs you got to maximize on maybe your uh some real estate one of my mentors told me something so so good that I'm starting to get into now he said we have no more capability of making land we can build a lot of houses we may can't go wide but we can go tall but we cannot make any more lands by land Anthony and I was like buy land he was like yeah get some land and sit on it don't wait to get the land get the land and then wait and pass that down to your kids and your kids kids and I was like okay so I've been doing that just where you've been buying land um I bought some land in my home in my home City Columbia South Carolina where I was born and then with me moving again like um here soon I'm gonna look at some land out there as well but I went back home to purchase some Labs because I know eventually yeah that's what my family is and so that's where the roots are for myself so I definitely bought some land there because out there you could buy it for for dirt cheap so I'm just gonna sit on it right you know and then down the road somebody's gonna want to build on it and they wanted to cut my kids some a lot of money what else you think people should be doing in their 20s and 30s to build wealth when it comes to Building Wealth once you look at your your network um how are you building your number one business you know a lot and I tell this to everyone mind your business how so because your mind is a business so if you mind your business your mind is a business how are you growing your number one business your mind exactly you know what podcasts are you listening to um what books are you reading um are you watching less TV or are what are you putting into here because what we put into here comes out and so wealth building is really not just about the the physical things as far as the money but it's like what are you learning what are you putting inside of your mind that can then produce true wealth and keep wealth what wisdom and knowledge are you obtaining so that way when you do make the moves you can also sustain it yeah so you'll learn that about me it's like everything about wealth building has little to do with actual green with Ashley paper it's about your core it's about your mindset it's about your network who are you surrounding yourself with how are you all minding your business growing your asset uh your number one asset which is your mind then from there we could talk about it you know how do we number one avoid debt it goes back to you know Dave Ramsey's baby steps avoid that get a fully funded emergency fund start investing start thinking about your kids you know and then from there oh man life is life is crazy right you can really enjoy and do anything that you want whether that's some people are doing it with cryptocurrency some people are doing it with day trading that's fine whatever is good for you and I don't do single stocks I'm not a fan of single stocks I'm just a fan of real estates some good growth stock mutual funds and just really focusing on building my business right what would you say are the habits wealthy people do that broke people don't do oh man that's a good one when I think of all the wealthy people in my circle habits is they have a they have a daily routine um and and I and when I say a daily routine like they have a Monday through Friday routine you know they they work out they um they read one of the things that I've I've learned over the last actually over the last few years is when I wake up in the morning I do my personal Devo every single morning after that after I read a Devo I actually read and study within my particular field so anything around money anything around relationships I'm studying in that okay and then from there I go to the gym I see a lot of wealthy people are very active and they take care of their body from there oh there's another one man they value family they really value the presence of a family why is that because I think they understand you sit here and make all this money but who are you making it for who are you impacting why are you impacting the world when your home is all jacked up and so what I've learned from wealthy people is I want to make sure my home is taken care of before I take care of the world and now again that's not all wealthy people that's just the wealthy people that's in my circle they make sure that the wife the husband the kids they are good that they're in a healthy place before they go serve the world with their particular business right and I love that I mean I was with one wealthy guy just the other day he probably does about 100 million dollars a year and um he gave me an hour of his time for lunch he got a text message from his wife he ended it 10 minutes early because his wife said hey I can't pick up the kids he was like I get it it's no problem hey I gotta go and I was like wow I was really looking forward to that last 10 minutes right and he was like sorry man you know wife can't get the kids I need to go get them man you'll learn that one day right you made the priority you understand it yeah you know your family needs to be priority and I believe when you could be a good Steward of the little of your family then you could be trusted with with more you can be trusted with 100 employees you could be trusted with impacting the community but if you can't take care of home you can't be dressed a little more and that's one thing I'm I'm I got a little dog man so it was like for me I take good care of her yeah yeah I take good care of me I take care of my home so that way you know I can get the wife I can get the kids and I can start practicing taking care of home first yes and then serving people on the outside because I grew up seeing pastors and seeing different people focus on the churches and focus on communities and coming home to a jacked up home and so I'm seeing wealthy people now they've created a healthy Habit to where now they're focused on family and families now are Building Wealth um husband and wives are working together now kids want to work in a family business because now pops and mom took care of home yeah another habit that I'm seeing here that wealthy people doing is they know where their money is going they have a vision for their money so it's not just a budget but they have a clear vision of okay this is where we want to go and what I've learned is that not only do they have the Clear Vision but they make sure everyone that is connected with them whether they are dating whether they are married whether they have kids that everyone is aligned with that vision so okay if our goal is to make 100 million dollars cool great they have the vision here is our goal that gets us to that Vision here are the the daily habits that get us to this goal so they have a Clear Vision followed by clear goals followed by clear daily habits that gets them to the ultimate Vision yeah and I'll I'm I'm sitting there amazed one day or setting the room and just really watched him put his vision up on the wall and just really bad tracked it to today his vision was five years down the road he updates his vision every three months and he holds himself accountable him and his team will hold himself accountable to okay are we are we getting closer are we making the right decisions are we making the right moves to get there and that's very very important that's something that I'm putting in place now myself that's cool the money vision and everyone's aligned to the money Vision absolutely that's great man and when you go back to it yeah here's my thing with vision when you have a Clear Vision it's gonna that's your way of saying yes or no so it's like if someone comes to you and says hey I want to do this your vision says yes or no not you if if I meet a young lady and she says Hey I want to do XYZ okay cool does that get me closer to my my vision or does that take me away from my vision yes yes or no if my vision is I want to do this next five years I'm going to apply for a job and that job is saying hey you gotta do this cool great this is a line with my personal vision and I think 20s and 30 year olds need to learn how to write a vision for their life that's cool because if they have a Clear Vision for their life it helps them stay focused and move forward and it gives them an easy hey you're a great person or this is a great opportunity it's just not my opportunity you're a great person you're just not a good fit for where I want to go you're not aligned with where I'm going so you got to have a vision what's the best way to write a vision and come up with a vision and that's something that I'm actually working now now I'm coming out with this next February and the very first thing is you really got to sit down and just ask yourself a lot of questions what are you passionate about um what do you think your purpose is um and then it's like when you think what are you passionate about what do you think your purpose is you know where where do you see yourself going you know my vision is to help Millennials and minorities avoid that and to build well I had to ask myself why it's because I was a millennial and a minority broke disgusted living paycheck to paycheck so when I started ask myself those kind of those questions I really got down to my deep why and one of my mentors Dr Darius Daniel said if your why doesn't make you cry then the price of commitment will make you cry and so when you really want to understand your vision you really have to ask yourself okay where are you going and then why do you want to go there and when you ask yourself that at least five times you're going to really be able to develop a Clear Vision of I want to do this I want to do that I want to do this by this date because of these particular reasons and it's very important yeah very important to have that right do you think uh anyone can be a millionaire and the reason I ask you that is because a lot of people that I see specifically in La who are working minimum wage right minimum wage is I think 15 or 16 17 an hour here in L.A so that's pretty high but compared to the rest of the USA I think I remember almost six dollars you know I mean it's 556 bucks when I was growing up yep um in Ohio but with people who are overworked overwhelmed only making minimum wage and maybe made poor choices before that had to they're paying off debts they've got you know family situations challenges do you think it's possible for any of them at some point to become a millionaire I think anything is possible right I don't think a lot of people have the mindset to become a millionaire um but I think anything is possible right I think all things are actually possible what's the mindset people need to develop in order to become a millionaire I mean they have to get over the past you know I think a lot of people have made some some some some some decisions in the past some people are still hurt by you know history some people are um stuck in what they've only been exposed to and so I think there's two things to shift the mindset one shift your exposure you got to step outside of your comfort zone and say you know what hey I'm tired of making 16 bucks let me go over here and try this let me just go over here and just ask this one question I think going back to any questions earlier and with this question as well some people are so comfortable that they don't understand that they are preventing themselves from becoming a millionaire they're preventing themselves from starting that business because nothing extraordinary happens within our comfort zone you have to step outside of your comfort zone and step into your uncomfort zone so now you can start exposing yourself to something that may stretch you this May challenge you in some areas you may fail a couple of times when you step outside of your comfort zone but you know what every time you fail you'll learn what you need to do differently and so I think everyone can be a millionaire but it goes back to one do they have the mindset and are they willing to be uncomfortable for a season maybe lots of Seasons absolutely consistently because I mean you know you've been in this by yourself for a long long time yeah you hit a good high and then boom something can happen you know and I know that for a fact from myself I'm like man I was just doing good two months ago where did this come from right but you can't run you gotta you gotta stay right there you got to learn in that season because what I love about a storm every time a storm comes the rainbow is next the grass is green I just got a lot of water so something's going to flourish from this season right maybe it flooded for a minute but not exactly so it's like if I'm if I'm gonna take this this heat something positive has to come from it and so I think a lot of people should be millionaires a lot of people should be business owners but they're comfortable with their nine to five job what's it take how long does it typically take for someone when they start working to become a millionaire how many years is kind of like the average millionaire and maybe you don't have information yeah I don't know is it a decade is it two decades is it three decades is it kind of how long does it take typically typically yeah maybe not the extreme cases okay I launched the business and then sold it for a billion five years later but the average millionaire yeah how long do you think it takes and we're saying the average millionaire who may be a school teacher and just paid off the debt and started investing or are we talking about someone who started the business and they're just making more money both because I think the average millionaire in America once they really start the process can really hit that within a matter of 10 to 12 years eliminating their debt once they eliminate debt yeah invest yeah yeah so after they eliminate the debt and really start really really growing for an example if you invest into a good growth stock mutual fund 120 a month you can do that within 30 years just from investing into that at that rate but again if you're investing properly 15 of your income if you are living way below your means if you're not racking up things you can cut that stuff in half and be there a lot quicker I really think it all depends on that individual and how bad do they want it right and if you wanted that business absolutely yeah if you're focused on hey this is my vision this is where I'm going and you're only allowing people in your circle who are aligned who will hold you accountable to that man you can be a millionaire within the next two three years but if you are saying hey you know what yeah I want to be a millionaire if you're not determined yeah it could take you 30 40 50 years I think you got to understand why you want that why why is it meaningful to for you to have that and not and sacrifice out on going out to dinners and sacrifice on the trips and never enjoying your life you know with with some fun or with some spending here and there like you got to ask yourself is this worth it you know investing 10 years cutting out pretty much all these things that I would pay for and just doing free activities yes but you still have a great life with yeah you know but are your Social Circles got to be in a similar mindset as you you're not gonna be able to go to the movies and this and that all the time buying all the new clothes so you just got to be prepared for that and be aware of that if if you don't have a why you won't be a Millionaire right if you don't know why you're really doing it if you don't know why you're saying no if you don't know why you're saying yes you won't build true wealth you can be rich yeah you can be rich today and broke tomorrow but if you don't really understand why you're going after it if your why doesn't make you cry you will not be wealthy and wealth to me is long lasting riches I have a lot today and I want wealth to where my kids kids will know my name even though they didn't meet me and for me that's very very important what needs to happen for for that to happen I need to pass down not just money I need to pass down wisdom and knowledge I was watching this movie with Steve Harvey not only wasn't a move as an interview and um I wasn't Steve Harvey I don't know who it was but it was somebody I thought it was Steve Harvey in the back of my head I was like it's not Steve Harvey but somebody was saying hey um do you know your great great grandfather's name and he was like no and she said do you know why he said no and she said because he didn't leave you anything um and I remember hearing that when I was laying down the bed and I stood up Louis and I was like I don't know my great great grandfather's name no I never met one of my great-grandfather's name that's what I'm saying I never met my great grandpa and I'm like wow but if they would have left me something I'd be like thank you grateful you know what I'm saying so it's like now on my drawing board in my office it's me I have stick figures of me and my kids and my family and then their kids and then their kids and their kids and right next to it I says they will know my name dang that's pretty powerful give me chills because it's like I'm gonna leave them not just with money I'm going to equip my kids with money but also with the wealth and the knowledge to sustain it and to take it further and then I'm going to educate them to Hey listen you don't leave your kids with money but also with the wealth and knowledge to grow that and then you're gonna leave your kids and then bring me well to their knowledge I think oftentimes we focus so much on let's just leave our kids with a lot of money and they're not teach them and not teach them nothing what's the point of giving them money if they don't have the wisdom and the knowledge what's the point of giving that if you haven't Steward the time with your kids to educate them or hey son hey daughter here's how Mom and Dad built it here's how we sustained it here's how you're going to build it here's how you can sustain it and that's so so so important to me because that's my why that's why I get up every single day it's not because of the nice car that I have it's not because I have the opportunity to come on a Lewis house show and just like yeah I've talked to everyone no I'm doing everything I'm doing today for my great great grandkids who I probably would never meet but they will be able to say you know what man my great great grandfather Anthony impacted a lot of people um hey Mom Dad did your mom and dad talk to you about Anthony right like wow can we can we go back and look at that video that he did with Louis uh 20 30 40 50 60 years ago okay like wow that that gets me out of my bed that gets me going to the gym that makes me Steward my single season correctly because I haven't been a good Steward of my single season I haven't maximized my single season all the time that's why I'm focused now on maximizing my single season so that way I can make the right decisions that impacts generations to come and I think that's to me what wealth Is wealth is how deep can I go with my wealth money-wise with my knowledge and wisdom one of the things we need to start changing that's holding us back you know that's a good question man I think one of the very first things that I focused on was has it has nothing to do with actually wealth it has everything to do with who we are on the inside our core okay when we can really get down into our core and understand who are we at our core on the inside it impacts our wealth building you know here in California I went to Palomar College and one in the main is why I got into debt one of the main reasons why it took me a while to get to the state where I am today is because I was trying to please everyone else I was allowing her and him to tell me how I should think how I should talk how I should dress um and at my core I wasn't confident in who I was and so because of that I was able to be manipulated into saying you know what I should look like this let me go put this on a credit card Let Me Go finance you know I put two leather couches two leather couches inside an apartment that was running me about fifteen hundred dollars a month right but it's only like 800 square feet I financed that just to look good because somebody else told me that's what you need to do and I and I at my core didn't really understand who I was really and so if you really want to start Building Wealth one of the key ingredients in being wealth in my personal opinion is has nothing to do with money it has everything to do with who you are and how much you believe in yourself what is your assignment assignment what what are you what were you born to do when you really know that then now you can move forward into building well how do you know what your assignment is you know for me I'm a Christian and so I practice the Christian faith and I believe that I was put on this purpose put on this Earth one to be a good father to be um to be a good husband and then also to impact the minority and Millennial culture when it comes to stewarding their single season and honestly getting out of debt and building true and Lasting wealth you see wealth to me is just not always about the the finances wealth is to me it's like what knowledge am I passing down to the community to the culture to my kids what wealth am I passing down to the people who are watching us uh today that knowledge when I think of wealth I think of knowledge I think of wisdom I think of opportunities and so when I think about my assignment it's okay but how did you know that was your assignment man I didn't really know that honestly until maybe about 12 13 years ago um I was sleeping in the back of my car off of Highway 76 here in Oceanside California and I was homeless and I remember being literally naked physically and naked spiritually right and I was washing myself in the backseat of the car because I was about to go again talk to a young lady and what have you been even you're cleaning yourself just so you could go yeah exactly I didn't want to be funky I didn't smell bad and I wanted to meet up with her at the mall and they're in Oceanside and man I was sleeping in the back of my car and I remember looking myself in the rearview mirror and I saw myself with soap suds from the top of my neck all the way down and I started crying and I was at that point I didn't go see her that night because I was like I'm tired of living the life that I'm I'm living and I said there has to be something better for me there has to be something bigger uh better options and it was at that time I started really looking for what is my purpose why am I here who do I need to be I started submitting myself to like my parents again to different mentors and I really found my Niche and it was like hey how many people are actually teaching true wealth how many people are teaching young people how to avoid debt everything is always about consuming that how many people are actually teach them a different way hey there's a different way of Building Wealth you can actually avoid debt and still build true wealth but what's the true definition of wealth see I've grown up for me wealth was what kind of watch do you have what kind of car do you drive you know what kind of house do you live in how much what kind of shoes do you have on what kind of backpack do you have no one really said wealth is up here wealth is inside of here wealth is what are you passing down and so when I really started seeking for what is my purpose that's when I found my purpose when I literally said I want to know why am I here right and when I said that specifically God started showing me different people in my life who helped me really reveal my true purpose interesting so you you realize from being broke and homeless that you wanted to learn you wanted to teach wealth generation but you didn't know how to make money at that point no I didn't so you had to go on the Journey of discovering what does that look like what does that mean how do I get out of debt how do I earn you know a consistent living how do I save it how do I invest it the whole process you know because growing up man I I was taught you know I grew up in a very strong Christian Faith home I have four parents I have two biological parents and two step parents my biological mom and stepdad and my siblings live here in California that my biological father and stepmom live in North Carolina right and I grew up in a very Church staying the only conversation we really had around finances was give right just give to the church that's it you didn't talk about money no we didn't really talk about hey here's how you here's how you build wealth here's how you start a business here's what entrepreneurship looks like it was hey when you get your money from Wendy's you want to get 10 to the church then what you do with the other 90 save it save a little bit but you know you want the shoes you go buy it no one really talked to me about how to invest no no one said hey son um save this money baby go start a small business so growing up I just knew go get a job you know work the 40 hours a week make sure you get a good 401K benefit package with some good health insurance and keep your credit score above 700 and then you'll get a good retirement package at the end of the at the end of your time no one really said hey here's how you start thinking at 18 to build true love here's here's how you start a business so I said it has to be more yes there has to be more than just living paycheck to paycheck sleeping in the back of my car and looking at everyone else look good but honestly I was tired of looking good and honestly not being good yeah that's a big one man looking good is uh that's tough if you don't feel good on the inside it doesn't matter how much money and how good you look how shiny you are on the outside if it doesn't feel confident yourself and proud of yourself of what you're creating I'm curious you've talked to a lot of different uh individuals parents families about money what would you say are the three biggest conversation mistakes that parents teach their kids around money in general or the three things that they don't teach they should be teaching what are they saying that's maybe not the best thing they should say um you know you had your experience but what are other people saying that you're hearing number one thing is um chores you know like we're going to pay you and give an allowance for just being my son that's good or bad that's bad okay we shouldn't teach our kids that the world is going to reward them for just being who they are no we need to teach our young people hey the world is going to reward you by actually producing it by working okay by offering a value exactly not by just living just by waking up like what does that teach you if you're just gonna give someone money consistently without working exactly it doesn't teach you nothing and then it's like why are you paying your kids to make up his bed to make up her bad why why are you paying your kids to wash dishes no pay them to go wash the cars not your car but your neighbor's car pay them to go cut other people's grass pay them to go walk other people's dogs pay them to walk around the neighbor and pick up trash teach them the true value of working in exchange for finance so that's number one is we got to stop teaching them that hey the only way you can get paid uh is you know make it be bad yeah that's that's misleading our young people number two is you know I wrote the book Debt free degree while I was with Ramsey Solutions is that the the only way to go to college is to finance it you know we got to start stop telling our young people hey your harbors and yells and princetons are the best schools out there no I know a lot of prestigious people um who went to community colleges but I know a lot of people who went to a Harvard or a Yale a prestigious school but they're not prestigious individuals and so we got to start teaching young people is hey go to college if that's the route that you want to go but trade schools are actually in right now and it's and it's less expensive I got a friend who's a plumber who's making multiple six figures a year absolutely a solo plumber crushing it he's like I go golfing every week I travel I was just in Hawaii and he's got his own little business in Vegas making multiple six figures I'm like you're crushing it he's like yeah no one wants to do this job I'm making bank no one man I just had a handyman come out to my house and ask charging 60 bucks an hour probably or something 150. an hour hammering some Nails up in here you know he was like but nobody wants to do the ugly work right no nobody wants to be hot nobody wants to be cold when it's you know 30 degrees outside so he's I mean he can rack up so we got to start teaching our young people start asking them hey what do you want to do you know what what is it that that you feel as if you can do in the world and actually enjoy it parents have to stop telling their kids what they will do okay you have some parents saying Hey I want you to go to this school and become this when you get older and then then they grow up growing Envy of their parents because their parents didn't give them an opportunity to say you know what hey let's work hand in hand right or resentful or whatever it is exactly so it's like how do we do that together okay so that's number two and then number three um this is going to be an unpopular one but we got to stop teaching our kids that the only way to be successful financially is to have a high credit score we got to stop saying I don't even maybe I'm weird but I never even I don't even know what my credit score is I never I never tried to get my credit score I'd even like check when my credit score was until like a year ago when I had to do some I don't know I signed up for some Financial Services thing and they had to like check it and I was like okay it's never meant anything to me right right so well first off I've never bought a house wow boys rented yeah yeah so it's never mattered I guess I've never tried to buy a house and then I don't know what else I would need it for because I'm just you know that's what some people sell cash you bought cash yeah I had a used car because my dad taught me this principal he always had used cars yeah me too and he had a used car for like 10 15 years I mean he would keep it perfectly clean okay and highest conditions like 10 15 years yeah yeah so it always looked and felt new even though it was old yeah and he didn't understand the value of buying a new car that's what he taught me early on unless there was a massive tax break cut for him so when I was like 16 or 17 he finally bought his first new car because it was a Denali I'll never forget this was like 20 years ago because he there was some big tax cut for like getting an SUV yeah at that time 20 years ago I guess and so he got a massive tax break for his business for that and so but other than that he always had like a 19 88 Oldsmobile you know it was just like yeah that he then passed down to me for a thousand bucks and I drove that thing for a number of years but I so I never bought a new car until three years ago I'd never had a new car I had a I had a 1997 Cadillac Eldorado Berets for five years here in LA in La two-door didn't even have a radio didn't have Bluetooth nothing and I drove that and I'm talking about with the business that I have yeah yeah being around the people I have right and um I bought it for four thousand dollars used do you still have it I got I gave it back I bought it and I sold it back to the guy who sold it to me wow wow three two and a half years ago when I bought my Tesla wow so for so for a long time I just had a four thousand dollar car wow and I because I didn't see the value at that time in buying a brand new car I was like let me use this money to to grow it to invest in my my team and my business and my personal development my lifestyle I didn't feel like I needed a flashy car going back to your first point earlier I didn't mean that to feel good about myself yeah I just felt good by adding value and I felt comfortable in a car that got me from point A to point B and but you didn't need to look flashy you know but that came from the teaching of your father though yeah because he didn't have a flashy car exactly and nowadays and in two grow my gut because we're right around the same age social media wasn't big back then so we didn't see all the flashy stuff I just saw your neighbor maybe you had a nice car and that was it are you a friend or whatever or whenever you go to church or is yeah so like now this generation of kids are seeing the flashy stuff oh you gotta have the nice car to be perceived as successful yeah I never felt it's funny I tell this story someone asked me this um I was doing a interview for someone who was applying for a position here at greatness media this morning and she was like do you still take your scooter to work because I talk about I was just about to ask you that yeah I have a little like it must have been like 200 bucks 199 scooter right not electric this is a push scooter oh it's a push to push like a razor like a big razor I saw a video of it I thought it was an electric oh man it's not electric and I literally I'm in a building you know a block away from here so there's no point driving I could walk here a lot of time yeah and um I take a little scooter most days it's not here today because it's raining but I'll scoot it over and I'm I come out of my building and there's like the fanciest cars you could ever imagine like every million dollar car you can think of all those names they're out there and I'd like to just weave in and out of them just scoot around and just smile yeah like sure they're cool but I don't need those rounds to feel fulfilled and happy like I'm a joyful human right on my scooter it gets me where I need to be and it's fun yeah I'm not saying I you know wouldn't like one of those cars I actually don't care like those cars don't mean much to me they're cool to look at sit and want to be like oh this is nice but I kind of feel weird driving it like I'm going to break something so um man I don't know for me it's like it's a it's a it's a mentality of just feeling good yeah and if that's your thing you like flashy cars you like flashy water that's your thing I should think cool yeah but don't do it because you need to feel better about yourself in my opinion and it goes back to the core yeah when you really know who you are you operate and you walk differently yes and that is something that over the last few years I've really mastered and really keep drilling into myself this is who you are this is where you're going I like cars I am a car yeah so it's your thing that is my thing but you know what I'm really coming to value a whole lot more than cars is I want a wife right you know I want kids you know and it's like I value that more yeah and when I when I say I value that I mean I didn't go to Disney World you know I haven't been to Disney World yet because you know growing up my family couldn't afford it you've been to Disneyland up here in L.A I haven't been to Disneyland wow and I've been at 65 relax yeah you know but uh we couldn't afford a stepchild of Disneyland exactly you know we couldn't afford the the family trip right spring breaks and it's like man when I think about it now I I'm trying to Steward and maximize my single season so that when that way when I do have a wife I do have kids I can say yes to my wife because I Steward this season well and it's like one of the things I'm really teaching myself is as a Young Man dating right when it comes to my money is I would rather tell my girlfriends no today so I can tell my wife yesterday let's go you know what I'm saying it's like I don't have a problem telling hey I'm not I'm not going to spend a hundred dollars on a date on you right now you know because you may not be my wife but I refuse to tell my wife no because I told all of them yes and as I'm maturing and as I'm growing I'm realizing that the caliber of my financial future and the caliber my future family's future is depending upon the choices that I made today right and so I have to be willing and be strong at my core to say no to things that will set me up for my future and I want my wife to be like thank you for telling them no I want my kids because I remember my mom and dad unfortunately I have great parents but I remember wearing uh shoes that had holes at the bottom of it and we had to put tape on the bottom of it I don't want that to be my kids and the decisions that I made today impacts that you know I I wouldn't be able to take my kids to Disney World that's the only reason why I haven't been I've dated ladies with kids let's go to Disney World nope why not I want to go to my wife and my kids wow I don't want to go to my girlfriend and her kids I want to go there with my wife and and and my kids you know I want to be able to do things with my family that my family couldn't do when I was growing up it's cool and so I'm learning to I'm valuing that more I get that wakes me up every day that gets me excited every day that gets me on my YouTube channel every single day because I'm working for them that I'm also working for the community that's cool what's the third thing the parents should be doing more uh or the last one we talked about like don't don't tell them the only way to be successful is having 700 800 credit score which goes into what one thing that they're not doing enough is really having the money conversation with them early on as possible you know I think that parents as soon as they say mama as soon as they say daddy you need to start having a money conversation really absolutely at two absolutely what are those conversations they should be having it's on their level you know I mean if if the kid is saying hey Mom can I eat a piece of candy well they understand that candy tell them hey it costs money and show them hey you got to give this in exchange for that but let's let's you know pass that level let's start having a conversation with middle schoolers one of my good friends has a private school in Nashville I went to read books with them um last a couple of months ago again right when I walk into their school she has a picture of all of her kids on college campuses these are middle school kids it's cool fifth grade and I said what are you what are you doing she was like actually if you look on this one um those are third graders and I was like you're taking them to college they don't do they even understand what they're looking at she says no but young people are impressionable at a very young age so they will remember like hey I want to go here so I need to work hard right now right and so it was like we we have to stop saying our young people are young if they can remember songs if they can remember famous dances from Tick Tock they can remember the conversation around money so we got to have that conversation as early as possible so that when they get into high school they are already aware of what's going on with the finances talking about the stick figures with the partner and the kids and the kids kids how important is the choosing the right partner and making money keeping money investing money building money that's the second most important and decision of my life it's true the right person choosing the right person the first one is that's just my spirituality is you know being a Christian that I think that was the first part the first and most important part the second most is choosing who's my the right partner yep and choosing the right wife you want to be real I'm trying to be emotional I had the right wife you did I let her go why because I was young I was dumb oh I was immature dang I was selfish and I didn't I want I thought I wanted something else hmm but I I Let It Go um and so now I was like okay let's let's fix it because you know hey you don't want to pass up on that again I believe that the quality of my future is depending upon the quality of my life and um I I I I I had that there but because of the immaturity uh because of the looking at what everyone else had around me I let someone go who could have been my wife um and um I learned from that yeah you know it was a it was a hard season for me because I had to I had one of the things I've learned that wealthy people do very well is they confess when they're wrong and they tell themselves so you messed up how do we make sure we do not make this decision again right that's when I say you know what let me submit myself to a married couple to get wisdom you know what let me just talk more to my therapist about this area so I can make sure that the next time I have the opportunity to meet an amazing woman that I do not pass up on that again and so my my partner is the second most decision because this is the woman that will be raising my my daughter this is a woman that be raising my son this is the woman that together we're going to build an Empire and I need the I need a partner that we are aligned in sync and we have each other's back what would be the three questions you would ask about money before you would move forward on a commitment of like dating maybe you're dating for a few dates but I wouldn't even go I'm not even getting into a committed relationship with the women until we have a mining conversation and what should that conversation consist of the very first question is I'm asking her is um what was the conversation you had about money growing up you know what what did your parents um teach you about money um and then two for me what's your thoughts around ownership what's your thoughts around that and then three it's a fun one but it answers a lot of questions it's going to answer a lot you have a million dollars right now what are you doing with it um yep what are you doing with it and and a bonus one that I I really really really I really have this conversation on both sides what what do you value most in life yes like what what's what's valuable to you that money cannot buy and um it just starts the conversation going and I think really understanding the root of the individual really sets you up to understand okay how they're going to be thinking proceeding forward now someone gives you let's say give you all the wrong answers yeah right you're just like that's the opposite of what I was hoping to say does it mean they can't change their mindset around this or is it kind of you've been set in this way for 20 30 years right it's going to take it might take some time to unlearn these things I don't think there's a wrong answer because I think how we were raised I mean we can't help how we were raised my next question would be like hey are you willing to have have a conversation around these things are you willing to learn something differently you know what's so funny is everyone knows that I'm the no deck guy no credit card guy and I've dated ladies who had credit cards right and their first question is well are you willing to learn I said yeah if you can prove to me that I need a credit card I'm gonna tell you right now I'll rock with you but no one can prove to me that I need credit that I need debt and so I'm willing to have the conversation on both sides and so I I'm always asking like hey are you willing to have the conversation but I'll be honest Lewis I haven't met too many ladies who are like like oh no I have to have credit I have to have you know other people's money I have to use it they most ladies they just want to know that they have a man that they're dating a man that if they were to settle down with can be the provider of the home and that's cool I mean right that's cool but I don't think there's a wrong answer I just want to know your mindset around money and then if your mind says a little different than mines I'm not done with you I'm gonna continue the conversation but we're just going to see like hey can we adjust sure and here's the thing too are you adjusting just so you just so we can date are you adjusting because this is something that you really want for yourself and that's the only way to work you're going to want to have to have this lifestyle just as much as myself right and I'm very big on ownership yeah um respectfully saying this people who look like me we don't own a lot and I want to have an African-American black family that owns everything and that's important for me what should someone do if they're considering dating someone who's in debt I feel like man I just love this person so much but they got a 130 Grand of debt and they made some poor decisions yeah but man the connection is so strong the chemistry is there like I'd be crazy not to explore this further yeah but man I got to deal with all this debt I mean I I think there's nothing there's nothing wrong with dating an individual with debt you got to go back to hey are they comfortable with this debt or are they aggressively attacking this debt and if you find someone that's comfortable in this debt you need to understand why are they comfortable if they're like I'm taking action I'm getting out of this I made some poor decisions if that's a different you're like okay you're on the right track I can rock with you on that you know I can rock with you in a moment we say I do oh now I'm my bank account is going to be your bank account and we can just cut the check and now you now we are debt free so I believe that once we get married I'm if you have that I'm no longer debt free wow so it's like hey babe we are together we came together as one let's go to now our checking account and let's cut a check to get us out of debt while we are dating you're still in debt and I just want to see okay are you aggressively or do you have a game plan for this debt are you maximizing the single season of yours or are you buying the the wigs are you buying you know the the clothes the purses or are you taking this opportunity to spend as much money as you possibly can while you're single because I think in relationships what we do is we don't maximize the single season correctly what we do is we have a good time we're traveling where we're we're bawling out we're doing this we're doing that but we're not actually utilizing all of our resources to bring less baggage to the table and I think for me it's like I'm asking myself Anthony what baggage can you eliminate now while you're single so when you get to the table you come with more assets you come with more wisdom you come with more College more experience more peace more joy and less baggage and less pain and so I want to see is she maximizing and stored in the single season correctly is she taking advantage of no responsibility no kids if she doesn't have kids no major bills just her debt so if she's making 75 50 000 a year okay is she putting 10 of that towards 20 of that towards paying off her debt or she's taking that ten thousand and buying the latest Chanel purse if you're taking that ten thousand going to Hawaii with a girlfriend is she taking that ten thousand going out to the latest and greatest concerts or she's saying you know what hey I'm gonna enjoy life a little bit but I'm really focused over here right and that's that's what I want to see and that's just not from her but that's even for men as well ladies like look at whoever you tend to date make sure that they're maximizing their single season and it's not just money what are they watching do they watch Lewis do they watch Anthony O'Neill do they watch other people in park are they learning something who are they surrounding themselves with you know are they always around friends who are just doing uh dumb stuff or are they around friends and they're they're all they're reading together they're stretching each other they're starting businesses together how are they maximizing and stewarding that single season how are they growing this and if they do that I'm fine if she comes to me if she got two hundred thousand dollars in debt Louis but I see that she's working hard that's my wife and I got her back have you seen um scenarios where women make a lot more than the men they're with absolutely and they're just as happy absolutely as if the man was making more I mean I've seen I've seen a scenario where the women is making a lot more money than a man and they are happy and I think it's only because that man is still providing he is still working he's not a lazy man he's not sitting at home he's not you know working an eight to five job and coming home and playing the Xbox or the PlayStation no the man is out here really trying to build something that is great for him and his family and honestly he's he's he's he's producing you see the fruit of his labor so you don't just see the potential of them but you see him actually producing something those ladies I believe are happy right you know uh but I think we run into the problem where these ladies are out here busting their butts and these guys are just out here lazy right that's where it doesn't work it can't work I mean it won't work because um a man can't be respected if he's not working hard he can't be and I don't think there's nothing wrong with the woman making more money than than the man or the man-making it's what's our vision and where are we going prime example is my brother-in-law when I first met my brother-in-law I know he's gonna be watching this I love you man uh you know my he quit his job to stay at home with my little my firstborn nephew uh Theo and my sister was a school teacher so she was the breadwinner for a while and I was like what in the world like this is not this is not normal and what I noticed about them two was they were aligned on the vision now today he's built a huge business and now my sister is at home with him building a business taking care of their family so it doesn't really matter uh what what works for you and your family as long as you all have a vision as long as you are online going there right and the man is producing and providing not a value exactly right you know and when I say providing he may not be the breadwinner but like what you said he's bringing value in substance at the table why is it that a man cannot be respected unless he's working hard I don't know that's a good question for the ladies but I mean I think I think man I mean we're made we're made to work I don't know if I could respect one of my brothers who are lazy because like you're a man step up to the plate and get the job done right you know I'm tired of seeing Our Ladies going out here uh when you look at it the ladies are the number one Rising entrepreneur they really go down to it as a minority lady right these are ladies who are single who have kids who have an eight to five job and starting a business so our Single Ladies can do all that and men can't do that right come on step up yeah I don't know do you think men respect women who don't work can women be respected if they're not contributing financially in this model in this modern era yeah I know I could yeah I mean I kind of want my wife to to want to stay at home to be honest why is that I value family you know I I want I remember growing up and my mom working three jobs my dad working you know long hours and Mom and Dad not around I remember those hours I'm not saying that my wife has to do that but what I am saying is I just want to make sure that my kids see their parents that that we are present inside of their lives and um that's important to me but if she says hey you know what I really enjoy doing what I do for a career Cool Grade let's figure out how do we still make sure the value of our home is still there that we this is our priority raising our kids growing a healthy uh group of kids is still priority yeah but I could absolutely respect the woman who doesn't work if a couple or a married couple does not create a money Vision what happens to the relationship it's going to Fumble absolutely the relationship well absolutely the number one cause for divorce is not because of the the lack of money it's because of lack of vision and thought behind money it's it's it's well we didn't really have a plan we weren't on the same page so she's over here spending this he's over here spinning that he just bought this car she just bought this and now we come back it's time to pay bills we don't have money to pay the bills because we didn't have a vision for the money you know it's it's we're over here spending this we're getting by we're living paycheck to paycheck now it's time for our kids to go to college we don't have the funds but we didn't have a vision now now the kids are out of college were racked up in debt uh now we are tired of renting now we want to purchase a home we get denied for a home because we didn't have a vision for our money now retirement comes and we got all this debt from kids college we bought all these nice things we're still renting we don't have any money in retirement what happened well 20 years ago you didn't have a vision and so with where there is no vision that's where people perish you have to have a vision for your life and for your money and the two have to be congruent they got to work hand in hand if the vision is hey we want to send our kids off to college okay cool how is that in division aka the budget for your money we want to build a house cool great how's that a division for your money we want to go off on a vacation one of my ultimate dreams I'm getting excited I'm sorry uh one of my ultimate dreams when it comes to me and my wife is when the kids are gone and I retire I want to go on two vacations each one of them six months long out of the country wow that's the vision that's great I gotta write it down and then I gotta put habits and systems in place to get us there right if I don't have that Vision I won't have systems and habits in place to get there right and if married couples do not do that they will not win let's say there's a a man who's made a lot of wealth and he meets a partner that he wants to marry who's making uh you know 50 to 100 Grand a year and he's got millions in the bank what's your thoughts on um merging bank accounts prenuptial agreements the the challenging conversation about is it my money yeah that I've generated my whole life here now it's your money or how what should that conversation be like I mean I I if you've accumulated that much well a prenup is probably a good conversation to have how you have that conversation is not after you're in love it's not right before or after you propose um that is a conversation that you're having while you're dating really absolutely you need to have that conversation okay so you're not sweeping the rug underneath them at the edge or something yeah you don't want to fall in love and and then next thing you know you propose and y'all planning waiting the wedding then hey here's a prenup right that that is not a good move um I do believe wealthy people should have the conversation around prenups and the prenups doesn't it it's it could be a good healthy thing um depending on the state that you're in it's it's like hey either you're gonna get 50 50 or the state's going to decide if there is a divorce so why not in the very beginning of your relationship have the hard conversation when you're in love when you both are being very fair and that may be the last time you have the conversation that is my prayer that is my hope but it's like hey inside of that prenup I would suggest that she go sit down with her lawyer separate from him and saying hey what are some things I need to put in place for myself I am aware of certain couples who actually uh for every year the woman actually was with the man she got x amount of dollars added to that prenuptial agreement because of XYZ he was totally cool with that and then for another couple was the prenup was only good for 10 years and then it was Nolan void and so I think a good conversation around pre-nums in a healthy way is actually good but I would do that while you're dating before you both are emotionally connected with each other say hey this is where I'm at I just want to be honest with you up front before we go down this road because I'm really feeling you and I believe you're really feeling me and I really want this to win but what's your thoughts around prenups and just let her answer that question and you know what some people may be like heck no then you gotta make decisions from there that's information yeah exactly and then some may say well I'm not really aware of prenups um what is it then explain to them what the prenup is and the key thing is have the conversation to where they know hey the prenup doesn't just cover me it also covers you as well one of my friends just asked what have you built a business you start blowing up and you yeah exactly and one of my friends Ashley just went through a divorce and they had a prenup and this is what she said the prenup actually allowed me to focus solely on our kids because I already knew what I was getting from the marriage and so she was like I was actually at peace because now I was like all right cool who gets the kids that was the conversation he said she said the divorce was hard but I knew in a moment we said we're going to get a divorce okay cool this is what I'm getting all right I know it's clear I was Clarity boom yeah exactly and started to deal with the mess and the heartache and the pain but and opinions about the people and the questions about the people but at least you know you can leave this relationship peacefully and you know what you're leaving it with right and so I think prenups can be very good now if both of y'all making fifty thousand dollars a year why are we having this conversation right you know but if you're a multi-millionaire and you have this huge brand and this huge business um yo that protects your legacy right you know and that's an important conversation to have and I think if you have this huge brand this huge wealth that's also going down to stewardship for your kids kids and so prenups I'm all for them you know when it makes sense on on either side yeah it's just how you have the conversation is what's going to be a little difficult so let's say you're both making around the same amount of money and you get married what's your thoughts on how you you should manage the money yeah who should manage the money yeah and the conversations around accounts and you know I think that when you get married there is there is no there are no secret accounts it's here's one house account um and then after you have the main account I do believe like hey you and your partner can have like their own little spending account and then you have your own savings accounts I do believe in that right but when it comes down to like who manages the money who's ever the best person at managing money right that's it if that's her she manages the money if it's if it's you she manages the money if it's your partner that partner manages the money whoever is the best person at that they do it now I think both need to be having a conversation I think both need to be having the money conversation at the end of every single month hey hey this is what we did this month this is where we're going next month what are some things we want to do you need to have a meeting every single month about your money go going into the next month and so I'm looking forward to that hey babe what do you want to do what what do the kids need what are some things we want to buy next month we need to have a very detailed plan with that now the execution of that budget or of that Vision money uh may be the best person who is honestly better in that area but everyone should know how much money we have what are we aiming for and where are we going yeah but you should have it I don't I'm not a fan Lewis of and you're smiling but I'm not a fan I'm not a fan of of married couples having okay I'm gonna pay for this you're going to pay for that here's my money out of my account here's you know this no everything should be in one account yeah I was actually coaching a couple the other day because he found out that his wife his new his newlywed wife actually had to own her own private account so he was giving her money yeah to spend they all had their own spending allowance well she was taking that money putting in it into a separate account that he had no idea of and so I was like well hey yeah we shouldn't be hiding from our spouses we should be very clear up front around what's going on with the money what are we doing with it and it's a hard conversation to have right but I know me and my wife will have joint accounts yeah and I will be able to see what's in her account she'll be able to see what's in my spending account but we don't touch the primary account unless we both agreed it yeah that's good what is the thing that's holding you back from the next level of your financial wealth building huh that's a good question you know what you know that's a good question always and not now you got me thinking man you got me I you got me really being vulnerable here I may not be ready for it Louis ready for what the next level of wealth yeah really I may I honestly may not be ready for that amount of money being a single man um why is that don't know when I really sit back and think about it is I don't know it's what I have right now I'm stewarding well what I have right now is enough for this season [Music] but when I think about that next level for me and well that's a lie and God may be saying to me I need you to get everything in this season on this level before you get to the next level it's a little it's a little fearful that the things I've been able to accomplish today are it's like whoa you're really here Anthony you you've really just spent seven years six years of your life traveling around the world with Dave and impacting people wow you really are making this kind of money and I've made some some some bad decisions with my own money because of the fear of like man I I've never I've never had this before [Music] um and I think for me it's about all right I got a really really get that out of my head which is why I'm very big with making sure that I have the right people around me so that when they see things starting to fall and slip they'll be like oh hey yo and I think that's important I'm the money guy but I'm still human and I still make mistakes um and I think that's important for all people to understand that even experts make mistakes in their own particular space yeah and I have no problem admitting the fact that hey sometimes I'm tempted hey sometimes I've made some bad decisions with my money um which is why I'm more and more surrounding myself with the right people which goes back to their other questions I got to make sure that my my partner is she understands that as well because this is a huge huge decision that I'm making huge decision huge that that she will be making because now we both are going to this next level and um thank you for that question because I think now I'm gonna go back and talk to my therapist about that yeah like I'm literally sitting here thinking like man are you ready and what would it take for you to become ready yeah like am I ready am I ready for that next level I know I'm ready to impact more people I know I'm ready to influence more people but am I ready for the income that that will bring and it's like I'm excited about it but I'm like man are you ready that's a lot so I think a lot of people when they're not ready if they get a lot of money before they're ready yeah they make poor decisions with it but see you know here's my thing though Louis it's it's not just about the money in my pocket that income brings more staff members those are staff members that my team that I am responsible for those are families that I am responsible for that I have to Steward well to make all the right decisions so that way now my decisions doesn't impact just Anthony anymore it impacts all these people and it's like whoa that that's a burden you know that you have to really really care wait I've talked about this so much in the last couple months on the show that I don't think people understand the weight and the pressure of yeah success or growth or more resources coming your way yeah and if you're not prepared for it it's going to feel like a massive weight yep so it's learning how to balance the weights absolutely you know with all the success and the accolades and the acknowledgment and the the audience comes a certain amount of pressure absolutely and I think it's funny because I ask a lot of people like what's your biggest fears it's a fear of failure the fear of success or the fear of other people's opinions and a lot of people say the fear of success is what holds them back from actually going after their thing they want yeah because of the responsibility of people now wanting more from them that they're you know or their family thinking that they're leaving them or they're too good for them or whatever it is so my biggest fear is me it's My Flesh I I can make money I just if I can beat me if I can tell myself no if I can say hey you're not ready ah man I'll be all right but sometimes you'll get in the mirror you hear people say yo Anthony you could do it you could do you could do it but inside your life maybe not right now not that I can't do it but maybe right now I should just move a little bit slower yeah and I think sometimes a little bit and deeper it's acclimation yeah and I think sometimes successful people we're scared to admit you know what let me just take just some small steps right now and that's one thing I've been telling myself like hey my team is is growing um and it's it's scary but I'm okay all right let's just go a little slower I turned down something that was real real big um and it was big but I I literally told them I'm not ready for that right now somebody would say yes they would have got into that season and I would have fumbled it and because I fumbled that now I gotta go back now it's gonna take me even longer to get back there because then now it would have been public if I would have failed in that area and then now no one will trust me again so I said hey right now I'm just starting off in this season and and really shifting over here let me wait a little bit let me build a foundation first before I bring on something of that magnitude and I'll never forget that particular individual and Company said that was probably one of the most mature thing that they've ever heard from an influencer that's cool because it was like Hey most people say yeah let's do it and then get there fumble a lot make a lot of mistakes and try and make excuses of those mistakes rather than saying hey let's revisit this a year from now and I've made that mistake a lot yeah in the past and I refuse to do that again because when I get to that season when I get to that level I want to stay there and I want to do well you don't fall back exactly yeah and I think sometimes you guys say you know what I'm not ready that's true and I have no problem saying I'm not ready that's good because I think me saying no today is saying yes tomorrow no it's great man you've got a lot of great content out there um your YouTube's been blowing up your Anthony O'Neill over on Instagram and Twitter and YouTube anthonyoneal.com you've got a new course the singles blueprint eight pillars to maximize your single season gain Clarity on your life's vision and start building your legacy right now which I think if you're single this is the time to get clarity so you don't just keep dating people and wasting energy and effort you really get clear on what you want why you want it and then how to get there they can go to your website and grab that anthonyoneeal.com and YouTube you're doing once a week it's been blowing up but hopefully this year you'll be doing twice a week absolutely you've got a lot of great content over there people should be subscribing to what else should we be checking out of yours that you've got out there I mean that's the thing I'm focusing on this year it's going to do shows a week on my YouTube channel launching this course it's gonna be the first course that has nothing to do with money um it's everything to do about just maximizing our single season I didn't maximize my 20s I wasted my 20s I blew it away and most wealthy people who I've seen they've maximized a lot of Seasons so I'm literally uh walking single people through hey here are the eight pillars you can be focusing on to make you a better individual and when you focus on these eight things you will find your spouse you will be able to build your wealth you will be able to accomplish so many things but less less focus on us what are the things on the inside of us we need to focus on so launching that course focusing on on really getting uh just two shows I'm trying to get in your level I can't do four just yet a week uh you know but you know my team and I said hey we're ready to go to two so we've been doing one show and we've been able to grow massively but our goal is to get across over 600 000 subscribers this year so we know we got to get the two um and then number three is meant I'm actually going to take a group of people to Israel a group of Millennials just go over to Israel learn about money learn about you know our tradition and Heritage over there so I'm looking forward to that you know it really is by laying the foundation and just really influencing and impacting a lot of Millennials and a lot of minorities love that man love it uh this is a question I asked everyone at the end called the three truths so imagine it is your last day on Earth you've been building your your wealth generation you've got the marriage you've got the family you've got the grandkids all that stuff you've accomplished what you want to accomplish but it's the last day yeah for whatever reason you've got to take all of your written audio and video messages with you so no one has access to your wisdom anymore even though I know whether that you're gonna pass it on this is hypothetical yeah and you only get to leave behind three lessons that you've learned all the lessons you learned from your life this is all you get to leave behind to your family into the world what would be those three lessons or I like to call it the three truths here go to truth number one is um there's a difference between believing in God and knowing god know God number two will be the caliber of your future will be determined by the choices you make today number three is focus on influencing and impacting people if you focus on those two things that equals income know God caliber of your future be will be determined by the choices that you made today so make the right and healthy choices as much as possible every single day influence plus being impactful equals income influence plus impact equals income I love this man Anthony I want to acknowledge you for a moment for your journey for constantly showing up for people for getting yourself out of the car and out of debt to start educating yourself on how to teach other people how to do the same thing I think it's a challenging thing to do and it's a challenging journey to go on but you've been doing it in a beautiful way when you keep showing up keep showing up and I love your honesty about your single season and figuring these things out and you know lost the wife that you thought would have been great for you and now you're you're rebuilding and you're creating something new for yourself so I acknowledge you for all of it man it's a beautiful journey and and I'm excited to see what you create moving forward um my final question what's your definition of greatness greatness definition of greatness is for me you put everything into your journey you put everything into what you could and because of that you're great as long as you gave it your own as long as you gave it your best effort that's great you got to do these three things you got to start trading time for money I start learning how to make your money work for you you gotta learn how to give value to people I didn't learn that message the value part I didn't learn that so I started my business and I was like I have never heard nothing like that was like scripture to me hearing that right

Channel: Lewis Howes

Views: 96,856

Keywords: Lewis Howes, Lewis Howes interview, school of greatness, self help, self improvement, self development, personal development, success habits, success, wealth, motivation, inspiration, inspirational video, motivational video, success principles, millionaire success habits, how to become successful, success motivation

Id: AtZ6dfuNBf8

Length: 83min 26sec (5006 seconds)

Published: Sun Dec 11 2022