大陸支付寶終於可以綁定海外信用卡， 如何申請？點綁定？有無服務費？

Hello, everyone. Now the mainland version of Alipay already supports overseas credit cards. You can add overseas credit cards into Alipay. There are 5 types of credit cards supported by Alipay, whether it is Hong Kong, Macau or other places. There are Visa cards, Master cards, JCB Discover and Diners. I guess they will continue one after another. I will add other credit cards , but I believe these are the most common and most used credit card companies. Before , you need to have a bank account in mainland China. Every time you use it, you may need to remit the money to a bank account in mainland China and then bind it . It will be more convenient to use your Alipay. I believe that many friends may not go to Shenzhen to open an account or open a mainland bank account in some banks in Hong Kong. Now it is much more convenient and you can directly use your own credit card. Bind the account of the mainland version of Alipay. When you travel, you can directly use the mainland version of Alipay to scan the QR code. Alipay will deduct money from your credit card. Doesn’t it sound very convenient, but the first thing you need to do is of course You need to download a mainland version of Alipay first. To download Alipay, you only need to go to the APP store of your mobile phone and enter Alipay. Different regions may have different Alipay. You can download it. In fact, the application process is very simple. First, choose your area code, Hong Kong as the For example , enter your mobile phone number. According to your mobile phone number, the system will send you a verification code. After entering, the first step is successful. The second step is identity verification . Then go to the identity information column for verification. When you get here, you have to think of a 6-digit payment password for future payment, and then verify your identity. Here, you can choose Hong Kong and Macau Pass? Or the residence permit mentions that when you enter the Chinese name, you need to use simplified characters. In addition , when you enter the Hong Kong and Macau Pass ID number, you only need to enter English letters and the following 8 numbers. The number of times to change the card is not required. After submission, it is Upload your ID photo and follow the above instructions to complete the upload. After the upload, the last step is to verify the identity . Except we can use common places, it turns out that other regions can be used. I haven’t tried it. I can’t use other countries. Passport authentication If you try it, please let me know. Is it convenient to apply for a mainland version of Alipay? Next, add your credit card to Alipay, go to the column of my bank card, press in, and add a bank card . Click here After taking a picture and adding a card, you need to check whether the card number is correct, and then enter the name on your card. The validity period of the credit card and the three-digit security code on the back of the card. The email address and billing address are optional, and then press the next step to add I successfully added my Hong Kong credit card to Alipay and then tried to go shopping. The payment process is exactly the same as the process of having a bank account in mainland China. There is no difference at all . No matter how smooth the time is, it is the same. It can be used for shopping. In fact, it can also be used to take a bus. You only need to press this button to apply for a subway ride code or a bus ride code. Now this payment method that binds an overseas credit card is only applicable to offline Payment, for example, is when you travel to mainland China to go shopping, eat and travel . This kind of offline payment does not support online payment for the time being . For example, shopping on Taobao or recharging the balance to transfer to others. It is possible to estimate that other functions will be opened later. In addition to offline payment, there are some things you need to pay attention to every time you spend. If you spend less than 200 yuan each time , Alipay will not charge a handling fee . If the consumption is more than 200 yuan, Alipay will charge a 3% handling fee. Here you have to pay attention to the 3% handling fee. This is whether the credit card charged by Alipay will charge you a handling fee. In the past, when we travel abroad, there will be a handling fee when paying with a credit card. And the exchange rate is a bit different. Maybe you need to ask the credit card company how much is the handling fee each time when you spend overseas ? How is the exchange rate calculated? In short, in Alipay, there is no need to charge a handling fee if the consumption is less than 200 yuan. If it is more than 200 yuan, a 3% handling fee will be charged. The other thing is that each single consumption cannot exceed 3,000 yuan, and the monthly consumption cannot be more than 3,000 yuan. Although RMB 50,000 seems to be a lot of rules , I think it is not a problem for some people who do not often travel to the mainland to travel for ten or eight days during the summer vacation, because if you bind a credit card, you don’t need to worry about it. How to transfer money into money or how to use electronic payment because electronic payment is very convenient for you when you travel in the mainland, whether you take a car to eat or shop, etc. It is absolutely convenient and safe, and you will not be afraid of losing it. Cash is all right. That’s all I want to share today. Alipay or other electronic payments will often update a lot of terms. I hope it will become more and more convenient for everyone to travel. If there is any new news, I will share the clips with you. It’s almost here. See you next time.

Channel: 凱食記 Kai Food & Travel

Views: 204,887

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Id: 0HpqBAaF9N0

Length: 6min 3sec (363 seconds)

Published: Sat Jul 01 2023