Genius NURSING 💰 Advice for 43 Minutes Straight

here is some of the best nursing advice you will ever receive from nine highly successful nurses let's get into number one I'm not Sima I'm a labor and delivery nurse of 13 years I work in the San Francisco Bay Area California I was in healthcare administration for several years I have a master's in healthcare administration and hated it I got into UCSF nursing school it's an accelerated nursing program that you have to do a master's degree that ultimately did get my FMP but I still work as a labor and delivery nurse and so I finished that program but I have PTSD and so I didn't want to be at f p and plus fnp's in the Bay Area you already know make bless the nurses and the job is like I don't want to prescribe you know promethazine and codeine and Viagra all day like that's what I felt like it would be and so I just didn't do it on there are a few occasions I do stay over but it's not my noise 200 000 on basically just 36 hours a week so how what is your hourly rate currently 104 an hour that's it and if I was per DM which I'll probably go it'll be closer to 130 an hour if I max out my 403 b my 457. so by the time I'm 43 44 I will have enough saved in my investment accounts where I could retire that's if I don't contribute another dime to my retirement after two years so a 457 is you typically offered when you have a 403 b and a 403b is similar to a 401k except it's for like teachers or government organizations or organizations that are classified similar to like firefighters like public service right and because the hospital that I work at has some kind of weird government classification because it's a part of a Township so we have a 403b and then in addition to a 403 b you have what's called deferred compensation which is a 457 and with the 457 you get the same tax savings so you get like if it's if a 403br 401k you can say yeah yeah pre-tax like 20 500 you get the same benefit in the 457 so now instead of just being able to max out the 20 500 in my 403 b which drops my possible income now I can contribute another 20 500 to my 457 which now drops my taxable income by forty one thousand dollars a year which in California is really important because as a nurse but our taxes are crazy high and so now my taxable income if I made a hundred thousand dollars a year would go down to sixty thousand dollars which drastically decreases your tax bracket but exponentially increases how much you have saved in retirement so benefit the other benefit of 457 is you can take it out as separation or whenever yeah you don't have to wait to traditional retirement age you could roll that over into a IRA when you leave or you can just leave it at the organization and take distributions when you want it so it's a dope ass early retirement tool and then you pay regular taxes when you take it out but you could just leave it there and just pull from it as you need to but I make over the income limit for a Roth IRA so what I do is called a backdoor Roth and the way that that works is every year I contribute to a traditional IRA and then there's literally just like one button that you push in the back end like once it's fully funded and I put my six thousand dollars a year in there or whatever the maximum is I'd push a button that says convert and I convert that into a Roth IRA and then that's it and the benefits of doing that is now I have this yeah my 403b and my 457 money that's like taxable when I take the money out right but your Roth money is not tax because you've already paid taxes on it and all the growth on it is not taxable so I have my Diversified taxation exchange right this is taxable this isn't taxable and so it just depends on like what my money is like so if I'm like taking a year off and I'll go live in Costa Rica and I'm not generating any income that year I will pull from my tax like like my 457 which is taxable but because I'm not generating any money in that tax year my taxes are going to be close to nothing right or in years where I might work half a year now I'll pull from my raw and then it's not taxable right so it's all it's level this is about game it's about learn how to play the game what is your current net worth if 833 676 now as of last week wow so I'm supposed to be over a million dollars this year hopefully fingers crossed depends on what the market is going to do my take home varies from 14 to 16 18 000 depending on what I'm working on and so all of that stuff just gets reinvested either back into my business or into Investments I only keep like a thousand dollars in my savings account so I own a house I believe your house shouldn't be more than two times your annual gross pay and mine's falls under that but also I always have an extra room that I rent out to travel nurses so that decreases my mortgage by a thousand dollars a month my work is like three thousand dollars a month two thousand dollars a month in living expenses the Bay Area is not bad before I open my own business I started off as an informatics nurse I also did Hospice at the same time I paid for a nursing school as a hairdresser in Cleveland Ohio and I went back to emergency nursing emergency nursing and Aesthetics working in other people's spas and then I went ahead and ventured off and I opened my own spot at the time I only held an associate's degree I actually would not recommend anybody to get a bachelor's you should get an associate's degree get in your field and then let the hospital pay for your bachelor's and Master's and here in California versus Cleveland Ohio you guys have uh ratios here so the goal as a nurse is always to make it a year the ratios alone in safe patient ratios is the strongest Union I've ever been a part of and I mean California nurses unit do not play they will protect their nurses even before where I became a nurse I was a hair stylist so I hope my cosmetology license in Ohio and here in California so I have always been in the beauty industry at the end of graduating from cosmetology school they have like a career day so all these different things what you can do with cosmetology and a company came out and talked about aesthetic nursing so I was like oh it's a done deal I'm going to nursing school so yeah I paid for a nursing school as a hairdresser in Cleveland Ohio when you come to a spa or you're in a beauty industry people are seeking you when you're in the emergency room it's almost always the worst day of their life I have two part-time employees and one full-time I have a partnership with the HR company that if I wanted to find another employee I just go ahead and put a requisition out and it goes out to the masses like indeed LinkedIn the local newspaper so that I get inquiries like that and I screen them and bring them in for uh interviews and you're doing that on your own I do it all that is a lot and you have a job about Kaiser while you're doing this yep and I work at Kaiser full-time and I'm a master's full-time degree student good this is why this is a 24 7 job this is a 24 7 job so what you want to do is you want to throw a lot of the money towards the machines get the machine paid off and at that point you are a hundred percent profit on this machine outside of the ultrasound consumable that's probably about thirty dollars a month okay so you said um about 7 000 right per month per month so that's with salary that is with all the products that we use we carry a skin line here called Obagi so that's what the skin care line that we purchased for people to buy their products to accommodate all the services that they're already receiving to keep up that good practice on their skin care and so we bring in well anywhere from 40 to 60 000 a month what I would advise is I would always say to again work from the inside out I think you should work for a spa or either be trained by somebody local so that if you have those questions you have a mentor built in and what I would also say is that if you plan on going into this business understand that this is just not a bad side business this is a sales job so if you are not a good salesperson or you are not a go-getter and you understand that the words that you say or the things that you present you have to be a customer of the services that you provide for example my employees all of them get free services because they are my walk can I be your employee you definitely can you absolutely can if you want to be in this industry you have to think way bigger than getting away from just the bedside it's much bigger than that you have to always be talking about the business my name is Sheila I grew up in New York I decided to become a nurse because honestly I didn't know what I wanted to do when I was in high school and I had a lot of nurses in my family typical and it was honestly the best thing ever it was very difficult like going through school and everything but I think once you get past that and then you start working it's like different types of challenge but in like a good way so I worked in two different locations as a new grad I worked in the one by um Columbus Circle to mount Kanye West then when I went to the picu which was like about a year and four months later I moved to that big the main hospital in Central Park my first job my base was 46 dollars an hour and my BSN was 72 cents differential and my night shift differential was 2.76 so it's about like 49 an hour for my first nursing job in New York started out adult Med search and then finally I got a job around October of 2019. I left December of 2019 I started orientation for the picu January of 2020 right before the pandemic I was like first of all I'm not married I don't have kids I don't have any eyes here and I had paid off my debt in 2020 and next thing you know I signed the contract and did my lease sold all my Furnitures got a storage then I started following this recruiter and she called me she's like I need nurses and I was like just for fun what are the rates right now she's like my highest paying contract right now is in Long Beach and I was like oh my God so five years ago at that time I always wanted to live in the South Bay in California I was like the rates made sense right it was so high but then most importantly for me it was going to be in a location that I've always wanted to be in anyway so I was like why not like in New York I was netting probably just 1100 a week also I'm like I really want to buy a house I want to like do all these things but I'm like almost breaking even at the end of the month I don't have a luxurious lifestyle I don't have a super fancy car I don't live in Manhattan I don't buy designer things and stuff like that so I think um a big part of like the debt free Journey for me me because I was so hyper focused on getting rid of this debt you're working so hard as a nurse right you're working all these hours you're physically like always tired I cannot live my life for as long as I have this 75 000 debt like weighing me down that's what really pushed me to oh my God like I need to pay this off I need to pay this off I need to pay this off so I was not going out I wasn't spending a lot of money I also lived at home at first and so then I just paid that off my last appointment I remember it was August 10th of 2020 it was the best day ever so contract you know is three months right 13 weeks so I look at it and it was the number that the gross was I was like this is like my net for a whole year working as a staff nurse in New York so how much were you actually coming home with I want to say 38.39 a family friend of mine saw me post something on Instagram and she hit me up she was like Hey I live in Long Beach too and it turns out she's 10 minutes away from the hospital she had an extra room in her house she's not a stranger because she's a family friend and two months later I moved in there and I was paying 800 this whole year or this whole time that I've been traveling I give myself at least one eight day stretch a month and I'll take off here and there so I've taken off and I'll like even just two little things you know I was like driving down to San Diego by myself I went to Hawaii by myself actually in May I was like I had five days six days off I was like I have nothing to do let me go to my Hawaii so I went to Hawaii by myself I know right now you hear a lot of things and you're seeing a lot of things within nursing that is like oh I don't want to do that or it's making people really scared it is so worth it and nursing is a career that's going to give you the most opportunities to learn to grow in all aspects of your life and whatever your goals are whatever that is and you can use nursing to do that my parents Filipinos both of them they came here worked as nurses and when it was time for me to go to college they were just like I told them I don't know what I want to do they're just like put nursing on your major and then if you don't like it just go on and do something else but by the time I said maybe I don't like it was like sophomore year I already went through two years of schooling two years left that means I would just finish while everyone else is still trying to figure out stuff and then I finished my degree and then from there I was like why stop there and just get the job and find the stability that they kept preaching as typical Filipino parents but then my first job I ended up working at like a Subacute care facility that specifically took care of developmentally disabled population which I actually for some reason loved because all the like the residents there were so just like purely joyful that you're helping them kind of thing but then obviously being super local and the pay wasn't that great like getting what like a maybe a thousand dollars every two weeks and then after that since my parents like I said are both nurses they were working at Mount Sinai at the time so they got me in there I first started on heart failure and then after I think four or five years I switched over to electrophysiology so just even more specialized cardiac pretty much how much do you make at this job right now it's anywhere from 6 600 to 1800 a week I forgot Mount Sinai pays you weekly that's pretty decent you know that's about thirty two hundred dollars every two weeks yeah right so like a little bit more than six grand over the month I guess so we talked about the social media one like uh YouTube I have like I don't know I used to have like 30 000 subs and ever since I switched to niching down and going from stock picks crypto picks to just I just wanted to educate more because I find more love in doing that but then once I started doing that my subscriptions dropped a significant amount like probably lost like 6 000 subscribers but last year at like the highest monthly was around like 10K a month so I started a real estate business where I'm starting to buy rental properties I only started that last year obviously when you make more money you pay more taxes and when I talked to my accountant they're like the best way to hedge against income is real estate because you could technically depreciate a whole house and make it look like on paper that you have zero income and then you pay the least amount of taxes possible and that's the play even though I'm not making as much now from side hustles at least I have the real estate too when it does happen again I'm already hedged against taxes and I feel like that's another part of like that money game that we were like talking about earlier so the properties right now one is currently vacant we just had a tenant leave but I bought that house for like less than a hundred thousand dollars ninety six thousand dollars and yeah and it was renting for 8.50 and then like the mortgage is only 400 bucks so I was pocketing 450 but then you always have to like put money aside for things that will potentially break like right now when in between tenants kind of thing just fixing a few things and then the other one I bought for 105 000 and that's renting for a thousand dollars and that mortgage is around 600 and I pocket 400 on that but overall cash flow wise probably like a thousand overall for over two houses which technically could be my kids retirement funds I've never seen any of my properties and so like my realtor over there is also my property manager she takes 10 percent of the rent for herself so like she pays herself 100 bucks out of the thousand and then she takes care of everything all the phone calls all the Leaky faucets toilets everything and all she has to do is send me an invoice of whatever might be fixed needs to be fixed or hopefully it's the month that nothing happened at all and then it just feels good just to see something hit my bank account and how much did you put down on each of these properties 20 since the 96 000 house was only like a little bit less than 20 and then the other one was like 25 000. made way too much money from YouTube since it was like around ten thousand dollars a month so over a hundred thousand dollars from that and then I was trading stocks in crypto I cash out over 250 000 from that and then I got like real estate and then all this stuff so so that's about 400 000 right there that you've got and then not including the W-2 of me and then me and my wife five attacks together and her W-2 as well so you could technically say you guys made like six hundred thousand yeah you can technically say that to get into nursing I think is probably the best profession you could probably get into like if you want something that's fulfilling and you want something that gives you the time to focus on things outside of work nursing is 100 it who like where else can you get a job where you work three days a week and you have technically three to four days of trying to figure out what can you do to make your life a little bit better or make a little bit more money so like honestly if you have it in you to be a healthcare provider I would go into nursing do you need to go into CRNA or NP I personally don't think so because I dropped out of NP school because I didn't think the money was worth it or the time was worth it for me because you just have to really like it but then if you want to go into side hustles you can't look for the get rich quick thing because if you do that you're a attention span for it isn't gonna be there if you're looking for a get rich quick thing that means you're not really in it for the right reasons and you're probably not gonna succeed in it because I've always believed in whatever you give to the world the world gives back I first became a registered nurse and I practiced for a couple of years so that day I decided I'm gonna get my Master's so I have a master's in nursing clinical specialists in med-surg and in administration and then a couple years later I realized as a unit manager if you don't conform to Administration you leave and so at that time I was going through a divorce and I had a great divorce attorney I had never planned to be an attorney and I thought well okay I'll do it I have the best job in the world because I help nurses I help them with license issues and to start a business if they want to get out of corporate health care I hung out my shingles starting to do legal nurse Consulting so that was the first practice that I had and it took me five years to get my practice to the point in legal nurse Consulting where I had eight legal nurse Consultants working for me they came on a Monday they got a case they brought the case back the next Monday with the work product and got a check and so that went on but about maybe 10 years ago something like that I decided to do professional licensing defense so I always say I Empower nurses at the bedside and in business because once I figured out the secret on how to have a successful business business my law practice the professional licensing defense within nine months instead of five years I got to the point where I made more money than as a legal nurse consultant and so I continued to do both and then I said well I know how to start a business why don't I help nurses become legal nurse consultants and have a successful business and then I also help nurse business owners so four different practices and I help a lot of nurses I feel like I'm a nurse for nurses so as a legal nurse consultant you can charge like up to 200 an hour and if you're charging 200 an hour how many hours a week would you have to build to make over a hundred thousand ten hours exact Bingo 10.4 exactly okay so when I was at the law firm I was working like a dog you know 70 80 hours a week I would always there on Saturdays so as an attorney you can represent people before the licensing board and so that's what I do so you have to have a law degree to do that but to be a legal nurse consultant attorneys are hiring you for your nursing knowledge not your legal knowledge so any nurse can be a legal nurse consultant so starting out if you work in like New York City you know and you're probably working 80 hours a week and you're in the library the whole time doing research you're probably going to make about 250 000 and that would be the top for a new nurse if you are on the coast and then if you were working for the state obviously it's a lot less it's probably under a hundred thousand have you ever represented any nurses who have been fired for posting on social media yes in fact these nurses there was a private group even on a private group you're not protected it is not your platform you don't own it anything on there is discoverable so some nurses were discussing funeral arrangements for a patient and they got in trouble so yeah anything you post on social media you can get in trouble so don't post anything about patients or about your day or about work or anything because even if you're looking for a job they're going to look you up and see what they can find out about you should nurses buy their own malpractice insurance absolutely yes I used to say it was a choice now I absolutely say yes and the reason why is because fiction is adverse to the hospitals you get your own attorney by having your own insurance secondly anybody can file a claim against you no matter what I mean I've had ex-husbands do it you know you name it and now the nurse is stuck defending themselves so at least with the right policy you'll get professional licensing defense which is invaluable so I definitely think having your own attorney and to have assistance if you do have to go before the board is invaluable so and it's not that expensive I know hospitals don't want you to have your own insurance because they want their attorneys to handle it if your position is different but I've had nurses come to me and say well the case will settled and I'm reported to the National Practitioner Data bank and they reported me and there's nothing I can do now and it's affecting my ability to get a job and things like that they weren't even a name to party in the suit wow by having your own counsel you can avoid some of that so definitely I think having your own insurance is very helpful you need your own attorney and like I said you will live and die by your documentation so document document document this business about well we're not paying overtime you've got to get out of here if you're not done you're not done and by law they have to pay you overtime the best experience that I would tell you to do is go pull one of your charts do this you know ask your employer to help you with this but go pull a couple charts from six months ago if you were put on the stand about it would you be able to remember based on your documentation I originally from Mississippi and that's where I got my nursing license and my grandmother was in there for like 30 years in Mississippi you don't get paid very well as a nurse I worked as a nurse in the ICU in Mississippi for about six months I started at 18.50 an hour I went to Virginia briefly and then I found a travel contract at that time I just got my one year mark and back then they really wanted you to have a year before you could travel and there was a travel contract at the time was paying way more and so I was like oh God California I did one contract that a hospital in Marysville California I extended that and that was it after that I ended up getting on with Dignity Health for a little bit down in Sacramento and then eventually I got time either and there wasn't a whole lot of point in travel so I'm no wonder with Kaiser I've actually in January moved out to Florida so I did take well we'll get into that but at Kaiser yeah I did that a lot I worked at Roseville I worked in Sacramento I worked at South Sac and I changed different you know positions there I worked at the call center and it's just you apply if you've got the seniority you get the job you know we wanted my wife to be able to stay home she's a nurse as well and realistically all this doesn't happen without her I mean she is the rock star when I first started making money I spent it as fast as I could you know I was always into how do I make more money how do I make more money how do I make more money and she came and she's like whoa those 200 sunglasses you just bought seven pairs because you get lost six of them that didn't happen anymore right so she put the locked out and fool me on that which is amazing we make a great team she's kind of like the opposite of me so she owned a house prior to us getting married eventually we rented that out and bought we we bought several houses there and we would do Foodtown a few times we lived in Rancho Cordova we live in Elk Grove um and then we had that investment property and then it's about the other investment properties out of State eventually the house that we're in now is a vacation rental while we were there there's a lot of things you can do with real estate to reduce your taxes we actually did a 1031 exchange with that property her house in Sacramento and we bought five properties out south of Chicago with that about an hour south of Chicago that was our first thing and then we actually rented out one of our houses that we lived in and uh it went to court over for a while so we've moved bought a house and then we went and bought another house and just rented that one out so that was kind of another way yeah but for that we put down 20 so we've got a single family rental here that's paid off a duplex here that's paid off we have a trailer on a lot that we're looking to put another trailer on that one's paid off and then the one in Chicago is paid off as well so at the time I don't know if you remember this or you knew a U-Haul trucks and stuff were crazy expensive I mean they're like for a little trailer to pull by it was like six seven thousand dollars so we're like oh man that's that stinks have to pay that much to do it so what it is we looked for those same size trailers to buy and we bought one for like 3 400 we drove it across the country right and then when we got here we saw total for four thousand so instead of you know I finished six of seven thousand dollars on the trailer if you just think about it hey is buying it an option and even if we hadn't sell it for four thousand even sold for two thousand we'd been better off right but right now we're right around 2.9 Million Dollars net worth this is from 2014. right before that I had a net worth of about negative ten thousand dollars and my wife was probably brought us a break even at the time I remember in 2019 is when we hit a million and you know it was cool but you're like it doesn't really change anything you know what I mean so once you get there it's I mean it's really great it's definitely progress depending on what your goals are but I think a lot of people think that it's something like magical you do that everything changes so we have right now a little of like 730 000 between 401ks and IRAs Roth IRAs and brokerage accounts the rest is real estate we so a lot of it is actually our house here we got really lucky when we bought it a few years back and got a good deal on it and the Market's done really well out here so that's probably about a million of it of the network part and then the rest is rentals figure out how to increase your income uh going and working for Kaiser and figure out how to do that that's one way or just anywhere really up in California for nurses that's a good one figure out how to cut your expenses you know a lot of people are spending a ton of money that they don't really need to and sometimes it's hard to increase your income and the things you can do immediately is decrease that right and you know let's figure out what you want and then as far as real estate you know you got to learn a lot I mean there's lots of books there's lots of resources There's real estate investing groups you know find people that do it and talk to them learn the basics and then start saving up and getting ready to buy a house and just go do it the other thing I usually advise people when they're talking about as far as nursing is I advise people go get your associate's degree my wife she had moved 60 000 in student debt before we met she paid it all off but it was hard for her to get in school it was hard for her to find a job because they all ones you have experience you end up going to Texas to get a job and work before coming back and that was awful and so what I tell people just go somewhere cheap I came out with no debt out of a nursing school it was like it cost like I think three or four grand for the whole school but you're super cheap and then afterwards you can get your Bachelors while you're working so go make some money and do your Bachelors at the same time and don't do go the other way around currently living in California which is just um where I'm at is in Fillmore was just a little bit just outside of LA County you know one of the things that made me become a nurse is like I got into nursing a little bit later down the line I graduated in uh under um psychology followed a different path was working in business for a little bit but just wasn't funny and fulfilling ended up going back to working my valet job which I was making great money doing at the time but it just wasn't really getting me to where I needed to be in life and I ended up going back like later when I turned 31. my uncle got me to go back into you know going to school and becoming a nurse he was a taxi driver in New York until the age of like 52 and went back to nursing graduated ended up opening all these doors and possibilities that he never would have imagined and he was just like if I can do it not even from this country at the age of like 51 you can do it too I graduated in 2015 got my first job in January of 2016. I had to learn the hard way I thought the job was just going to come to me and I was going the traditional route which I'll never go again it's like going through indeed you know and we've all done it before because like that's what everybody else did so you did it until I got so hungry that I started going to every single like uh nursing job fair I started meeting with recruiters I started calling recruiters and uh one thing that I would do is I would say that even though I didn't submit a resume I was just like could I talk to a recruiter because I sent in a resume I wasn't sure if you saw it differently a good relationship with them they would be like well just go ahead and send it again I'll take a look you just gotta hustle and then like within two weeks I got several job offers to like all the hospitals that I want my hourly rate was uh I think it was about 22 an hour that was my base and for me you know I was working at valet and I was making decent money so it was kind of like lateral if not a little bit more than I was making but it's just like you know at the same time it's like you go through all this schooling you go through all this work and it's just like I just got that little bump and you know the funny thing about about is you don't think it's that bad until I left Florida and then that's when it that's when it hit me like I felt like I was just like you know in a hostage situation I'm finally getting out and then it's just like I see what the real world is like so I started in Telemetry and then I'm still in Telemetry now and and one thing that I I will also include is telemetry I would say it's well-rounded I did have the opportunity to start in ICU but I took some bad advice from you know some Legacy nurses you don't want to start there start you know here and get your experience then I tell nurses all the time whatever you can start in if it's elevated if you feel like it's advanced practice if they have a training program do it because it's just like you know you could always go down you want to go straight down to television it's harder to go up then I got the bug to try out California so I've been part of the you know the fire movement yeah to save up as much as possible when I left my position at Stanford I went back to traveling my rate was about seventy eight hundred dollars a week if I were to average it out we would probably bring in about twelve thousand after taxes a month don't think twice about it if you really want to do it just start doing it I had to do the prerequisites before I could even get in the program so before I did I probably went like a good 10 years out in the workforce laid off several times working in different positions ranging from sales to real estate things like that and you know I was terrified of Science and I got into anatomy and physiology and I fell in love when you're first starting out nursing is probably the easiest time to kind of transition and go to where you want to go don't listen to the nurses that tell you you got to start in med surg and you got to stay there for three years before you can do go wherever you want to go you want to go on the ICU going to ICU try out ER try out cath lab if you get the opportunity because it's very sparse where you get those doors of opportunity because you know one reality that you probably know is just like hospitals don't really like to cross train as much as you might think they do they want to buy your ER nurses for ER positions they want to hire ICU nurses for ICU positions so if you get the chance to just just do it hey guys I'm Les uh I'm originally from Georgia but as of now thanks to discovering Jason's Channel approximately about a year ago I am now working in the Bay Area in California where you know as Jason says and it's not a joke pay is way better than other U.S states um 27 and I'm currently a travel nurse that works in the operating room yeah I was in Chicago for six months on my first travel assignment at the height of the pandemic which would have been like March 2020 I was probably making 33 34 an hour as a staff nurse in Atlanta Georgia that was actually my second job my first job which was in 2017 when I had just graduated nursing school I was actually making 19 a few cents an hour as a as a new grad nurse and I made that for about a year so now Aaron right now I'm making 140 an hour the neat thing about that is as a travel nurse you're entitled to stipends which is tax-free money depending on where you're located at the mountain varies when I was in Chicago my stipend was 1400 a week so that's 1400 of tax-free money you know you're supposed to use it for your living expenses and all that and right now being in the Bay Area specifically where I'm at it changes throughout the bay I'm receiving about 2 200 in tax-free stipends right now the operating room is actually one of the highest paying assignments you get or at the park yes as a traveler any procedural units such as cath lab or so I'm working eight hour shifts right now you know when I was in Chicago I was working 10 hour shifts you're always posting your pie chart of how much you've earned how much you're saving you break down your expenses and your Investments and your savings rate and I'm like damn he's saving that much I have made a Google sheet earlier this year when I was in Chicago the hospital I worked at was slow so I had plenty of time to learn other stuff as of now I think my net worth should be about 200 000. wow and you're 27 right yeah I luckily happened to live close to a college 30 minutes away from where my parents lived I had a good relationship with my family so I didn't worry about it I lived with them until I was 24 and I had a good amount of savings I think you know I said as soon as I made I guess my first 60k Saved yeah this one I'll move out this is probably gonna be the first year I actually maximized about 401K I think last year I got to like 12 000 you know I probably should have just maximized it too but I didn't I think uh currently in my 401ks I have probably about 40 000 saved the IRA I probably have about 10 11 000 HSA I probably have a few thousand maybe five thousand total as far as average grocery bill goes it's about 430 a month the past few months not including this month my average monthly gross pay is 22 000. my weekly net pay would be a forty one hundred forty one hundred wow and that's take home correct yeah that's take home that's net pay so after my 401k taxes yeah that's so so yeah 16 000 17 000 a month yeah um it's for about forty one hundred four thousand but you said oh that's a week yeah that's a week so I've actually been driving the same car you know that I keep saying this to myself all right I'll get a new car once I turn 30. I've been driving on Mazda 3 that I've had since I was 19. that's basically been in like five six car accidents we're only going with my one was my fault all the other ones were not my fault uh so I've been driving that car you know it's pretty beat up you have to be prepared to get in there be a sponge and go with the flow with the unit I mean obviously don't do anything that's illegal or dangerous but you know different units have their own way of doing it they don't want to hear people be like well back home this is how we did this yeah yeah you basically have to you have to have that friendly smile and face and be able to work with everyone my name is Oliver I'm from California originally I've been a nurse for two years and I've been following Jason very early on since I saw that YouTube channel hardly why I went to Kaiser I started off as a nurse in North Carolina because that's where I did my accelerated Bachelor's in nursing it was very easy to get a job in North Carolina and I knew that I would have trouble getting a job in California so the way I did it was I moved to North Carolina in 2019 to start my accelerated program I graduated in 2020 and I stayed there for an additional like year year and a half to get my one year of nursing experience in North Carolina in the ICU because that's what I wanted and um it was readily easily to get it here and in California as a new Grid it's hard to get it so I stayed there from August 2020 to 2021 I was working as a nurse and then I moved back to the Bay Area in September to start at Kaiser last year you know connections are important and I don't mean that you know having a family member there what actually worked for me was LinkedIn and the way I reached out to Kaiser was I just started doing Google Keyword searches so for example I wanted to work like Kaiser let's say Sacramento for example even though I'm not there so I would put like Google Kaiser Sacramento ICU manager and I found a few managers on LinkedIn and I reached out to them and they responded pretty quickly multiple facilities actually and they offered me an interview like a week Within Me contacting them I told them like I really want to go back to California but I also think I would be a great fit on your unit it was interesting because when I reached out on LinkedIn to one of my current a M's or assistant nurse managers she actually set up the interview process like HR was lagging a she like took it on her part to go interview me first but it took about a week from me contacting them to getting the interview and then like a week later I believe I got the offer so do you remember how much you were making when you worked in North Carolina yes I was making 25 an hour and how much did they offer you when you got hired at Kaiser uh my base was 72 so that was pretty nice and that was with one year of experience yeah one a year and how much are you making now I just reached a year so I think it just became 75 an hour I work nights now but the difference was about 12 in something cents right so yeah I make 87 an hour 87 or 88 right now and there's no overtime on my unit I can go to another floor and pick up I go to the Telemetry or step down and then the message just those two other floors all the other units maybe I could but I feel like they're they're more staff like pack you like I really wanted to go over there but nope they're staffed pretty well I feel like if you're in a med search heli and ICU I feel like those always consistently have overtime that's right to pick up one to two overtime shifts a week minimum try to do one so if I see you doesn't have a shift I just call and ask is tally or Med search need a nurse and most often yes they do need some floor and tally nursing is harder than ICU nursing because my attention span and also is like I operate differently I can focus on two patients or one but when you're spread I feel like you're spread thin on the other units they're not as sick but they can be very busy and heavy assignments you know like a lot of these patients are total cares they can keep you running for the whole eight hours in ICU I'm very blessed that I feel like my unit I'm not doing that the whole eight hours so when you saw that first paycheck from Kaiser how did you feel I felt like I got I'm getting paid what I deserve every other nurse in this nation should be getting paid more than what they're at especially if you're outside of California for the amount of work that we have to do my highest gross paycheck in like the two weeks was 16 000 and my take home might have been like 8.5 k or something I was definitely working probably four double a week okay so four doubles a week there's like about 120 hours right in the pay period and that also varied because if you're on third weekend for example if you work your two weekend days 16 hours on the double pay those two days I was making about fifty six hundred dollars in just those two days with the third weekend like you're getting the double pay yeah and you're you're evening or night shift differential is also a multiplied you know double and your weekend differential is also doubled as well so I live at my brother's house and my pay rent here I was giving him like a thousand a month um and then a thousand for my parents house as well my other biggest expense besides rent is food I'm using like flow Fresh So once I have my basic cooking skills done I feel like I won't need to spend that much more money on food but I'm definitely spending I think like for those meal preps weekly it's like sixty dollars which I I don't think it's like the worst I'm out yeah that's it it's that's it that's actually I mean so that those are your meals though for the entire week yes so 60 a week and I mean sometimes I I go out with my brother need like a pizza or like I go out with friends to eat like pupusas or something but I want to say my food expenses aren't that much especially because it's only for me and I'm not like a big eater there's some random things that will pop up with my parents house expenses like I just bought my parents like a new fridge because ours broke down that was fifteen hundred dollars I pay my parents auto insurance some other minor bills um can you be my son foreign my parents don't have like a great retirement so I feel like I need to help them ease into it more comfortably like my dad is a is a janitor and my mom really didn't work throughout her career because I'm in 1989 when this was probably like a year or so into moving to the United States there was an earthquake the Loma Prieta earthquake it happened during the Giants and Oakland baseball game World Series it was a very big earthquake my mom and her sisters were driving on the one of the Oakland Bridges not Bridges sorry um freeway decks during this earthquake they were on the bottom deck and uh the bridge collapsed on their car so my mom she partly hasn't had like work because of that she's not completely disabled she walks she's like she can do stuff with her hands it's just that that really took a toll on her and her life Direction she didn't get like 13 surgeries after that accident and she became like a dedicated stay-at-home mom while my dad dad was working so they don't have a great retirement so we just have to help them I come from working class like for I'm a first generation college student low income we often view like our careers as something we want like stable it's practical this is probably one of the perfect career Fields that's gonna guarantee you and your family stability like it has provided for me and my family so uh my recommendation to new nurses also is like it's gonna be hard this path whether you're doing this as a second career like making the transition or going straight from high school to nursing nursing is it is a very rewarding field even with all of the stuff you hear about in the news I know it's been kind of negative over the past maybe a year or two but there are a lot of Pros to this career you're going to be able to not worry about your finances you're gonna live a comfortable life and you're not going to worry about worrying about where your next paycheck is going to be so I definitely recommend this career field if you have the heart for it too because you you can't just do this merely for the money I'm not saying you have to be infatuated or in love with nursing but that caring Persona like it has to be there for you to do this kind of work if you enjoy these clips and you want to watch all of these videos in full then make sure you click on this playlist here and you subscribe to the channel

Channel: Nurses To Riches

Views: 21,420

Keywords: nurses to riches, nursing student essentials, new grad nurse, new nurse, student nurse, nursing school, nursing student, nursing student tips, nursing school motivation, new grad nurse pay, new grad nurse essentials, new grad nurse salary, nurse investing, how to make money as a nurse, how nurses make extra money, nurse tips, nursing schools, best nursing schools, rich nurse, how to become a rich nurse, naseema mcelroy, how to protect your nursing license

Id: _eTZUEfyuww

Length: 43min 12sec (2592 seconds)

Published: Sun Aug 13 2023