HOW I MANAGE TO LIVE COMFORTABLE MAKING MINIMUM WAGE

hey guys welcome back to my channel hope you're having a great day today today's video is going to be on how I managed to live comfortable / humble on a minimum wage salary minimum wage is something that I think it does go up from time to time but it some people think that living on a minimum wage salary is not comfortable and you're always constantly worried about money but that's not the case if you manage it well so I'm just gonna tell you my experience and what I do to live a comfortable lifestyle and try my best not to be worried when it comes to bills so if you guys like these kind of videos make sure to throw a thumbs up down below don't forget to subscribe if you are new here and let's get straight on into the video number one thing that I always keep in mind is that I'm always saying that my job does not define me even though I'm a waitress and I do great hospitality to the residents at my job do work in a elderly facility it's kind of like a dining room setting so I am a waitress I do make minimum wage as in Massachusetts minimum wage is like $11 an hour so I know some people get paying way less than that and I'm not complaining or anything like that so a little disclaimer so you guys do not tear me apart in the comments section but what I do like to keep in mind is that even though my waitress and I know some people that I see from high school or some people will tell me no you should go to school you should do this and that's that's great yes I should go to school and then I should become this but as of right now I'm unsure of what I want to do I'm unsure of you know just certain things like like that in my life where it's to make a big giant change like that but what I'm sure is that I don't want to be in debt I'm already paying a school loan from my previous mistake so I'm very skeptical on going back but I know that I should you know I learned that your job does not define who you are and you're not gonna make everybody happy you have to figure out what makes you happy and just go with that plan you know yes I've been at my job for six years and people always say you know that's too long at a job it's time to move on you're not you know you shouldn't be a waitress anymore and I get that you know my family members and everybody wants the best for me and I do live comfortably and I do manage to live very very humble lifestyle so in conclusion even though I'm a waitress it doesn't define my whole entire lifestyle like I'm not like I try to tell people I'm not a complete like low light just because I am working as on a minimum wage salary um another thing why I'm able to live comfortably is that I was able to save $14,000 before I move out of my mom's house around tui like almost going on three years ago I saved that amounts because I became to realize that I was spending too much money on clothes spending too much money on accessories makeup and I finally came into this minimalist lifestyle and it made so much sense to me so I just kept going with it going with it and thanks to her I love her so much she didn't charge me right I know some parents charge rent to their kids if they're living with them over in their 20s and I think her so much for that because if it wasn't for her for letting me stay there as long as I did I was able to save and I'm able to pay my bills ahead on time so I was able to buy all my furniture on everything you see in this apartment I bought all myself obviously I had to get it delivered my in also I had to ask my sister's boyfriend to build the bed and to build a couple things like the desk and stuff like that but I was very I was very fortunate and able to purchase everything in this house by myself so thanks to my mom not charging me rent or you know I definitely would help out I go to get water for the house or you know get a couple things for the house you know and whatever she I would go out and grab without any hesitation because I know that I watch she know she knew that I was saving to move out so that's why she wanted me to continue it and not take from me so I do thank her for that but if you guys do live at home with your parents and they're not charging you try your best to say because it makes life so much easier when you have that safety net I don't even call it savings I call it a safety net for instance I'll give you a little example without going too in-depth when I look around the winter time last year my car broke down and it's an old car so it's fairly it's getting there the mileage is getting there and things are gonna break so I was kind of like alright so let me go bring the car and I wasn't worried back in the day we might when my car's broke down I would cry I would freak out because it was usually the motor or the transmission and I would be like what am I gonna do because I have no money saved but with having a safety net to live comfortably and you're able to live I would say stress-free because when I brought the car in I wasn't afraid of how much it was gonna cost to fix obviously if it was something really really serious so I had to get a new car but then that would be like okay like well let me try my best to figure this out but it ended up costing me like five to six hundred dollars and you know with having that safety net and be able to just pay it and not worry about it it's a really great feeling to have so if something ever happens I know that I have a back-up plan so what I'm trying to say is that for me being able to have a safety net and pay my bills ahead and all this stuff because of that safety net it makes me live a little bit more comfortably every day another thing is living on a budget living on a budget can definitely benefit you and it also teaches you responsibilities so with me on a budget my monthly budget for myself like obviously without bills or anything like that so it's a whole other discussion but so with my monthly budget is a as a month $50 for gas $50 for food it's just me I don't go anywhere I go to work and home and then the gyms like right across the street but with living on a budget it helped me so much to figure out okay I'm able to spend this amount a month and I can save this amount put that back into savings you definitely train your mind and see just being a little bit more cautious with your money so I do give that hundred dollars to myself every month I do not neglect myself if I do like right now I'm working on my capsule wardrobe so for the fall the fall is coming really soon around next month I want to get into a more minimalism more capsule wardrobe style less colors more neutral colors so obviously I gave myself on my jaws to get a whole new wardrobe because I haven't bought clothes for myself since I moved my mom so I was still wearing my old clothes from back in the day and they just you know when you have clothes and they're just not your style so anyways without going off-topic I gave myself an extra hundred ounces month so this month is $200 so 100 was to spend on my whole new capsule wardrobe for the fall and winter and then 50 for gas and 50 for food another thing that lets me or is able for me to live comfortably is that I am around everything everything is closeby which saves me gas money and saves me a lot of time to go to other places like for example the grocery store Walmart's Marshalls all those stores are literally right down the street for me so I don't need to drive 20 minutes or 30 minutes they're literally 5 minutes down the street from me um same thing with my bank my bank is right down the street so this little town has everything that I need my job is only 10 minutes away so that's also a great thing for me because the gas and sometimes if I don't feel like drivin I can just go walk down the street and grab what I need and just come right back and my last thing that helps me live comfortably is side hustles I've always had a side hustle ever since I became a minimalist so my first side hustle was me selling all of my old stuff it was I was able to make about forty three to forty five hundred dollars with selling all my old clothes selling makeup that was never opened selling jewelry everything you name it I sold it and it was about a year and I made that amount of money so it's able to put that into savings um obviously right now I have nothing to sell because I own very very minimum stuff so my side hustle right now is YouTube obviously where you guys like see videos or my channel there's an ad so you guys know the deal you get paid it's not an enormous amount I would tell you guys like I think I make about like forty to fifty bucks a month on YouTube but with that amount that could paid for you know like like recently I got a bill in the mail last month to pay for to re-register my car and that was around fifty to sixty dollars so I just used the money from YouTube to re-register in my car for the year and I don't know it's always great to have a side hustle because that's extra cash coming in whether you choose to have a second job or whether you choose to sell all your stuff or have you know a garage sale or babysit having that extra cash to put into savings is great because you can you know add that to the safety net and or you can just use it for another bill that's coming up so obviously I could probably just use the YouTube money for that and not have to dip into my savings account or anything like that to pay it always having a side hustle definitely definitely benefits me to get that extra cash to pay other bills so I'm not keep dipping into save its account anyways I hope you guys enjoy this video this is something that I wanted to make because I know a lot of people get put down for working at minimum wage places and not going to school or you know they just constantly get the question where when you're gonna go to school when you're gonna have a real job I wanted to put this out to tell you guys it's okay to get paid like minimum wage I'm not trying to put down anybody that hat that's got a degree or anything like that I think that's great hopefully one day I could you know figure out what I want to do in life and get a degree as well but it's also okay to make minimum wage and you are able to live alone I remember people at work well like you won't ever be able to live alone on this salary here like it would really hurt me when people would tell me you should just find a husband and then you could split things with him and I was like no I'm gonna do it by myself I don't need to live with a man or leave need to live with a roommate in order to pay my bills so I definitely proved everybody wrong and that's the best best feeling ever enough rambling I hope you guys enjoy and I will catch you guys in the next video bye

Channel: Kyra Ann

Views: 702,127

Keywords: minimalism, minimalist, vegan, making minimum wage, how to be humble, kyra ann, sarah nourse, waitress, why I chose not to go back to school, $11 an hour, living on a budget, minimum wage salary, boston, osea, dollar store

Id: GwDi9KW2UJk

Length: 11min 41sec (701 seconds)

Published: Fri Aug 24 2018