EXPERIAN 24 HOUR HARD INQUIRY REMOVAL HACK!

hey you guys today we are going to be talking about how you can remove your inquiries off your credit report in just 24 hours please comment below and let me know have you tried to remove your inquiries before how many do you actually have on your credit report and how do you think it will help change your [Music] foreign [Music] this is probably a long awaited video tutorial people haven't asked me about this for a while so I'm going to tell y'all how you can remove your inquiries over the phone within 24 to 72 hours yes it is really possible to do it so let's start from the beginning by law if you have an inquiry that has been on your credit report for two years you have a right to dispute it and have it removed automatically after two years an inquiry is supposed to roll off of your credit report that's one reason you can have an inquiry removed the second reason is whenever you apply let's say you go to a car dealership and they run your credit 10 times obviously you only got approved with one company so those other nine inquiries you can dispute them to have them removed because nine times out of ten you really didn't even authorize them to run your credit that many times with that many different companies you thought it was going to be with one company ran one time so that is the second reason you can remove inquiries off of your credit report bonus reason if you go and apply for a bunch of different credit cards and you're looking to get approvals whether you get approved or not if you call in and dispute those inquiries before the actual new account hits your credit report you can remove inquiries for accounts that you actually did acquire but you just have to do it before it hits your credit report within those 30 days so let's get straight into it on how you actually do it first and foremost you do have to call all three credit bureaus and if you guys need the phone numbers and what option to choose when you call into the credit bureaus I have linked my inquiry remove with ebook below this goes well with the tutorial that I'm about to give you guys right now because you get to have all the phone numbers I give you the script on what to say I give you some alternate scenarios on hey if they say this this is what your rebuttal back so first step is you're gonna call all three credit bureaus if the rep gives you a hard time hang up and get a new representative and ask that is number one if you're calling in they're giving you a hard time hang up ask for a new representative or you can ask them hey can you transfer me to a U.S representative if the foreign person that you have on the line is really not working with you so those are two options hang up or ask for a U.S representative off top so when you're calling in you're basically going to let them know hey I've noticed some unauthorized inquiries on my credit report and I did not authorize these inquiries can you please remove these off of my credit report so again if you went to a dealership or you applied somewhere and you didn't know they were going to run your credit all these times you have a right to say hey these are unauthorized I did not authorize all these places to run my credit the second reason is you can also tell them hi I see these inquiries on my credit report and it is two years old now I know you're supposed to remove these can you please go ahead and remove these inquiries from my credit report I would suggest that if the two-year Mark is about to come up with one or two months I would still go ahead and just use that reason because I've actually still been able to remove inquiries off my credit report just because they're about to you know phase out anyway so and you're gonna let them know according to the fair credit report act legally these unverified and unauthorized items must be removed so when you're calling in to let them know hey these are unauthorized based on the Fair Credit Report act you have a right to let them know they're unauthorized and they need to be removed immediately when the credit bureaus suggest reaching out to the Creditor you're pretty much going to let them know hey I've already contacted these companies and they told me that they do not have any of my information on file whether you've contacted them or not to be totally honest nine times out of ten when you apply anywhere whether it's online or in person they don't keep your personal information so they'll usually tell you like hey we don't have anything on file or record for you so on and so forth so you can still call them if you'd like to but basically that's what they're going to tell you anyway I always suggest that you start with Experian first they are the easiest to make this happen and to get these inquiries removed first you start with experience then you go into equal facts and then lastly you go to the TransUnion now with TransUnion that can be tricky so if they give you a hard time remember you're going to either hang up get a new representative or ask for a U.S representative sup as I was saying you have three ways to remove these inquiries it's two years old you did not open an account with this specific company and if you did open an account with this company you have to make sure that you do it before the first 30 days of that account hitting your credit report so all those inquiries you've gotten from applying for credit cards going to different dealerships applying for mortgage loans all that stuff any of those who did not get an actual account with go ahead and start calling in and getting those inquiries removed over the phone that is my number one suggestion for you guys so when you're calling in they're gonna let you know okay what are the inquiries that you want to go ahead and remove you have to name each one out so you need to be having and looking at a full credit report for your experience it Equifax TransUnion usually if you have an Experian account you can just go to an inquiry section the same thing applies if you have inquiries you can look at them on Credit Karma because you want to make sure that you're listing out the name of each company because they're going to ask you the name of them they're not just going to say you can't just say I want them all removed they're going to ask you okay which ones can you give me specific name so make sure you have your credit report pulled up they are going to ask you to verify some of your personal information so make sure you know and have all that as far as your current addresses all that kind of great stuff because you're going to call in let them know they were unauthorized verify which ones they are and then they'll let you know okay well we'll be able to remove these inquiries within the next 24 to 72 hours so from there you're pretty much gonna get a notification on experian.com and Credit Karma once the inquiries have been removed and taken off I know those are two things that most people usually have so that's why I'm referencing them but if you have other credit monitorings like identity IQ or my free score now those are also going to be updated but because those usually update every 30 days it's just going to be a little bit of a delay you will also receive an updated credit report in the mail showing that these things have been removed off of your credit report so just make sure that you're following up that the things have been removed if for any reason you see it hasn't called back do the same process and let them know hey I did speak with this representative on this day and make sure you try to get at least a confirmation number so that if you do need to call back because it wasn't immediately removed for some reason you have that proof that you did call in previously and start removing those inquiries over the phone make sure you guys get my inquiry removal ebook it is linked in a bio and today it is on sale for only five dollars this is going to be the greatest way for you to have the direct phone numbers and options to call in I'm giving you the script directly on that ebook and I'm also giving you alternate scenarios for whatever rebuttals they may come up with you it's just pretty much going to give you a full guide and if you don't want to call in or you're having problems with calling it I'm giving you guys a bonus inquiry removal letter that you can send into the credit bureaus as well all of that is included in my ebook the inquiry removal ebook it is available on my website in the link in the description for only five dollars if you guys have any questions or concerns about removing inquiries you're confused about the process please comment below and let me know what they are thank you again for hanging with me here at Rose credit repair and don't forget like like subscribe comment below if you have any credit questions I'm going to be answering them myself in the comments so you know what to do until next time

Channel: Rose Credit Repair

Views: 43,581

Keywords: inquiry removal hack, experian inquiry removal hack, credit, credit repair hack, inquiries, remove hard inquiries from credit report, inquiry removal, how to remove hard inquiries from credit report, how to remove hard inquiries from credit report in 24 hours, how to remove inquiries in 24 hours, hard inquiry removal 24 hours, hard inquiry removal, remove inquiries in 24 hours

Id: buNj0eN_480

Length: 9min 1sec (541 seconds)

Published: Wed Jan 04 2023