I Just Finished College with No Job and I Feel Lost

frank is with us in philadelphia hi frank welcome to the dave ramsey show okay sure hey how you doing here uh good man how can dr john and i help uh yes uh so so um i am a recent uh college graduate i graduated about a month ago um congratulations i'm in 60 000 for debt thank you thank you uh so i graduated uh and but i graduated with sixty thousand dollars in debt uh and i also uh i'm i'm also a lucky homeowner um uh i don't pay mortgages i don't i just pay taxes at the end of the year but the houses were forty seven thousand dollars um but um due to the corona virus i wasn't uh i actually lost my job so now i'm unemployed and it's like you know i got a sixty thousand dollars for debt to pay off soon um and i live in the house i can't really pay bills i can't really do anything like that so what's your what's your degree in france uh is in uh is it needing communications in communications okay and you got a four-year degree from a college in communications yes excellent well done sir that's awesome well done well you're you're in a troubled market in uh philadelphia right now with corona shutdown very difficult to move around in philly much less get employed and those kinds of things but we'll try to come up with some ideas you hold on through this break all right we're talking to frank in philadelphia he's got a paid for 45 000 house no job but just graduated lost his job but just graduated with a four-year degree in communications we got to get him some income coming in john what do you think that's right so frank what is it that you want to do man did i push the button let me try this now try it again frank there you go sorry what is it you want to do what do you want to do man uh i aim to be a vlogger from the photographer uh in the future that's my treat that's my passion okay i plan on doing it in uh near what kind of photographer uh any kind i'm just a photographer so why do you need a four-year degree to be a photographer uh uh it's not it's uh it was kind of a decision that i made uh when i was younger i got back into school uh when i was 25 i'm like i'm not a traditional student i'm 29 now so i got back into school when i was about 25 or 24 so so i wasn't really thinking through but like now that i i completed my degree it's like i'm finding out like i i really didn't need it to become a photographer or videographer you know so have you ever been paid to take pictures yes yes but who as a co was there a customer or were you working for somebody yeah so i'm gonna ask a question we're not working for someone i'm gonna ask this question not to be disrespectful but just to get an honest assessment of where you're at are you good at it or is it something that you just like to do yeah yes i'm agreeing i'm great okay so i've you got two two things going on here number one you're gonna have to join the the ranks of millions right now who are putting together two and three jobs you're stringing it together you gotta hit the streets man and start hustling and that might be working a shift at home depot and then getting um driving uber at night you got to go get a job you got a four-year degree so i think you can even do better than that or go into a management position and then what you're gonna have to start doing is figuring out ways to market yourself put yourself out there where you can take pictures whether that's on instagram or youtube or get next to some folks weddings or whatever the thing is in philadelphia that will even allow you right now to go take photos and start getting your work out there but just to sit at home and wait to um be able to work full-time as a as a photographer from the floor up man that's a tall ass so you got to get some income coming in quick yeah you need the photography gig needs to start as a side hustle to your main gig and your main gig is making money to eat that's right and pay those that 60 grand off so that you can be a side hustle so on your photography business so that you can grow it enough that you quit the main gig that's right and our and our friend ken coleman in this proximity principle book here's the thing you're going to go work let's say home depot you'll get a job there every person that you hear that's got a wedding you're you're going to be on their front door with a with a card you're going to be talking to them in the aisles anybody who's got a kid who's about to be born anybody's got graduations you're going to be hitting those folks up and you're going to slowly build your circle that way or start working for a wedding planner setting up chairs yep and oh by the way you're going to be around weddings and then you might get to take some pictures at a wedding who knows there will be a day when that wedding photographer doesn't show up it's going to be too cold or too hot or too snowy and you're going to have your gear ready to rock and roll and you're going to save the day and their car broke down and superman was there setting up chairs oh that's exactly right clark kent that's exactly right you get in proximity that's what ken talks about so we're gonna send you a copy of ken's book the proximity principle but you need to get in the proximity of people who need photography even if you're setting up the chairs and get in there and just butt and bust it man and john's right the first thing you got to do is get the wolf away from your door because he's howling i heard him on the phone yeah and we got to get him away you got to get the dadgum bills paid and get the pressure off and the stress off of you and that's just the primary reason for making an income is existence right the secondary reason for making an income is self-actualization and doing what we love and so uh we don't we don't sacrifice existence in order to self-actualize that doesn't it's backwards that's not how that works so you hang on kelly i'll pick up we'll get you a copy of ken coleman's book the proximity principle and get out there and john's right and stir it up man stir it

Channel: The Ramsey Show Highlights

Views: 106,057

Keywords: the dave ramsey show, budget money debt cash, real estate, insurance, how to make money, dave ramsey, save, credit card, compound interest, buying house, buy, snowball, I Just Finished College with No Job and I Feel Lost, college, university, what to do after college, life, career, advice, jobs, graduate, finding a job

Id: pIKOoEM5gB4

Length: 6min 3sec (363 seconds)

Published: Thu Feb 04 2021