An Emergency Fund Changes Everything - Dave Ramsey Rant

you know it amazing how much in in a situation that doesn't life just have storms I mean the storms not just real they're metaphorical too I mean there's a it's a metaphor we all got storms don't we one time or another sometimes you can predict them sometimes you can't you can't see it coming always you don't know what's happening but in an amazing how just a thousand dollars that's not that much but how many options and how much peace that can give you just a thousand bucks I mean and so there's a reason to do the stuff we teach here it's not just a Dave Ramsey thing it's not just a biblical way of handling finance thing it's not just good for you to be grown up it's not all that it it's a better way to live your life I mean what if you had a fully funded emergency fund and you were facing all these things and you had 20,000 bucks set aside and no payments at all it's a different thing to face life when it comes at you the storms of life but I mean really it is a good metaphor when they come at you it's a different thing to face that with a little bit of Apollo money or it could even be the guy that stopped in the lobby he was here Thursday he and his wife they were in Nashville said were you doing in Nashville he said well we live in North Carolina and we thought it's a good time to come to Nashville and throw a party so what do you mean he goes what we're millionaires we've been doing the stuff you teach for years and we're completely out of debt we got a net worth over a million dollars and we thought this is good time to go Nashville does it change your perspective when every decision you make doesn't create yet another crisis I remember just something as simple as a car breaking down every time the car would break down at our house we had a hillbilly drama crisis I mean we would throw I would throw stuff at the car get mad have a fit stupid car I hate this car I hate every car that's got this color on it the stupid are on the side of the road again I wish someday I could get you give a wine clink whining is a little-known form of prayer I'd go into like super Hawaiian mode ever done that yeah you have you know you have what's interesting was once I got an emergency fund in place I remember the first time we had about ten thousand dollars in the bank and the transmission went on the car actually we went out on the van because I pulled the boat with the van with the shifter in the over drop position so I fried the transmission because I was stupid but that's how it went out smoke filled the car and my children were yelling that they were all gonna die and this is what happens if you put the drive shifter in the wrong place and pull the boat anyway so yeah I got to put a transmission in the van because the weirdest feeling we're driving away from the place after we put the transmission that we paid I know 1700 bucks or whatever it was for the transformation 100 years ago and we were having away because we just went in and picked up the van I wrote a check and there was no hillbilly drama it was like weird it's like this is just an emergency becomes an inconvenience when you have some money so the purpose of this show is not to say rich people don't have any troubles the purpose of this show is to say get some money get you some money it's called an emergency fund is one of your first steps get you some money get yourself out of debt quit buying crap that you can afford with money you don't have to impress people you don't really like stop it get you some money because the storms are coming you're gonna do something stupid and fry your transmission there's gonna be a hurricane that something's gonna happen but a crisis is not a hillbilly drama it's an inconvenience when your millionaire you come to Nashville have a party it's gone Kylian convenient to be over here right now there's a hurricane so I'm gonna go over there and I'm just gonna get on a plane and fly over there and rip me a car and get me a really nice hotel and go to some nice restaurants and when we get back home we'll see what's left work it out it changes everything it changes everything when someone in your family is ill and you can go be with them or you can even help them through that process it changes everything when the storms of life hit I don't want you to be rich because you're greedy and I'm not teaching you to be greedy I'm not greedy that's not the point but money is an interesting thing my friend pastor Craig Groeschel says why is it wealth is the only blessing from God that we apologize for well I don't apologize for it I want you to work hard come by it honest save some of it be it grown-up and then when a crisis comes it'll be an inconvenience

Channel: The Ramsey Show Highlights

Views: 171,902

Keywords: An Emergency Fund Changes Everything - Dave Ramsey Rant, emergency fund, dave ramsey, money, personal finance, debt, the dave ramsey show, baby steps, budget, finance, emergency, financial, ramsey solutions, debt free, emergency fund dave ramsey, dave rant, how to save money, dave ramsey live, dave ramsey top 10, dave ramsey baby steps

Id: f8dZ8ShCLiU

Length: 5min 16sec (316 seconds)

Published: Wed Sep 26 2018