You Can Get SSDI or SSI and Still Work (UT 2020)

you can get SSDI or SSI and still go to work a griffin-hammis production tailored for Utah I get money from Social Security and I'd love to go to work but I'm afraid of losing my benefits if I get a job okay I think we can give you some answers there are two types of disability benefits you can get from Social Security so the first step is to figure out which benefit you get that makes sense what are the two benefits good question the first one is Social Security disability insurance but most people call it SSDI for short if you are eligible for SSDI you can get a monthly cash benefit SSDI also gives you Medicare after you've qualified for two years okay how do I know if I'm eligible for SSDI to be eligible for SSDI you must have a disability that meets Social Security's criteria when you apply for benefits Social Security figures out whether you meet these criteria to qualify for SSDI you must also have worked and paid Social Security taxes on your earnings in some cases you may also get SSDI because one of your parents worked and paid these taxes I used to have a job does that mean I get SSDI it depends on how long you worked and how much money you earned you can call Social Security at one eight hundred seven seventy two one two one three and ask their tty number is SSI provides a monthly cash benefit and once you qualify for SSI you also get Medicaid how do I know if I qualify for SSI to get SSI you also must have a disability that meets Social Security's criteria ah just like with SSDI just like with SSDI the definition of disability is the same for SSI as it is for SSDI if you're an adult if you're under 18 years old it's a little different okay whoa I'm over 18 is that all not quite to qualify for SSI you also need to have limited resources resources are things you own like bank accounts you also need to have limited income that's money you receive like paychecks from a job or SSDI you don't have to work and pay taxes to get SSI know you can get SSI if you've never worked or if you haven't worked long enough to get SSDI your resources and income just need to be low enough I get it here's a summary so you can remember the difference between SSDI and SSI for SSDI you need to have a disability and have worked and paid Social Security tax as long enough the health insurance you get is Medicare for SSI you need to have a disability low resources and low income the health insurance you get is Medicaid this helps a lot now how do I find out if I get SSDI or SSI it's easy just call Social Security again at one eight hundred seven seventy two one two one three and ask their tty number is there are three important safety nets to know about first you can keep your SSDI or SSI when you work if your earnings are beneath a certain level okay but what if I earn more than that level that's where the second safety net comes in if you earn so much that you don't get a cash benefit you can still keep Medicare or Medicaid this means you can work and keep the benefits you need the most that's a big relief I really can't lose my health insurance so it's good to know I can still keep that but what if my SSDI or SSI stops and then I lose my job do I have to start all over and reapply to get my SSDI or SSI back that could take a long time no worries that is what the third safety net is for if you lose your job or your earnings go down this safety net will let you get your SSDI or SSI back quickly that makes me feel a whole lot better about going to work hey it's there a way I can get help using work incentives you bet you can call Social Security's ticket to work helpline at one eight six six nine six eight seven eight four two their tty number is one eight six six eight three three two nine six seven you can also contact the disability Law Center at 1 800 662 hero for help understanding these programs and planning for your future knowledge is power take time to learn more about SSDI SSI and work

Channel: Work Incentive Videos

Views: 3,805

Rating: 5 out of 5

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Id: 4m2r0zjMgFY

Length: 7min 8sec (428 seconds)

Published: Mon Feb 17 2020