80 HACKS TO SAVE MONEY | FRUGAL LIVING TIPS WITH FRUGAL FIT MOM

how do you save money I have a list of a hundred different ways you could save money to help fight inflation here in 2022 leading into 2023 pick some pick five pick all of these tips here we go rapid fire style 100 ways you can save money right now shop sales make food from scratch shop the perimeter of the store that means order groceries online it seems counterintuitive I know but if it will eliminate the impulse buy and really help you stick to the list save random perusal of the store to buy those cute seasonal items it will help use non-peak hours when it comes to heating and cooling your house and running those washers and dryers work from home to save money on day care costs commuting costs wardrobe costs switch to Mint mobile I don't have mint mobile but it's a good deal if I didn't have like a corporate business plan through my husband's work I'm pretty sure mint mobile is what I would be doing it's 15 a lines like no contract even if you had like five people in your house is that a hundred and five dollars a month did I math that right math is hard stop eating out or limit it and maybe hand me down clothes for yourself from your friends from your parents for your kids stop buying drinks stop buying Juice Stop buying soda when you go out to a restaurant order water you will save so much cashola if that's what you do hang up your laundry to dry stop running that dryer turn off the lights when you're not using that room maybe open a window and turn off the lights anyway shop around for your insurances car insurance Life Insurance homeowners insurance when was the last time you checked prices I bet maybe you do a little company Switcheroo you'll save some dollars maybe come back to the original company and say hey I got a quote for blah blah from this guy and the lower the rate speaking of insurance a lot of the time they'll give you a discount for annual billing that means you pay one huge lump sum for the entire year instead of paying monthly and they're going to give you a discount have I mentioned rotating your streaming services if you have enough time to watch Amazon Netflix HBO Max peacock Disney plus Discovery plus Acorn TV YouTube TV the hulus you have way too much time on your hands pick one or two watch all the things and then switch pause and then switch to the other one holy gas prices use a gas station with rewards that's the way to go whether it's shopping at your Kroger store and using those Kroger points or using an app like upside they'll give you cash back for your gas purchases utilize the free things that your city puts on I guarantee it if you go to your city's website and check out like city of wherever you live look up events or calendar or schedule there will be free events a free concert in the park a free movie in the park a neighborhood Easter egg hunt there are things that happen that don't cost a dime and I'm not saying don't Splurge ever but if you want to live a fun life and still be able to go to cool stuff maybe think outside the box a little bit and still go see Fiddler on the Roof now if you do like going out to eat and you like your fast food places utilize the apps I can't tell you how many people leave money on the table by not just opening up the app did you know that McDonald's can get you a one dollar large fry every day by using the app I know try and do a repair before you replace we have this thing it's amazing let me tell you about it it's called YouTube so if something breaks I'm telling you you can Google like anything how to fix a blah blah refrigerator water line and there will be a video for it what a time to be alive what about those thrift stores check out the thrift stores check out the Facebook Marketplace garage sales newer is not always better Barney Stinson when the holiday is over purchase your items at a serious discount 75 to 90 percent off and save it for next year I'm talking about Christmas decor Halloween costumes Halloween candy yes I've done it you buy the Halloween candy stick it in the freezer and now granted I'm not a huge decorator for the holidays anyway that's fair I'll I will give you that but I've spent so little on the decorations that I have and then I just reuse them the next year coordinate errands to cut down on a lot of driving shop at Aldi practice minimalism to some degree a lot of the times like we think if we get this thing we'll be happier like if I had those shoes I'll be happy if I go on this trip then I'll finally be happy but it's not true if you are not happy with the day-to-day of your life a trip or a bag or a car or a house is not going to make you happier so don't think that like an item purchasing this item is going to fill a void that you have the library is your best friend it's quiet it has free internet you don't have internet at your house you can't afford it the library has it for free you can still utilize it they have DVDs TV shows audio books books on tape books on CD books of any kind and if you're looking for something and they don't have it go talk to the circulation desk the main library and be like hey I'm really interested in blah blah book I noticed you don't have it they will either do an interlibrary loan or they will buy the book and keep it in the library some of the times they just don't know what it is that people want so if you tell them they will know and then they'll buy it maximize your employee benefits 401K matching what's the health insurance like do they have some kind of life insurance situation I would also recommend getting life insurance outside the job but if you can have like a bonus that's great what about your sick days what about your vacation days are you accumulating and not ever using them use them that's what they're there for ours has a cell phone plan one of Dave's jobs had a free gym membership if you went 10 times a month they would pay the fee for the gym which was a sweet gig in the grand scheme of things gems don't cost that much but at a time when our lives were really really tight it was a huge free benefit to us so ask see what benefits they are going to give you and if you have kids leaning into to that college life grants scholarship what grants scholarships fill out the FAFSA is there some kind of work program where it makes sense buy items in bulk separate them out into smaller servings and freeze them make your own chicken stock from that rotisserie chicken you keep buying from Costco make your own baked goods take advantage of targets deals they'll have like a buy blah blah diapers get a 20 gift card get that Circle app I've gotten 30 off of all clothing before at Target just by having an app that the cashier goes beep scan done 30 off cook extra large meals or double a recipe eat one freeze one for later it's really going to help you on those busy nights do you have fans in your living areas and bedrooms turn those puppies on and stop running the AC quite so much speaking of AC change your air filters I bet you haven't done it in a while you know you're supposed to do it every 30 days I'll wait don't buy anything at full price there is always a deal and everything is up for a debate when it comes to cost grow your own food now I did a garden this year it did okay but the real trick is to make friends with the really good gardeners they have supplied me all summer zucchini tomatoes green beans bell peppers my neighbor just brought over a like a like a bushel of butternut squash which lasts forever and my kids adore roasted butternut squash like in the oven she also brought over potatoes and then this morning she brought over carrots like Garden carrots she's like hey have some I don't know why she decided to take pity on me she probably saw my garden and was like Wow Christine needs a lot of help anyway she just supplied me with enough food that I'm not gonna have to go buy vegetables for like two weeks at my house so if you can't Garden very well make really good friends with your neighbors that are pretty dang good at it do you have decision fatigue use it to your advantage you put that item in your online shopping cart and then back away a step away from the complete purchase button it is going to serve you well to let it sit in that cart and think about it for a week leave it for a week then you'll decide if you really actually do need it they'll most likely send you a discount code in your email for leaving it there and more often than not you are going to realize hey actually don't need this XYZ thing I thought I had to have in that moment or if you're like me you're just up late by yourself in the dark shopping on Amazon with your laptop while the whole house is asleep and you just like make blackout Amazon purchases can you do your commuting on a bike can you walk can you use a more fuel efficient vehicle all those things will help drastically if you have a big car that takes like 12 miles to the gallon I see you pick up trucks and you switch it out for some kind of Honda Accord or whatever now you're up at 35 miles to the gallon that's half your gas budget I'm pretty sure your Honda Accord is going to cost a whole lot less to maintain and Ensure than a big old pickup truck however if you're a farmer like you go hunting and Paul wood or whatever keep your truck you'll be blown away by how much money you can save by cooking from home instead of going out it's astronomical it's going to be cheaper faster and be better for you you want to know why your restaurant Foods taste so dang delicious I worked in restaurants you guys butter and salt I do enjoy traveling and I've done some amazing trips this is my big secret I credit card churn credit card hack to pay heavily for these strips I took my entire family to Cancun last summer I paid 50 dollars for the plane tickets not fifty dollars a piece fifty dollars and I just took my entire family to San Antonio Six plane tickets thirty dollars thirty dollars total for six of us because we had to pay five dollars a ticket for like taxes or whatever churning credit cards one of my biggest hacks ever this is for people that want to travel who are really disciplined it's not for everybody if you have a shopping problem you're trying to get out of debt maybe this is not for you but if you want to travel for free I've really been enjoying the free plane tickets like a lot Buy store brand and generic cut down on the amount of gifts that you give think about your kids birthdays or Christmas and how many gifts that you purchase usually if you go more than like three to four gifts for a child or an adult for that matter it's too overwhelming and then they're not even appreciating the three or four gifts that they got already it turns into a carnival Christmas a carnival birthday it's out of control and they lose interest really really quickly like there's too many options so they can't decide also let's talk about children's birthday parties if your kid is under five they will not remember their party the party is not for the child the party is for you I have found some great deals in my town as far as kids birthday parties one of the cheapest is I talked to a local hotel that has an indoor pool and you can book out the pool and the little party room for two hours for sixty dollars add some homemade cupcakes and you're done what do you spend like 65 on a kid's birthday if they're inviting friends to a birthday party they're gonna get gifts from them which means you can cut down on the amount of gifts that you're buying for them have you bought stuff recently and now you're regretting the purchase which turn it almost every store can look up your purchase even if you lost a receipt with the credit card that you paid for get that money back you don't need the stuff in your house anyway remember we're trying to embrace minimalism a little bit simplify your house cleaning products you don't need that many products only a couple will really make a difference all you need is really some elbow grease once I asked my 10 year old to uh use some elbow grease on cleaning a toilet or something and he wandered around the cabinets I was like what are you doing he goes I'm looking for the elbow Grace stop going to Target I know Target's a dangerous place because you walk in there and then they tell you what to buy and it's always more than you need and more more than you're willing to pay for but you walk out with it anyway why is everything so dang cute at Target also ladies look at the amount of purses that you own what's the number five ten how many do you really really use it's time to declutter stop buying quite so many you don't want to give up the restaurants because you love the delicious food you're not quite that great of a cook yourself never fear my friends green Chef to the rescue they are going to give you an amazing deal today they are sponsoring today's video use my code ffm599 to get 5.99 per meal on your first box plus free shipping on your first box go to greenchef.com for more details that is cheaper than you can get a hamburger at McDonald's my friends and it's gonna be way more delicious and way better for you green Chef is a ccof certified organic company and they have options for every single lifestyle Keto paleo vegan vegetarian Mediterranean gluten-free fast and fit I'm a little obsessed with green Chef because they have recipe cards pictures step-by-step instructions and the meals come together in less than 30 minutes from my experience everything comes directly to your door pre-portioned pre-measured sauces dressings spices so you can get more Chef curated flavor in less time did you know that green Chef now has 30 different recipes every single week so you will never get bored you can Elevate weeknight dinners with green chefs seasonal Chef crafted recipes featuring Farm Fresh Produce organic sustainably sourced ingredients and the most important part to me delicious you can excite your palette and support your healthy lifestyle so one more time it is going to be the first link down in the doobly-doo use my code ffm599 that's going to get you 5.99 per meal on your first box plus free shipping much like doing my Christmas decorations after Christmas is over and saving the most amount of money I frequently had a gift closet where same story Halloween is over Christmas is over and I go in and I get the toys I get the makeup I get the nail polish perfume for 50 off 75 off 90 off and I stocked a gift closet when the kids would go to birthday parties and would need quick and easy Gifts to Give it helped me from being like Oh my gosh it's another 15 it's another 20 it's another 25 for every single party this is four kids with all their friends times all the birthdays it adds up quickly so having a stocked gift closet was really helpful for me when they were small reusable water bottles instead of purchasing drinks out and you can even mix up your own stuff you can do flavored water you can put a Coke in there that you have at home you can make your own coffee at home instead of hitting up Starbucks or whatever coffee shop it is that you like learn how to make a really decent coffee at home you will be shocked at how much money you can save and speaking of you can make smoothies from home I see you Jamba Juice and you're like eight nine dollar delicious smoothies the peach pleasure is my personal favorite but oh my gosh I can make a really similar one for pennies on the dollar and then I can put it in my reusable water bottle and not have to throw something away so it's a win-win-win this one can be annoying but it's very helpful is to track every single bill so if you have a partner of some kind and you have to go buy something you come home and you have to show them that receipt you're not hiding it you're not shoving it in the bottom of your purse and tucking it into the glove box of your car or hiding it in your nightstand you're sharing it and saying I event blah blah on my Starbucks coffee today and 15 at Wendy's because that's what those dang salads cost these days when you track everything it is extremely eye-opening and can help you stay focused on your financial goals have you considered skipping eating so much meat meat is vastly expensive these days the price of beef alone makes me vomit in my mouth a little bit chicken prices are going up we already talked about the egg prices didn't we did we not talk about the egg prices because yikes so maybe cut down on the proteins incorporate a few more vegetarian meals to save some cash on that grocery bill if you're going to be shopping at Sam's and Costco only go when they have the sales ads make your list and stick to your ticket I mean list this isn't Harry Potter did you hear the news yes Malfoy about all the Fireballs for all this stick to the list only shop the sales do not get distracted by the clothing section at Costco just walk away let's talk some more travel now if you're traveling with a family like I do hotels can be very cost prohibitive if you're gonna do one make sure you find a good rate and always get one with a free breakfast because breakfast for six people wow I typically go with like a verbo or Airbnb because a lot of the times it's half the cost of a hotel there's way more space there's beds for everyone and it comes with a kitchen which means I can send my green shove box to the Airbnb and save money there as well sending a green Chef box to your verbo or your Airbnb amazing travel hack do your mayonnaise and pedis at home that's something I did for my daughter for a birthday present I got her like a gel nail set she can sit and like do her own gel toenails and fingernails and kind of have like a party with their friends it's heard me having a good time consider cutting hair at home all it takes is a few YouTube videos a very young child who doesn't care about their hair and some practice cutting boys hair is not that challenging Dave made a whole video on his Channel about how to cut boys hair at home and I cut Haley's hair I would trim it at home now if you don't have those skills that's okay but it is an easy way to cut especially boys hair because it has to be cut so much more often than longer hair that you let grow out I do indeed have a gym membership but I have not paid for it once in the last six years at my local gym here's how you do it they have a little child care daycare if you sign up to work a two hour shift per week so you work in the daycare for two hours they will gift you a free membership the way I do it is I teach spin class I teach one spin class a week that's a four hour commitment a month and myself and Dave both get a free gym membership have you considered volunteering there's something about volunteering that helps you see how much you have it really helps keep you humble which helps me from purchasing things I don't need and also decluttering also helps you realize how much money you have wasted over time like how much money have I wasted on these games these clothes these shoes these cleaning products this hair care this skincare that ended up in the garbage or giving it away to someone else I thought it would make a difference and it didn't but decluttering and volunteering both can really open your eyes to things that you don't need and don't want and things that we waste money on consider hitting up the Dollar Tree for cards and gift bags you will not find better prices anywhere I was at Target and I was trying to get a card for a baby shower I almost threw the card down and ran screaming from the store that's an but it was like six dollars for one card Dollar Tree still has two cards for a dollar 25 you will not beat that price and they're Hallmark cards they're nice cards have you checked on your internet bill lately this is something that I did I've been paying the same amount for years and years and years I called them and I was like hey this is what I have and they were like oh we have a way better plan for that price so I was definitely living below my potential and getting a very poor service for the price I was paying now I ended up paying the same price but my service essentially doubled I had double the upload speeds double the download speeds no data cap highly worth the 10 minute phone call and in your case maybe you call and you lower your bill by 30 who knows if you don't ask how are you gonna know sell the things you don't need in your house if you're going through this declutter Journey or if you haven't started yet I'm sure there's something in your house that you haven't sold that you could get money for and use it to pay some bills a jogger stroller an old lawnmower that you don't use anymore so you got a new one clothes shoes extra games I'm sure there is something in your house that you can sell and get some cash and help your budget out a little bit which of these money saving hacks is your favorite it's hard to pick mine I like all of them remember that deal from Green Chef first link below thanks for hanging out with me today I'll see you next time

Channel: Frugal Fit Mom

Views: 341,538

Keywords: frugal living tips, frugal hacks, frugal living tips and ideas, frugal living hacks, frugal living, saving money tips, frugal, frugal living ideas, ffm, frugal fit mom, frugal habits, frugal tips, budget, large family, grocery hacks, save money, money saving hacks, grocery store hacks, on a budget, grocery budget

Id: ShB7tSRf1M0

Length: 20min 42sec (1242 seconds)

Published: Wed Nov 09 2022