Be Weird Or Be Broke! - Dave Ramsey Rant

if you want to win with money let me give you a good idea figure out what most people are doing and run in the other direction run in the other direction most people are broke most people look good and they're broke they spend more than they have coming in they don't act their wage they don't live on a plan they don't agree on spending with their spouse their only hope for retirement is that the government which is well known for its ability to handle money will take care of them they don't have money set aside for emergencies they run credit card debt and student loans and card debt all day every day they spend like they're in Congress most people are stupid when it comes to money 70% of Americans are living paycheck to paycheck the bankruptcy rate is at an all-time high foreclosures are rising again credit card debt continues to climb and we have a trillion dollars in student loan debt out there the average car payment America today now is four hundred and ninety six dollars over eighty four months that's stupid normal in America is broke and stupid you don't want to be normal you want to be weird one of the greatest compliment you can get on this shows if you call up and say man you're weird I'm looking at weird people you guys are weird which means that you're contrary you are a contrarian you're perpendicular to the culture when the culture has lost its way the best thing you can do is be opposite figure out whatever they're doing and do the other thing right because you're not gonna get you're only going to get what they're getting when you do what they're doing this is not hard to figure out if you keep doing what you've been doing you're gonna keep getting what you've been getting you do reap what you sow you live in a cause a cause and of to world baby there's no way around this so you're going when I went broke I realize my goal is to be weird my goal is to be different in personal finances 80-percent behavior it's only 20% head knowledge so this is not some math formula that you've got a problem with this is a person in your mirror I figured out if I can make the guy in my mirror behave he can be skinny and rich he's got issues and once we realize that behavior is what causes people to handle their money poorly or handle it well then what we've got to decide is our behaviors and if you have the same behaviors as broke people have in when it comes to money you're gonna have the same back you're gonna have the same results broke people if you're just gonna be another broke person and some of you are making $250,000 a year and you're broke yeah no money at all you got a mess loans coming out your ears you can't breathe you run run run run run run run like a rat in a wheel have a heart attack and I wonder what happened this is no way to live buying things you can't afford with money you don't have to impress people you don't really like something you spent an unbelievable amount of money on a car payment to impress somebody to stop like you will never be introduced to the buddy you felt cool there for about what three and a half seconds fool I've been that fool I know who he is I've been that guy I've been that shallow where I thought that my car actually mattered to somebody get me a break nobody gives a rip about your car it listen if you know what I drive right now anything I want you know why because I drove crap for a long time I drove cars like nobody else would drive now I get to drive whatever I want to drive and I don't drive them for you I Drive them because I like them I couldn't give a care less what you think about what I drive it's not my problem it's not your problem either by the way I'm gonna enjoy I'm a boy I like nice cars I'm gonna get them but I'm not gonna have a nice car with a stupid car payment on it it's ridiculous if your self-esteem is so screwed up that you're doing that then you're going to struggle with money you're normal people spending a bunch of money to act like there's something they're not what they call in Texas big hat no cattle you need to decide I don't care what other people think and I'm gonna be weird whatever you're doing with money I'm going to do the opposite thing and when you decide that you'll start winning with money I don't have any credit cards not a single one no I don't believe in points I've never met a millionaire so they've you know made all my money with my airline miles no stupid people don't say that in the real world I meet middle-class people who spend everything on a credit card because they're racking up points not figure this math out for me you get 1% back on your stupid Discover card right have you ever discovered what the math is on that Discover card that means if you spend $100,000 you get $1,000 is this a path to wealth anywhere you went to math class that's just straight-up stupid I mean in the sixth grade you should have been able to figure the 4th grade grade you should have been able to figure that one out that that's not gonna work I mean you run a hundred grand through a stupid credit card to get a free airline ticket give me a break with what you overspent you could have bought ten airline tickets and all in the name I'm racking up points I'm beating you're not beating anybody they're a multi-billion dollar company they've got done so many behavior studies on you based on your zip code and your demographic they know what kind of bottled water you drink fool they're tracking you every movement you make on the web is being followed with web analytics they know exactly what you're doing no this is not a conspiracy theory they are better at marketing than you are at living your life and they're selling you so much crap you're broke and you're playing their game you're playing city bank's game what's in your wallet I'll tell you what's in my wallet money it's what's in my wallet it's not a bunch of stupid plastic so I'm weird Dave you're weird you're right I'm not broke almost broke I don't want to be normal I engage in weird activities and so I get weird results and that's called money I'm not broke any more because I do things that broke people don't do and I don't do things that the broke people do do why is this hard you want to be skinny find out what skinny people eat eat what they eat you'll be skinny you want to be fat eat what fat people you will be fat this is not rocket science people figure it out you want to but you want a great marriage well don't ask somebody's been divorced six times we'll pray for them but I don't need their marriage advice they can't got this thing figured out baby I want to find somebody that's winning and emulate them this is not rocket science be weird that's your goal darling the weird weird weird weird weird don't be normal this is the Dave Ramsey show hey guys thanks for watching if you enjoyed this video click the subscribe button to get the latest content and check out these other great clips from the show [Music] [Applause] [Music]

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Keywords: Be Weird Or Be Broke - Dave Ramsey Rant, dave ramsey broke, weird, dave ramsey rant, dave ramsey rants, the dave ramsey show, dave ramsey live stream, dave ramsey, dave ramsey live, dave ramsey show, show, dave ramsey stupid, dave, dave rant, broke, ramsey, up, money, rant

Id: vz-rdaE2uUw

Length: 8min 17sec (497 seconds)

Published: Mon Mar 20 2017