3 Things You MUST Do Before Applying for Canada Study Permit | Proof of Funds Canada Immigration

so in this video I'll be talking about the common reasons why Canada's study permit get refused and what are some of the things that you can do to actually avoid these Visa rejections I mean from the experiences of people that have applied and have been rejected we know there are a lot of things that we can actually learn so don't make that same mistake okay one of the things that people don't do is really you know ask people right we were refused what were the major reasons and what and what did you do not everybody may be willing to share because of one reason or the other so if you have been refused uh Canada study permit application that you've gotten the refusal one of the first thing you have to do before thinking about reapplying is to first get the gcms notes okay because when you get your refusal letter there are very common reasons that will just get maybe lack of finance and other things they are not going to give all the details it's going to fall under the umbrella of the common reasons but when you apply for the gcms note it really tells you exactly what was wrong with your finances or what was wrong with your study plan they just give you the plain answer and then when you see that you know you'll be able to know okay this is what I should do next you know so people have actually argued that oh I did a fantastic application you know I want to react I want to do an appeal you know well if you want to you can go ahead but for the most part if you apply for GCM gcms nodes you discover that there was actually something you didn't do right so in this video I will share with you I know I've been opportun to see you know some person's gcms notes because in the process of just providing them some insight and I've learned a lot of things just going through multiple gcms notes so in this video I'll share some you know Anonymous gcms notes with you and then give you some suggestions on what you can do to avoid refusals all right and if you're applying for the first time this is actually a perfect video for you because you actually get to learn all the reasons why people get refused and then what you should do in your own situation to actually you know get um approval the first time so the common reasons for denial these days is basically I would say 90 is based on funds they will just say insufficient funds and the second reason is going to be uh you know the purpose of visiting is inconsistent more like you know giving the details you provided with your state that is not very common okay because at least I would say 90 percent of people apply for a course that is related to you know what their current work experiences and other Advanced their career I've talked about in multiple videos that you should apply for something a course that you can defend when you look at your current work experience look at the cost that will you know at least help justify you know future career and all that you know if you do that that first point of inconsistent purpose of visit another is going to be settled so 90 the other 19 now is going to be based on phones soon I actually have my notes here so what I'm going to do just read what are some of the reasons that I've seen in the past okay so uh you've applied and they will say oh I'm not satisfied that you will leave Canada at the end of your stay as required in paragraph whatever I'm refusing your application because you have not established that you will leave Canada based on the following factors in okay so I'll list some of the factors to you another thing I want to mention is you know people just worry themselves too much about home ties so when I'm gonna go to a show for home ties is that am I going to be denied Visa because of home time not necessarily if you don't have home ties you know not necessarily to just deny you completely but if you can show that oh once I when I finish my if you you don't even need to show like documents and all that just explanation okay that when I get back home from Canada this is what I'm what I'm going to do in my home country if you can do that that's already the home tie is already settled okay you don't have to start you know in providing the lands that you don't have or properties that you don't have if you don't have it you don't have it you know you can't think about a recent graduate first you'll finish your high school what are you going to use as Hometown you know you can't say you don't have if you don't have lands or any job you know you can't do anything about it just talk about when I get back this is what exactly I'm going to do in my country if you already have a job and you apply for a master's pH or diploma graduate diploma you can talk about the current job that you're having if they give you a study they give you a study leave then that's also perfect okay so let's go back to the reason that um they don't say the fact that they're going to leave Canada based on the following reasons number one that we see is that your assets and the financial situation are insufficient to support the stated purpose of travel for yourself and any accompanying family member ever applicable so you can see even though you apply in loan sometimes they can still give any a complaint family member is possible because it's more like a general reason and then the second one is postural to paragraph two to zero a of the irop I'm not satisfied that you have sufficient and available Financial Resources without working in Canada to pay the tuition fees for the purpose of the programs program or studies that you intend to pursue I'm going to expand all of this what they mean and what you can do in you know in a later part of the video and then the third part is going to be I'm not satisfied that you have sufficient and available resources without working in Canada to maintain yourself and your family members who are complaining you during your proposed you know period of study you know as I said um even though you applying for yourself alone sometimes you must see this reason so um let's look at some gcms notes and then see exactly what they actually still like I said these are Anonymous you know the name of the person is not included so this is just for information purpose okay let's uh look at two scenarios and look at two notes so the first one says I have considered the following factors in your decision applicants have provided a personal bank statement and the statement shows that the transaction started from February of 2023 where there was a low balance and then that actually increased to a balance of about 15 million in the month of May and that there were multiple large sum deposits right that applicants has also explained that these are gift deed you know from his dad and brother as well as a large some from employer the source of fund of those gift days are poorly documented and that there is no evidence provided showing how these the these sponsors came to accumulate these large savings and in the absence of satisfactory documentation showing the source of these funds I'm not really satisfied that the applicant has sufficient phones for the intended um international study So based on the financial documents submitted I'm not satisfied that the applicant has sufficient funds to pay the fees for the proper study and secondly based on the financial documents submitted I'm not satisfied that the applicant has sufficient funds to pay for living expenses for the proposed studies Weighing on all of these applications on all of these factors are not fat is satisfied that the applicants will depart Canada at the end of the period authorized for that stay for this purpose I've refused the application so you can see that there was really nothing about home ties here the overall summary is that the proof of funds were poorly documented and there were not a lot of justifications to show the source of this phone so this is case number one so I will talk about case number two and then give you some insight as to how to address some of these things now let's look at the second case the second case says I've reviewed you know the following factors in mind I've considered the following factors in my decision the applicant's asset and financial situation are insufficient to support the stated purpose of travel for the applicant and any other accompanying family members like this particular one was like a single person but it's a general reason the principal applicants bank statement you know they're supposed to be banked there not Hank so it's supposed to be Bank the initial balance shows a low sum that has increased to a large closing balance then there are multiple sums that were deposited over the short Pitta periods short period noted later limited evidence you see something similar pertaining to the source of these funds the significant change in bank balance tends to the point that their bank account was inflicted for the purpose of the visa application in order to meet Financial establishment and sustainability for the first and subsequent years of studies I have concerned these funds are for demonstration purposes only and are not reflective of the applicant's legitimate Financial Resources so in the absence of satisfactory documentation showing the source of these funds I'm not satisfied that the applicant has sufficient funds for the intended property then the bank statement provided for the financial sponsor's brother bank statements or the bank history transnational history provided the source of phone is poorly documented so you can see similar trend for documentation there is no evidence uh show uh there is some of them provided showing how these have Financial sponsored brother came to accumulate large Savings in the absence of satisfactory documentation showing the source of these funds I'm not satisfied that the applicant has sufficient funds for the intended international study weighing the factors um in this application I'm not satisfied that the applicant will depart Canada at the end of the period authorized for their study let's really dissect you know um and I I give you some ideas of course one of the reasons that you can see here is that sometimes it's not really there is no enough money at least for 90 of cases that I've seen is not that there is no money in the bank account it's just that you cannot you are not providing any enough evidence to justify the money in your account okay now what are the very first thing is Lop sum okay oh you just put money you know for maybe for those in in Nigeria you are putting maybe naira you know subsequently or those in Ghana Ghana cities or those are different part of the world your local currency you're just pumping money gradually into your account and you don't even justifying how this money is or where this money is coming from any Loop some money that you have if you are employed what do you really consider as a love song personally I mean it's not on their website but personally I would say any amount of money that that is like twice of the monthly and maybe two or two two three times of the monthly salary that we receive that is actually considered as a love song okay so you have to find a way to justify where those money is coming from you can't justify it it's going to be a problem okay now that those Lonesome can be coming from let's say a brother or your sister or your father or your mother so maybe they are giving you a form of like a gift deed I'm just giving you this you know um certain amount of money to support your journey in Canada okay fine is your brother good one of the things you have to do is that they have to write a letter of support that letter support really explains you know details about what they do why they are sponsoring you what they are supporting not necessarily response right what they are supporting you with this amount of money and not just that you know initially I wasn't really in in talking about people should show you know evidence of what anyone that has given them give date should show but these days the Visa officer said no I don't just want to see the gift did amount in your account okay I want to see whoever is giving you that amount what are they doing so if they are employed what should you provide you can provide their reference letter from the place where they are working you can show their pay stubs you know you don't have to show that bank account you know reference letter from where they are working and their pay stop is sufficient if you don't have pay stub at least a reference letter that shows at least um how much are any annually okay that's that's amazing if they own the business they can show maybe their business registration they can show their asset in their business they can show maybe any kind of receipt or invoice that they are getting from the business to show exactly where they are getting money from okay so this is one way to actually justify these funds another reason that you've actually seen there is a small opening balance oh you have an opening balance and then very little and then by the time you print your bank statement is like all over the roof how come how is that possible you know Canada would require to print four to six months of bank statement and and it doesn't mean that you have to have the final amount of money and then and allow that money to stay for four months that's not what they're interested in okay because this money comes gradually you know increase over that four months period if maybe your salary have started coming in maybe your you know the sponsor sent you some money you know it's fine that the money increased gradually okay but my advice would be try to have all the required funds at least you know um two to three weeks before you submit applications you know your application so that it will make sense that at least the money has been in the account for a little while before submitting the application so I've already talked about div did if anybody is giving you it gives it hence what tell or find a way to show how that person is the source of fun for that person okay it's very important another thing is actually you know if you are sure maybe you you showed something that is okay that oh you you have a landed property that you you've kept for some time and now for the purpose of these Visa applications you are selling this landed property or you're selling your car you have you know I don't know depends on you whatever where you want to raise the funds it's not just to show the gift the the the land sale data so I saw this amount for 15 million era or I sold this for ten thousand dollars equivalent okay one of the things I will encourage you to put is at least when you bought that land you should have the documents to show okay I bought this now and then this is the amount that I used to purchase this land okay so you have to now also prove yourself where you got those funds from that they used to buy that land it may be your employment right maybe you are your salary earner and then you've been saving for a while you know those are some of the things we cannot explain that you know this I I got this money from you know my salary right I've saved over the month over the years as a case may be and then if you have a business you can say oh you know these are some of the processes for my business and I invested it in the land so you see that it all kind of ties down to how you justify it's not just I've seen some people don't show bank accounts you know and upload it in the performance and say oh I have a equivalent of fifty thousand dollars in my account and I just threw that bomb if you don't justify that I don't care what I have a billion dollars in your account are you able to provide enough evidence to justify that okay so uh make sure you justify especially for that land sale or property sale things you should include the sale agreement I will including the amount and then you bought the land or the car whatever for social amount with your name and then show your you know employment letter your pay stubs you know uh your own bank statement and then I've already talked about if you are having a business you know these are some of the things that you can show and then how do you arrange these things okay there is no um you know direct way to say You must this was conference but I will advise you it has to be arranged logically okay in a way that it makes sense to the Visa officers okay and for my recommendation will be in the first paragraph or in the first place you can write more like um a world document to summarize the funds available to say oh uh I have this fund uh in my local bank this is the amount of local currency this is the equivalent to Canadian Dollars I have paid this tuition uh deposit this is the amount in Canadian dollars my sponsor is supporting me and then this is the amount in error in naira in Ghana cities whatever local currency and this is equivalent okay I I forgot to mention if you have someone that is sponsoring you they don't have to send that money to your bank account okay especially if it is a family member in fact I advise if you if you're using any responsible outside of your family member you have to find a way to justify how you're related to that person okay family members father brother sister you know maybe uncle and aunts if you can show proof of relationship that's fine for parents you know your birth certificate of your sibling basically got a very good way to justify proof of relationship well sometimes people have said can I use an affidavit to prove well well if you can't do that but I can't save the accept that number because anybody can do an affidavit and say they are your uncle or your aunt but I mean if that's what you have you can give that a try and see if that works if your sponsor is if your sponsor is the one showing if they have a personal if they are employed they have to show their employment letter pay stop their bank statements and then many other supporting documents that shows their phone maybe properties and other things but you cannot use properties as primary source of fun I think people say oh I have a landed documents worth about you know forty thousand Canadian dollars equivalent can I just show that as they have no more they actually need you to show a bank statement that as it has that money you know sometimes people that can say can I use an investment certificate well if it's something you can easily have access to in terms of you know um getting access to the investment without any for any much you know documentations and that is fine you have to explain what the investment is and how you can readily have access to the investment that is fine and if your sponsor have businesses as well they can show their business registration you know receipts of their business they can also show the business assets that are available if you can't do that yeah for sure you will be just fine okay so these are some of the things that in terms of arranging the documents like I said you can have that first page where you justify this is the amount of value label how much your sponsors are sure that if there's any that would be phones available and then the next one talk about the expenses which is going to be whatever traditional balance is left and your living expenses if you are if you're including your your children as well you you can save cost of living for my children and because of living for my spouse of course for spa for another person following you yours is ten thousand dollars plus tuition tuition balance that is what is required I've already talked about how much is required in my film in my in my other in my other videos you can check those out for if you including family about ten thousand dollars for yourself four thousand dollars for the first one and then three thousand dollars for your subsequent family members after that the next thing is going to be your bank statement if you're doing this uh my bank statement where you send the bank statement directly to the Embassy then your bank will give you a one page with a password that is also fun you can you can include that in your uh in your application and then after that the next thing is going to be something like maybe your employment reference letter your pay stops you know if you have a business maybe your business registration of importance is the receipts or invoices for your businesses you have to also show that show maybe you have a client that paid something equivalent to one thousand dollars two thousand dollars three thousand dollars or five hundred dollars just put the put those resistor invoices in your a in the in that order and then if you have any assets in your business list the assets list the Worth right of those assets in your local currency and also now in your I mean Canadian in Canadian dollars okay so that's about it if you have done this I just hope that you get uh you know uh an approval when you do your application next time remember they will the watchword is justification justification justification enough documents to back up the funds that you have in your account as through the source of these phones if you can do this then you should be just good so I know so it was a long video but thank you for sticking around till the very end if you really got contact uh valuable information from this video what do they consider hitting that subscribe button so that whenever new videos are released you will be the first person to get notified and also if you haven't liked this video please do so is going to help the YouTube algorithm recommend this video to other people and if you have any more comment or something I haven't addressed in this video just leave the uh comment in the comment section and then um I will try to respond as soon as I can thank you so much for watching this video I'll see you in the next video cheers

Channel: Peter Isesele

Views: 30,917

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Id: AlgaImweUeI

Length: 24min 9sec (1449 seconds)

Published: Wed Aug 09 2023