- Instagram, my favorite
app in the entire world. An app that has helped
so many people understand the benefits of plastic surgery. See what wealth really looks like and help them see that life sucks, if you're not driving a Lamborghini. Rates of major depressive episode in the last year increased 52% in 63% among young adults, 18 to 25 hopefully that got your attention. I enjoy exposing fake gurus and scams but if we go a level deeper, a lot of my content is aimed at helping people understand the difference between real and fake. I think Instagram and social media is full of mechanisms that can
ruin your mental health and my goal is to help change the world. Isn't that what all egotistical digital entrepreneurs say? All jokes aside scammers like the one I'm about to show you are part of a larger problem on social media that I believe has a
profound negative impact on mental health. The billionaire Gucci master Ramon Abbas AKA Ray Hushpuppi wasn't entirely legit real estate developer that spent more time on Instagram than the Kardashian
families Photoshop intern. Every single day, he wanted you to know just how wealthy he is. His Instagram is full of
terrible wantrepreneur motivational quotes that make you cringe. This one says, "They trying to act like they don't know I got the bag So I put Benjamin Franklin on the Birkin so they don't get confused." Thankfully, the FBI knows
Hushpuppi has the bag and even better they were able to track how we stole the bag. This smile looks so forced too, this is the same face Hushpuppi made When someone mentioned that there's a big guy in jail that loves
handbags just as much as he does and would love
to get intimate with him. "Roll with me baby,you'll prosper." There's some people who are so desperate for validation that they're literally willing to risk 20 year prison sentences just to get likes and
follows on Instagram. Hushpuppi couldn't have
made it any more obvious that he was earning
money in scrupulous ways. and wasn't a real estate developer. Abbas maintained social
media accounts that frequently showed him in designer clothes, wearing expensive watches and posing in or with luxury cars and charter jets. "It's either I'm getting a bag, or I'm blowing one." I'm afraid Mr. Hushpuppi will be learning very soon in prison that blowing, in the English language
has multiple meanings. The FBI's investigation has revealed that Abbas finances this
opulent lifestyle through crime and that he is one of the leaders of a transnational network that facilitates computer intrusions, fraudulent schemes including BEC schemes and money laundering. Targeting victims around
the world in schemes designed to steal hundreds of millions of dollars. Surprise, surprise. This guy who randomly
shows up on the scene taking private jets, standing next to the most exotic cars in the world and always going on
expensive shopping sprees is not a legit businessman. He's about as fake as the answers Miss Teen USA contestants give on stage - People out there in our
nation don't have maps. And I believe that our education like such as in South Africa. - " If you knew my whole story, you'd be proud of me." Sadly for Mr. Hushpuppi, the FBI kind of does know his full story of scamming. The affidavit alleges
that Abbas and others committed a BEC scheme
that defrauded a client of a New York based law
firm out of approximately $922,857 in October, 2019. The affidavit also alleges
that Abbas conspired to launder funds stolen in a $14.7 million cyber heist from a foreign
financial institution in February, 2019 in
which the stolen money was sent to bank accounts
around the world. These are all alleged
crimes until he's convicted but the main crime that
the FBI believes Hushpuppi was involved in was BEC, Business Email Compromise schemes. This is where the scammer finds a transaction underway and will spoof the email address of
an important character in the transaction by
adding a slight variation. If you close real estate transactions you'll likely see a message in the email of your title company representatives about wiring instructions. It will say something about an increase in fraud and to make sure
to call before wiring to ensure correct wire instructions. Scammers who participate
in these BEC schemes will alter their email by one character or figure out a way to
provide wiring instructions to the victims for their bank accounts. The victim, see the email
and without hesitation wire the money over to
the intended bank account. It's not until a few days later that they realized the email was one character off and the money was wired
to the wrong bank account. According to the FBI, Americans lost nearly $150 million to real estate scams just last year. Scams in the industry have jumped more than 1000% since 2015
and real estate is now one of the top victims of malware attacks in the country. In 2017, a Washington DC
couple lost 1.5 million in a phishing scam that
compromised their title Company's email server. Last year,a Colorado man lost a $56,000 down payment. And just last week, a tech executive lost $260,000. We're not talking about small amounts of money here, these are life altering amounts of money for the victims. In 2019 alone, the FBI
recorded 1.7 billion in losses by companies
and individuals victimized through business email compromise scams. The type of scheme Mr.
Abbas is charged with conducting from abroad. "My story is filled with broken pieces, bad decisions and some ugly truths, but it is also filled
with a major comeback, peace in my soul and
grace that saved my life." The ugly truth is that
scammers like Hushpuppi exist everywhere and
they won't be going away anytime soon. There aren't enough resources to stop every single bum like Hushpuppi. I have zero respect for
this type of criminal. I have even less respect for him because of how desperate he looks for attention on his Instagram. Please like me because
every picture involves name brand clothing and shoes. Please approve of me
because I own a Ferrari. Your life is only as good as your mindset. Just like every fake guru on social media. They want you to believe mindset is the difference between
winners and losers. Thankfully, his mindset of showing off his life led to him getting caught. I'm conflicted on Hushpuppi though. On one hand, I have zero respect for what he's done, but on the other he has a ringing endorsement from the most legitimate guru and business owner on social media. - I've been looking up to Hushpuppi for a minute though. I'm like damn this dude, he the goat. Like, this is why if I
wanna be like anybody I wanna be like him. You feel me? - Yeah. - Well that answers a lot. If Kevo says Hushpuppi is the goat and he up to him then he must be a great person who abides by a code of ethics and morals that we all do. The reason why I have zero respect for scammers like Kevo and
Hushpuppi is because there are real victims in these schemes. You have a father who
spent years saving up for a down payment for his family to move into a nice house. You have a lawyer who
spent years taking risks, not sleeping, hundreds of thousands of student loan debt, working his way up to build a law firm. And then the scammer steal millions from fraudulent emails,
that money is gone. These are life changing events for people. If you accidentally
wire down payment money to the scammer instead
of the title company, you aren't buying the house, your savings are wiped out completely. And to make it worse, these scammers go on social media and flaunt their wealth
as if they earned it. Those Gucci bags might as well have the victim's names on them. If you're watching this and have no money student loan, debt,
whatever, but you don't scam. You're a better person than Hushpuppi and other scammers. I want people to stop
idolizing these clowns on social media because
that's what they are. Their only talent is being a thief. They are clowns and
should be treated as such. Imagine people robbing
banks, using the money to buy flashy items for social media and then positioning themselves as a knowledgeable businessman. You would be confused. This is why I'm so confused When I see clowns amass huge followings on social media for being thiefs. "God ain't done blessing me." Imagine being so narcissistic that you think a higher power blessed you with prosperity after you stole from innocent people. Hushpuppi is the chubby
loser on the playground who never got picked to play kickball, even though every kid was supposed to participate and then went
out and scammed people as retaliation. "Bought myself a new Bentley Bentayga for Valentine's, the best way to celebrate the season of love." These Instagram celebrities like Hushpuppi are truly obsessed with
name brands because of the perceived value. Imagine living a life
where you were so driven to make sure everyone
knows the cars you drive and the clothes you wear. He has a lot of time to shop. You wonder how he gets
all of these supposed real estate deals done. "Sometimes not saying anything is the best answer. Silence can never be misquoted." Hushpuppi may wanna
stop pleading the fifth and create a new alibi because his lawyer is really failing in
the defense department. He's an entrepreneur. He has real estate involvement. He's an Instagram personality. He was promoting brands and that's how he was very legitimately making his money. That was Hushpuppi's lawyer and this is absolutely comical. The best part about
real estate investing is there's a building and
land to use as proof of being an investor. You just show the closing documents on the property and you
prove that it's yours. It's pretty easy to prove that you're a real estate developer. Magically, these documents
haven't shown up yet. This entire case would
be over in two seconds if he showed receipts of his earnings. But, somehow they aren't appearing. In claiming that he's
an influencer for brands is really funny. The rates for influencers
are available online and they don't make nearly enough to afford a lifestyle of exotic cars and private jets, Between Hushpuppi and 11 others, officials report recovering
$40 million in cash, 13 automobiles collectively
worth $6.8 million, 47 smartphones and some 2 million email addresses of potential victims. You're not making that much money being an influencer. Nice try though. It looks like Hushpuppi
came from the Lagos slums and had a pretty
difficult life growing up. I understand wanting to get out and earn some money but
being a thief is a crime and should be punished as such. This article claims that he never brought money back to the slums. Hushpuppi scams so he could live a lavish Instagram lifestyle,
which is one of the most selfish things any human can do. If he at least uplifted
an entire slums community then maybe he'll receive
some redemption points. There were too many Gucci bags and vacations to take though. I hope over the next few years, I can influence people to stop following a lot of these clowns on social media. Seeing someone purchase an exotic car, eat at a five-star restaurant can serve as motivation for some but I want you all to
start recognizing when influencers are living a life just for your validation. Your life is no worse than theirs, it's just different. Life is about experiencing
hardships and dealing with it, to some people
losing $30 is crippling, to others not having
access to private dining a hundred dollars steaks and valet parking is crippling. A lot of these influencers you see are more broken than you, just because they put
out an image of success and wealth doesn't mean that they actually have it. A lot of times it's a facad meant to hide what they don't want you to see. They don't like it when your authenticity is louder than their
facade, hashtag Gucci. Thankfully for us, the facade of Mr. Hushpuppi being a successful real estate developer and influencer is over. Have fun in prison and my friend Thanks so much for watching. (gentle music)
