well I don't know if you've seen this grant before this graph not a grant I'm Ser you show a lot of Grants uh but here the Federal Reserve keeps track of what's called direct payments okay this is money that you know the government collects in taxes and then gave it back to individuals sounds like grants doesn't it it is uh and that's what the government caus it so that's why you you when you use the word grants that could be different things for different people the official name in the government is called direct payments what are they getting back to you okay and actually there's another way the government gives it back now this is $4 trillion okay um and if you divide that up by all the adults in this country that means over $44,000 is given back to individuals every year wow that's a yearly Grant every year did you get that probably not because you don't know where to go and there's another way they did it it's tax credits now some of these tax credits you have to have taxes to pay and some you don't so that's another thing M but the real U you know the Big Kahuna on all this is really the direct payments now here's how direct payments are distributed by income okay now people making less than $330,000 by the way I went into Ai and asked him for this grant I mean for this graph well graph grants boy getting confused aren I'm an old guy so stick with me but uh if you're making $30,000 or less you're getting a total of about I think it's uh 40% of all the direct payments these are the grants so you're getting 40% of the grants but people making 65% are getting 35% so that's almost the same actually it turns out to be uh like $1.4 trillion is given out to people making $60,000 or more and that's people making that's millionaires included that Millionaires and those people making $140,000 or more are getting 10% but 60 and over okay is 35% or $1.4 trillion people under 30,000 are getting 1.6 so that's 1.4 going to people $60,000 or more 1.6 going to $30,000 so it's almost the same so you making $30,000 or $100,000 you're getting about the same and that's why people say oh it only goes to the poor well right about 1 uh three uh 1.6 goes to the poor and 1.4 goes to the nonpoor Because by $60,000 or more you're not considered in poverty anymore so uh that's important because it's there for everybody and people don't realize that okay how do you find out you know what's available to you I got a report I'm going to put in the bottom of this and I call it seven ways to get free face-to-face help in getting government grants that the Internet won't tell you about and it's not joining let's go help I mean we do that too but I want to show you all the free services not only does the government give you grants to live a better life or solve financial problems they have experts pay to help you get those grants now how do you like that and that's it because Google is a death trap you know and and all you're going to do is get in there and go around in circles and get nothing you'll just get scammed or things you pay for things you don't have to pay for so that's why when you're looking for these government grants and also nonprofit organizations you got to use these free sources and I have a bunch of little videos uh in the report down there that you step by step to show you how to use these organizations I mean that if anything like you make an appointment with a free financial counselor to help you with your credit and your debt problems okay sit down one in one for free don't go and Google go around in circles or whatever and that's just one there's another one that's a HUD program all over the country in every County there's people ready to sit down with you and and go through your financial problems and solve that problem for you wow I'm going to charge you so watch it go to USDA Department of Agriculture whether you live in a um you know an urban area or not they still have other sets of people that will sit down with you and figure that out for you don't rely on the internet don't rely on all this stuff that promise you stuffs and don't follow through or you're still worse off than when you started with when you could use these free counselors all over and that's not that's not a lie or anything I'm not scamming you I'm trying to help you please that's all I want to do for the next 10 15 years I got lift in this life is help people solve financial problems and there's free money and help to do that okay the other thing you want to do if you need to earn money you go to these financial counselors free all these counselors are free free free free free remember and they're at a career on stop.org now all this is going to be in the bottom below so don't worry uh just go down watch the videos for and they hook you up with grants to get the training you need uh grants to help your living expenses while you got training you need to get a higher paying job they get you jobs they get you to start your careers so that's where you want to start okay now there's special help for people who are seniors old farts like me and that's your area Office on Aging man and I call I call these people up I'm about to call now for my wife too because she has problems with her eyesight and all the help that may be available for her that's where you call it I help a lot of people with their uh uh you know grandmas and everything that uh need help getting around and and financial problems and you want to go to the Elder Care locator now don't put elder care because you're going to find all these other people that pretend they're the Elder Care locator and they're not they're going to charge you money Elder Care locator from the government does not C you charge you money and that's a.gov gov now there's another great uh office that will research for you for free to get grants where I'm going to charge you remember he do it for free and that's called the Community Action Agency they're in every city and they help people low income to find out all about the programs to help them okay now here's the one for business that's right we even have free Business Consultants to help you get out of financial problems with your business or maybe you just want to start a business okay they're free and it's called America's spdc Small Business Development Centers it's not the SBA they get some money from the SBA but they're not they're local experts that get money from federal governments nonprofit organiz all kinds of places uh to help you with that and then I have that my favorites are 211 and find help that's who you contact for there and a special office uh for veterans that's in every County again if you're a veteran start there now that it tell you about the veteran programs only unfortunately and there's so much more so all these programs are not where to is not the end all and be all they're the starting places you start there and just take it from there and find out more sources there's more and more and these people will tell you more and more that's why if you call one of these organizations the camp say no no we don't do that you listen to let go he's full of b bananas you can't listen to him uh they said well where else can I go because they know that particularly if you go to findhelp.net don't go around in Google Circles and don't forget if you joined us we help you you know you can ask us 100 questions today we have members and staff that are there uh to answer your questions all the time we have uh members that get on live you can ask their questions how they got money and that's sort of neat to me that's almost every day now we have live people who are members showing you how they got the money and they volunteer to do this and and and that's what's so nice with so we're here to help you whatever you need you can ask us 100 questions a day and if you hate us we'll give your money back don't worry okay so all all I'm trying to do is make sure as many people as possible know about that help that's out there please help yourself it's there
