They Cancelled My Insurance Because of Vanlife

so a couple months ago i got a text from my insurance company saying hey we've got a problem with your account you you need to call us real quick to sort it out and i was like oogie [Music] hi good morning welcome back to my youtube channel where i live travel and sometimes a game in my van as you know from the title my car insurance company is canceling my insurance because of van life yeah so we've also got some other things to talk about today so stick around for the whole video and by the way guys if you're a fan of all things van life and gaming you're in the right place at the right time because i do exactly that i do exactly that [Music] okay all right all right remind me never to do that ever again [Music] so i want to tell you guys a story today but before we get to all that stuff i'm going to make some breakfast and i'm going to make you some breakfast too today and i'm going to show you one of the most delicious breakfasts you could ever make for yourself in the morning and that is wait don't judge me avocado toast but hold up it's really good avocado toast so don't don't judge me quite yet stick around cause it's delicious millie are you having a good day i love you you love me too oh yeah are we best friends all right so first up on the avocado toast you're gonna need your toast your avocado it's a beautiful day and i can't stop myself from smiling next up what are we gonna need what are we gonna need we're gonna need a cutting board i'm a cutting board cutting board there we go oven is on preheating if you can't tell it's it's winter in north carolina right now and it's supposed to snow in a couple days and i'm really excited about it because i've never been in this van in snow and i'm excited to see how it does with my diesel heater and maybe i'll make a video about it i'm really excited about it now that you got your bread and your avocado make sure you grab a knife make sure it's sharp never play with a knife in the kitchen never play with a knife ever actually uh oh you're gonna need eggs you're gonna need some eggs here cut the avocado in half just like that we're gonna take the little seed nut guy out and we're gonna throw this sucker out into the wilderness [Music] so what i like to do with my avocados i like to smash my avocados up in the avocado housing right here so i do some of these vertical cuts like this inside then i go horizontal well i guess it's now it's vertical because i flipped it around and then i just start just shredding the crap out of this thing that's all that you really need to do you don't need to waste a dish do it right in the avocado shell you're saving yourself some some work later you want to get your everything bagel seasoning ready this is the key ingredient greed sriracha is the way to go on top on top just wait just wait just wait okay now i'm going to throw my bread into the oven lay it right on top while the toast is toasting up we're going to throw eggs into the pan and we're going to fry them up a little bit now i'm gonna flip these toasty boys over in the oven try not to burn my hand we're getting close to victory here boys and girls we are almost about to feast okay eggs are done let's pull out our toast oh that is some perfect toast right there look at that nice and crispy start off with your avocado on the toast next we're going to get our eggs i overcooked them no all right well it is what it is okay it's still going to be a delicious meal next we're going to load it up with some sriracha just like that make it nice and beautiful we're going to put everything bagel seasoning on it and do not skimp out on the seasonings this is what really makes it dang that looks good i mean goodness gracious focus you have got to be [Music] bon appetit i'm gonna spare you guys my eating sounds so i'm gonna cut ahead to after i'm done eating this delicious piece of toast i wish i had two of them but one will do so i'm just gonna go walk around while i eat my toast and think about how much i'm gonna miss my other piece of toast that fell on the ground it's okay though it's all right i'm not gonna worry about it it's not the end of the world i just to let you all know that this is really good though i hate that you're missing an hour i wish you could if you're supposed to live [Music] [Applause] yep that's toast all right [Music] so van life baby living it up so you guys might be thinking hey this this spot looks a little familiar and the answer to that question is yes that wasn't a question but yes it is familiar uh if you've watched my morning routine video this is where that spot is at i found it on airbnb i had to pay for it and rented it out and i was like wait this spot is like pretty cool so what if i like rent it out monthly so i contacted the dude and now i'm running this spot monthly until further notice until i get bored of it and move on so you might be seeing more videos at this location which is exciting excuse you i am meditating here why did you get so excited hold up tell me what happened what happened millie all right so let's get to the meat and potatoes of this video the tldr of the situation is my vehicle's insurance company is canceling my insurance on my van because of van life but essentially what happened months and months ago when i was building out my van i reached out to my insurance company to see what it would take to ensure my vehicle as an rv and for those of you guys that don't know insuring your converted van or your converted bus or something as an rv is really beneficial to you because not only does it ensure the vehicle but it also ensures everything inside the vehicle like all your appliances all your woodwork and all that hard work that you spent months and months or even years building out it covers all that stuff too so it's a really good idea to ensure your vehicle has an rv so i was trying to do that for my van because a lot of people in the nomad community are somehow able to do that for their vehicles but i reached out to my insurance company as i was building out my van and i was like hey i'm planning on converting my van i was wondering what it would take to get it insured as an rv when i when i do convert it and they're like oh great yeah here's the things we need blah blah blah and they gave me a long list i think it was like they needed like an itemized list of all the parts and appliances that are in the van among many other things i can't remember exactly what the list was but it was pretty overwhelming and i was like okay thanks for the info i'll get back to you if i ever decide to insure it as an rv and i thought that was the end of it i was like okay whatever so i've got full coverage on the vehicle itself but nothing inside the van is insured right now and that was like back in february or maybe march i don't know months and months ago and in november i received a text notification from my insurance company saying that there is an alert on my account i was like okay that's weird because i pay my bill on time all the time i haven't been in a wreck or anything so i i don't know what this could possibly be about so i called them up and i was like hey what's going on what's this alert that you speak of and they're like oh yeah nothing nothing crazy um a few months ago you you reached out about insuring your van as an rv because you converted it and we just want to let you know that since you can't provide all the details about the van we're gonna have to cancel your insurance and i was like what why and she was like well if you can't provide all those details for us it means you converted it diy and not professionally and unfortunately we just don't cover that it would have to be professionally converted and i was like how do you know if it's professionally or diy or not and it's and she said well you need an itemized list you need an llc you need this you need that and i was like holy crap are you serious and i was like okay well i don't want to ensure the inside of the vehicle i just want the vehicle insured can can we just keep my insurance just for the vehicle and not worry about any of the interior stuff and she was like no unfortunately not because you've already converted your vehicle we just we can't cover it at all so we're canceling your insurance and i was just thinking to myself like wait a second how do all these people in the van life or nomad community insure their vehicles as rvs if they all diy them because that's most of the community most people diy build their their vans or buses so i'm i'm really confused about this process so i came up with an idea while i was talking to the lady and i was thinking like wait how does she know that it's converted like does she know for a fact so i played a little game and i was like okay wait a second i didn't even convert my van it's not even converted it's just it's just the shell and she was like oh you didn't convert it oh then we of course we can keep your insurance no problem we just need you to send proof um we need pictures of the interior with time stamps with metadata showing that it is the current date that you took them and we need you to go get it inspected by a professional to make sure that you didn't do any conversions to the vehicle in my head i was like what the freak how are people bypassing this there's so many people in the community that get their vehicles insured as rvs but my insurance company is asking for all this crazy stuff i don't know i'm just confused but i keep that in my head and i'm like okay sounds good i'll do that what email do you want me to send these pictures to so she gave me an email to send all the pictures to and a place to go get it inspected and of course i never did that because obviously my van is already converted and that would have done me no good so in january of this year my insurance was cancelled by that insurance company i'm not going to name which one it is because i don't want to get in trouble i don't think i would but just in case i don't know but believe it or not it ended up working in my favor because i went with another insurance company in it i'm literally paying a hundred dollars less than i was at my previous insurance company i was paying like 230 something and my other one and now i'm paying like 130 something for full coverage which is insane for a brand new vehicle like this so it ended up working out but it's quite the hassle and it's something that you guys should consider when you go to insure your vehicle if you guys know how to insure your vehicle as an rv let me know and what company you went through and all the loopholes you went through to get it covered as an rv because i would like to get it covered but it seems to be like a huge headache but for some people it's not i don't know i don't know yeah there you have it guys that's uh that's the big news um hopefully this will help you in the future when you go to insure your vehicle and maybe we can start a discussion on how the freak we can get our vehicles insured as an rv now what do we do with the rest of the video milly what do we do for the rest of the video millie hold on let's think we made breakfast we told them about the land that we have now for a couple months we told them about our insurance company canceling our membership now what do we talk about how much we love each other is that what we do hope you guys enjoyed this video if you did make sure to let me know by liking commenting subscribing and turning on all notifications because i release videos on this channel and if you like my videos maybe you want to watch them and if you want to watch them you might want to be notified by them so click subscribe just go ahead and do it tap it now so thanks for watching this video guys i appreciate you i hope you guys have a wonderful day make sure to buckle up when you're driving down the road and zip up your zippers because that will be really embarrassing if you release a video and your zipper is down the whole video all right i'll see you guys later peace out have a good one

Channel: TTTHEFINEPRINTTT

Views: 202,683

Keywords: vanlife, vanlife travel, diy vanlife, van dweller, van life, ttthefineprinttt, living in a van, vanlife vlogger, vanlife tips, Solo Vanlife, living in a van alone, solo male vanlifer, van living, how to live in a van, how to vanlife, off grid living, off grid, tiny house, tiny living, off grid lifestyle, how to build a van, vanlife reality, reality of living in a van, insuring van as rv, rv insurance, vanlife insurance

Id: hC6gAV1zli8

Length: 13min 55sec (835 seconds)

Published: Wed Jan 26 2022