The Budget by Paycheck Workbook Sneak Peek | What's New

welcome to the budget mom youtube channel  i'm Kumiko love from thebudgetmom.com and   today we're doing something really exciting  today we're going to be doing a sneak peek   into the brand new budget by paycheck workbook  and budget by paycheck box set that we're going   to be releasing here in less than a month so  today's video is just going to be going over   a sneak peek what does that mean we're just going  to be going over the differences between the new   ones that we're going to be releasing here in  september versus the old ones that we released   last year so we're going to be going over  those key differences when we get closer to   the pre-order launch i'm going to do another  youtube video detailing how i use the budget   by paycheck workbook we're going to be going  over all the details so today we're just going   to be going over those differences and letting  you see also the new designs so let's get to it so today we're going to be going over a sneak peek  of the new budget by paycheck workbook and boxset   now for reference i do have the old box set and  workbook with me so you can really clearly see the   changes that we made in the new ones that we're  going to be releasing here in less than a month   so first let's look at the new designs  and we're going to start with the box set   all right so the box set that you're seeing  this is the new design we went we went with   a kind of fun little cute floral theme so  this is the outside box shell that you get   and we went with a sturdier type of cardboard  that way it's not as flimsy so you are getting   a much stronger box than last year as well  so all right this is the new colors for   this new release we went with a really pretty  pastel so i'm just going to move this over   so just like last year you're going to get a  little card insert as well as two sticker sheets   and these are hand drawn by our lovely graphic  designer caitlyn and you're going to get those   two sticker sheets inside of the workbook  they are different stickers than last year   so this is the instructional booklet and i'm  going to be going into the changes of the actual   worksheets inside of the workbook when we get  to the larger version but this is our box set   i kind of want to just show you some of these  designs so this is the instructional booklet and we have january february march april may june july august september october november and then december so you can see  each one has a really cute floral type of design   for the box set so that is the design for the  box set now let's get into the new designs of the   full-size version workbook now i've been getting  a lot of questions if i'm going to continue using   the box set like i did this last year or i'm going  to go back to the full size i'm going to be going   back to the full size personally i'm going with  the pink peony theme we're calling this this one   paint strokes so they're peony and then paint  strokes this is more of a less graphical type of   general um design this is definitely more geared  feminine graphic design so those are the two new   designs i'll flip them around to the back so you  can see the backs of them all right let's get into   the changes so we also went with a much heavier  cardstock for the cover so these are very durable   they're not a card stock actually they're a poly  plastic which means they are 100 waterproof so you   can go ahead and wipe these off if they get dirty  if you're carrying them around the changes that   you are going to see if especially if you have  one last year you're still going to get the full   instructions on how to fill out every single  worksheet you get your goal worksheet your   membership and subscription reminder worksheet you  get your yearly savings goals and events as well   as tracking your goals this is different than  last year so last year if i pull up our sinking   our seeking funds savings visuals from last year  you can see that we went with a floral kind of   tracker this year we went with these fun rainbow  boxes so that's a change that you're going to see   inside of the new workbook and the box set keep in  mind all of these worksheets are the exact same in   the box set pages as well you get that yearly  spending overview the yearly balance overview   you get your bill tracker your medical payment  tracker and then you get some pages for notes just like last year each tab has a quote from me  on front of the tab that starts a new month you   have your two spread budget calendar the one thing  that we did do is we removed all of the dates   our days from the calendar the reason being is  we had a lot of people say that they wanted a   monday start date and there were some people  who said they wanted a sunday start date   uh start for your week so we went ahead and took  out those days so you can write those in yourself   now after producing all of the workbooks  we found a significant error that we just   did not catch it's kind of crazy because  we go through about 15 different edits   and passes before we produce  them but we just did not catch   for some reason i don't know why we didn't  catch this but only in the month of december   in the full-size version only there was three  days that were left on the budget calendar   now this is easily fixed by using some whiteout  just to wipe these in if you want to write in   your days or if you want to put stickers over if  you use stickers to put on the days so this is the   only error this year that we were unfortunately  we were too late in the production to fix it   um so but we are adding a bunch of new things  to this as well so that's the only thing i   really wanted to mention in the full-size  version only in the month of december only   thursday friday and saturday is left on the budget  calendar but you can see in all the other months   it's blank so i thought that was really important  to mention and you know we were the whole budget   mom team was really disappointed we were all in  tears when we realized that that error could not   be fixed we were just too late in production but  the way i handle life is sometimes stuff happens   you're not always going to be perfect mistakes  are made things are missed and it was the time   i'm just glad it wasn't a bigger air than that  it's something that a little bit of whiteout   can fix it's not a big deal but i wanted to  mention that in this video so if we go back   to our budget calendar so you have  you can write your goals this month   all right one thing we did change we used to call  this the the paycheck bill tracker i didn't like   the term that it used for bill because as  i have mentioned this entire time since the   budget mom was in existence that a budget is  not just about paying your bills and it really   bugged me having that in the title of one of  my worksheets especially when we're talking   about creating a budget so we changed  it to paycheck budget tracker instead   so you have your paycheck budget tracker and your  cash envelope breakdown on the right hand side   so you're going to get five of those every single  month so five budget worksheets every single month   and that's because i know that a lot of you get  paid multiple times a month now if you're like me   and you get paid once a month these are great to  use for other budgets in your life wedding budget   vacation budget i use one of these when i do my  vacation budgets i also like to do mock budgets or   to plan ahead sometimes i might do a rough draft  budget and use one of these worksheets and then do   another version that's finalized using another so  having extras is always good even if you feel like   you're not going to use them you might and they're  there for you so you get five of those per month   now on our expense tracker you're going to get one  two three four five six six expense trackers per   month one of the changes we did take out was we  had an account column here and if you see in the   old version you can see we had account transaction  and category and it left these spaces pretty small   this year we took out the account section because  the account is written up here at the top and we   just give you a transaction and category giving  you more space to write on those expense trackers   all right getting past the expense  tracker we still have your debt   payment plan worksheet we still  have your monthly net worth tracker here's a big change on the monthly budget  category breakdown and filling out the where   did my money go worksheets we're using a little  bit different terminology total monthly inflow   is what we're using before in the old  workbook let me bring them side by side here   you can see that we use total monthly income  and it was just your starting balance plus any   incoming income that you had for that tracking  period gave you your total monthly income   however though i didn't like the total monthly  income because it's not necessarily all quote   unquote income your starting balance for that  tracking period really isn't necessarily income   savings that you use throughout that  tracking period isn't necessarily   income so i didn't like the terminology  so this year we decided to really break   this down into more detail for you so you have  your starting balance your earned income any   other income for the month any savings used for  that tracking period will give you what we call   total monthly inflow your inflow for that tracking  period is all of those different things so you're   going to see that change on the where to my  money go monthly budget category breakdown   over here in the monthly debt and savings  breakdown because we're using a different   terminology you're going to see that change as  well so for debt you're going to use that total   monthly inflow that includes all those things but  for savings that you save throughout your tracking   period you're actually only going to use your  starting balance earned income and other income   you're not going to use your savings views so this  is all in the instructions in the beginning of the   book but we had to change some of that terminology  for me to make i wanted it to make more sense   and to be a little more clear the difference  between inflow and income using the workbook   all right on the monthly spending comparison  we got rid of some repetition so in the old   workbook you could see that you would need  to write down your budget categories twice   when you are doing and writing down your  monthly spending comparison from one month   to the last month you would write them here in  december you write them here in january and you   do that every single time you filled out this  worksheet i didn't want to write these twice   because essentially you're writing the same thing  so this year what we did is we put it all on one   worksheet where you only have to write those once  and then you can write your spending for december   in january it gets rid of having to write it  again for another month or having it be repetitive   another really big change that we made  to the worksheets inside of the workbook   is your food budget tends to be the silent  killer of your budgets it's where a lot of people   are striving to grow and get better at being  more aware of how much they're spending on   their food for a tracking period or for the  month so we added a monthly meal plan calendar   inside of each month of the workbook this  is also in the box set if you are like me   i like to plan out my meals ahead of time  meal planning is one of the things that really   allowed me to drastically cut how much i was  spending on food it's a big part of my routine   and i really thought it is kind of  part of also my budgeting routine   without my meal plan i feel like i wouldn't be  able to properly budget for my food expenses it's   part of the budgeting process in my mind it's  because it's such a huge category that a lot   of us are working and striving to get better at we  decided to include that monthly meal plan calendar   it's a full month calendar inside of each month  we also added a notes page to every single month   inside of the full size version and you're  also getting the note pages inside of the   box set as well and you're getting your normal  cash envelope teller slips that you can cut out   and bring with you to the bank now those are all  the different changes inside of the worksheets   of the workbook and you can see the artwork for  the peony theme is absolutely gorgeous you get   your quotes i think it's absolutely adorable and  before you order the workbooks you're going to be   able to flip through each one each design in 3d so  you can really see every single thing that you are   getting before you order and we're going to be  announcing on my instagram and here on youtube   how you can pre-order the budget by paycheck  workbook and don't forget i'm going to be doing   a whole video going over how i use these all right  so let's jump into more detail about what's going   to be happening as far as the pre-orders  i know i'm going to get a lot of questions   so pre-orders for the new full-size workbooks and  box sets are going to start september 15th and i   have some really exciting news coming soon  i'm going to be announcing how you can get   30 off our pre-order price for the workbooks so be  on the lookout for that i'll be announcing it on   youtube and all my social channels so that  is coming i just wanted to put that little   bug in your ear okay so pre-order price for the  full-size workbook is 45 pre-order price for the   box set the little booklets is 57. let's get  into into dimensions i'm getting it i know i'm   going to get questions about the dimensions so the  full size workbook and i have that right here the   full size workbook is without the coil so without  the coil it's 8.3 inches wide by 10.8 inches tall i don't have the dimensions with me  with the coil the coil is about one inch   here so each individual booklet these here are 5.5 inches wide by 8.3 inches  tall so they're significantly   smaller and i'm just gonna do this for  comparison here so you have your full size   and then you have your booklet so you can see a  lot smaller remember the box set is for people   who are looking for portability who are looking  to carry their budget with them at all times now   when i used the box set this last year i used  it for the entire last year the great thing is   i could just stuff this in my purse so that was  really great i am going to be more working up from   my home and my desk this coming year so  i'm going to be going back to the full size   so that is the information remember be on the  lookout keep your eyes open for how you can get 30   off the workbook in the box set with  our pre-orders starting september 15th   if you found this video helpful please  like it and don't forget to subscribe i'll start that over toby you gotta be quiet dude done okay you

Channel: The Budget Mom

Views: 62,341

Rating: 4.9746075 out of 5

Keywords: budget by paycheck, budget by paycheck workbook, bbp workbook, budget by paycheck boxed set, budget by paycheck workbook flipthrough, budget planner, budget by paycheck workbook budget mom, budget by paycheck method, budget by paycheck box set, budget by paycheck budget mom, the budget mom, budgeting for beginners, budget binder, budget setup, budgeting, bbp method, getting out of debt, budget planner for beginners

Id: D3ecC3q0rPU

Length: 17min 49sec (1069 seconds)

Published: Sat Aug 21 2021