$1,010 CASH ENVELOPE & SINKING FUNDS STUFFING | JULY PAYCHECK #4 | DEBT SNOWBALL | EMERGENCY FUND

[Music] hello crafty budgeters welcome back to my channel if you are new here my name is brittany on this channel we are working to craft a budget and a lifestyle to become debt free it's cash stuffing sunday y'all i know it's not my normal jingle because my voice is off because your girl got a little cold thank you everyone that has been sending well wishes my way i feel a lot better than i sound and i feel like that's how it normally happens with me like it takes me a minute for my voice to get back to normal after i am done being sick but i am grateful for that thank you for all the well wishes for my son you know the little boy's immune system is just trying to get its life together and one step at a time one step at a time but i appreciate all of your kind words and hoping that we feel better and we are on the up and up even though it doesn't sound like it y'all today we are going to be stuffing our cash envelopes our sinking funds our debt emergency fund for the fourth paycheck of july how was it already the end of july i don't even know but we are making it happen a lot of fun things have happened this month already so i'm just so grateful for an awesome month and so many opportunities that i got to spend time with family and friends and just be outside y'all if you missed my last video that i posted yesterday that did my weekly check-in for the third paycheck of july and setting up the budget for all of this don't miss it definitely check that out i will link it below and in the cards i had fun over there we had just to give you a spoiler alert an all black everything week which is awesome if you don't know that what that means definitely check out that video but y'all i cannot wait to get started today but before we get started we have some morning announcements uh i feel like i'm back in church we have some sunday morning announcements or whenever you are watching this video number one if you aren't subscribed to the crafty budget or fam what are you waiting on hit that subscribe button we have fun over here like and comment if you enjoyed this video i would love to have you a part of this journey with me paying off our 175 000 worth of debt that we're starting on that's number one number two number two is that the this week is my video showdown i don't know what i'm gonna call it if you have a good name for it let me know um here is a picture of the videos that will be coming out this week you know last month i loved doing a video a day with you for five days and i'm bringing it back we got a lot of stuff going on and i'm so excited for that and number three in my last video you know i had some story time some of y'all love the story time and some of y'all i got comments saying you talk too much like just get to the cash stuffing and you know what when i first started this channel i probably would have like taken out story time but i've learned that this is what i love about my channel is that i get to share parts of my life with you and if that means that i have some story time in there it is what it is but what i will do because i understand that some people really just like going to the cash stuffing in the videos if i have a long intro or a story time going on i will put a time stamp of when i start stuffing the cash envelopes i'm meeting you halfway i'm not going to change who i am but i will let y'all know when you can just go to where i start stuff in the money does that work all right so i think we got all of the announcements out of the way and it is time to get to the fun so today we are stuffing can we just do a drum roll for this that's not a good drum roll hold look at this look at this we are stuffing one thousand fourteen dollars y'all that deserves a two snaps y'all know typically at the end of the month i don't have this much money i do not have this much money to stuff because the budget is so tight because a lot of the bills come out the beginning of the next month but your girl's husband put it down at work and had some overtime and hat and got a pay increase which is the normal like percentage for each year that they get and it hit this paycheck and i'm so grateful because now we can put some money towards our goals and put some money towards the things that i really wanted to do before the end of this month so y'all i'm so hype we got some money to stuff today i don't even think i was able to i don't think i've stuffed this much money this whole month now that i think about it so it's all just a blessing and i'm truly grateful for that so let's get right into the stuffing y'all ready also oh wait one more thing i know you're like come on brittany just get to it uh what do you think of that setup even though i already changed it around i got the money on this side i'm going to put the setup for the three different looks that i have and i want you in the comments to rate which one that you like do you like it at the top but do you like the cat the cash rate to the left or to the right put your comments down below and vote down below and next video you will see which one i decide on but i i love that i can incorporate you in this channel and get your feedback and um see what you like as well yeah i don't like this i don't think the right side is going to work it's already it's already getting me because i'm i'm right-handed but anyway let's just we'll see how it goes you ready you already know what it is if you watch my last video but here we go i can get to that deep note because my voice sounds like it has a frog in it but y'all see this there is some money left over in these envelopes yes so we have a dollar in my groceries which y'all i was making it happen for the groceries nothing had eaten out personal i gave myself 75 for personal last week because my sister was here my niece and nephew was here we went to an amusement park had lots of fun my son could really kind of care less he is only two and a half and a lot of the rides didn't really work for him and he also got sick at the amusement park like y'all no one wants to be at an amusement park and having to rush somebody to the bathroom but that's neither here nor there that's kind of tmi i might take that part out we'll see so we have five six seven eight dollars left for our personal that shout out to my mom and dad because they paid for some lunch and some stuff and then we have some change y'all you see this i haven't had change in this envelope all month there's nothing there has been nothing in this envelope and i'm so hyped that we can put it aside you see this do you see this and so i'm gonna put it right in here so that way we can count start counting at the end of the quarter three we'll do a quarter three check in for all of our savings challenges and things and that will go right into there so that's awesome and that means finally your girl has some money to put over in our emergency fund any money that's left over in our envelopes goes into our emergency fund the goal is to put five thousand dollars in an emergency fund before the end of the year i don't know if that's gonna happen because if you watch my last video cash stuffing video you know that i've already had to take money out because our air condition ner motor went out so we had to take money out for that but that's why we have emergency fund so today we're going to pay putting five six seven eight nine nine dollars in our emergency fund envelope which is just awesome and i'm gonna do things a little bit different normally i put it back and then we do an emergency fund since i already have it out emergency fund gets fifty dollars it's gonna get another fifty dollars in here we're putting it right at the top here we go oh i'm so hype about that so what do you think i know i changed stuff up on you oh this this truly is a month of changing it up on this channel and we'll see we'll see how we feel at the end of the month but right now it's it's not bad it's not bad so far so for groceries we are going to be putting 100 in groceries i will tell you why in a second it's not getting that much money but typically the last paycheck i don't put a lot of money in groceries anyway so 100 just going there and then eating out y'all eating out is getting a hundred dollars y'all i've never put 100 in eating out before and once i get the money together i will tell you why so it's gonna get a 50 a 20 two tens of five and five ones let's see let's see how we do wait i think we might be a dollar short one two three four see i know i just know by the thickness your girl has been doing it so much that i even know that i decide right when i pick it up so let's just make sure that this is 100 100 that's not what it is 50 70 80 90 95 96 97 98 99 100. so eating out getting a hundred dollars because we are going to a birthday dinner today actually for my mother-in-law and her sister they are twins so we are going to celebrate them and the place that we're going to it's kind of expensive um so i want to make sure we have enough money but my husband and i already talked about like we're getting water we might share an appetizer we might take get the kids menu like i still i'm not trying to go over budget but we want to have a good time so we will see what happens with that but that is why i got i put a little bit more into our eating out personal is just getting ten dollars which is back to kind of the normal what i give up which i give us well which i give myself my husband gets his own personal money and then gas is getting fifty dollars you know fifty dollars is going to be just the standard because gas has gone up and we're using our vehicles a lot more and then miscellaneous is getting the typical five dollars that's five it's fifteen dollars y'all ten fifteen so that's it our cash envelope are stuffed which is awesome let's see how much money we'll have left in these at the end of the week i'm feeling good because i had an all black everything last week now i just feel like i'm on a mission since we didn't do too well the first two weeks of the month i'm trying to make it happen for the last two weeks so now we are going to do our sinking funds let's just move things up a little bit so that way you can see everything all right so are you ready for the debt y'all your girl wasn't playing around we got a little bit more money like i said in our paycheck for this week and the goal is to pay off the car this month two thousand one hundred and fifty eight dollars you know i'm saying it every video that is going to go towards paying this car off we do have a debt snowball if this is your first time watching one of my videos of one thousand dollars so no matter what every week i put 250 dollars in this envelope because i want to make sure we reach that goal every month and so we're gonna see we're gonna see where we are at right now for our debt envelope i'm so hyped you do not know so right now we left off with 905 dollars that we stuffed last week well that we ended up with last week this week y'all you got to do another drum roll are you ready drum roll [Music] 515 dollars your girl got that money so one two three four five so 500 5 10 5 15. y'all your girl's not playing around like you think i'm coming to play when it comes to this debt you are dead wrong i am making sure we reach our goals no matter what as best as we can oh you think i can count this right the first time you know your girl's counting hasn't been too bad lately which i'm pretty impressed with myself because you know but a while ago it was a little sh it was a little shabby i'm not gonna lie it was it was a little rough but you ready do you see this let me just let me just let me just do you see those 100 bills like just coming to grace the presence of this envelope i cannot wait you ready 100 200 five hundred six hundred seven hundred eight hundred nine hundred one thousand y'all we already reached our debt snowball two snaps one thousand one hundred one thousand two hundred one thousand three hundred 1 350 1 370 1 380 1 390 1 400 1 405 10 at twenty one thousand four hundred and twenty dollars get it girl do do do get it girl get it girl do do do you know you already know what it is i have one more cash stuffing for our side hustle uh income that's gonna go towards our debt before we do our debt update and you know i'm not playing around right like i just i can't even i just can't even i'm just so hyped right now you don't even know and i'm just so grateful that we are making it happen one thousand four hundred and twenty dollars i got some other money coming like it's just awesome awesome awesome awesome all right so now we're gonna get into our envelopes so for the crafty budgeter the crafty budget is getting five dollars hold on i'm still trying to figure out where sorry i'm moving around a lot still trying to figure out where to put everything with the new setup so it's going to get five dollars and it's gonna get five ones let's see can we do one two three four five way off way off brittany like what were you counting so now the crafty budget has five six let's let's try again here we go you ready five six seven eight nine ten eleven twelve thirteen yep thirteen dollars in the crafty budgeter y'all the august budget printables should be up and ready to go by the end of this week i'm trying to do it by the middle of this week y'all i'm sorry it's not up earlier with being sick being a mom my sister here like a lot going on so i appreciate your patience with that but i'm working on it the blessings envelope is getting twelve dollars it currently has twelve dollars i need to get this back up to fifty dollars i already spent it on um one of my mentees having a kind of rough go just needed a little bit of help so i gave her fifty dollars and so i gotta make sure i replenish this so i can put it back in the buffer so blessings is gonna get a 10 and two ones so now it should have 24 10 15 16 17 18 19 20 21 22 23 24 perfect [Applause] all right so the next one is beauty beauty's getting five dollars it currently has seven dollars in there and it's gonna get a five is that what it is i'm looking at my sheet yep it's gonna get a five dollar bill so five ten eleven twelve look at this dollar every time it's just well you can't really tell on the camera but it's so flimsy so what is it twelve dollars in beauty and y'all i just have to do a quick um story time any olympic fans out there i am a huge olympic fanatic during the openers i get my shirt on i rep for the usa usa and i was a little bit disappointed in the opener unfortunately like i just i think my favorite was beijing when they were coming with the drums and they were like drumming it out i'm a huge drum drummer fan too this one i just couldn't get into it but i also just feel like there wasn't a lot of hype around the olympics like it normally is and i think it's just the times like things are just kind of getting back to normal but if you like the olympics what's your favorite events i am a huge swimmer track gymnastics i like um beach volleyball uh what are some other ones i like watching diving synchronized swimming like i just i'm a huge fan all right here we go car car is getting 20 uh how much is it fifteen dollars and it's gonna get a ten and a five so it now should have twenty dollars because there's five dollars in there so 10 15 16 17 18 19 20. close is getting five dollars so close is gonna just get five ones one two three four five finally two snaps for that so clothes should now have fourteen dollars in there so five six seven eight nine ten eleven twelve look hold on did i not count right five six seven eight nine ten eleven twelve thirteen fourteen there we go fourteen dollars christmas is getting twenty dollars and it's gonna get a twenty dollar bill so now christmas has 100 120 121 2 3 4 5 6 126 yep family fun is getting five dollars and it's gonna get a five dollar bill family fun has ten dollars so dollars should have fifteen so five six seven eight nine ten 12 13 14 15. we actually didn't need to use any of the family fun during our amusement park because i put enough in for the personal which i'm like brittany you probably should have taken it from the family fun and not the personal but okay whatever home is getting five dollars it currently has 17 in there and it's gonna get a five oh i got my old five up in there 10 15 20 21 22 yep so i've already filled out all the trackers to make sure i check my self with my counting gifts is getting 56 y'all you know gifts has never gotten this much money but because i have the birthdays today as well as uh a family friend's birthday she's turning two she already turned two but we had our kids six months apart and so it's awesome that my son has her daughter to grow up with they'll go to the same school but it's so funny my son could care less about like hanging out with her but she like gives him the biggest hug and he just stands there like please get off of me but it's the cutest thing all right so gifts is getting what did i say 56 so it's gonna get two twenties the remaining twenty oh no not the remaining twenty wait a minute okay so two twenties a ten a five and a dollar bill so this should be 56 so let's see 20 40 50 55 56 so let's put that in here [Music] so now gifts should have 75 20 40 50 60 65 66 67 68 69 70 sorry y'all that was a mess 71 72 73 74 75 75 which next week you won't even see it because all of it will be gone because we gotta get some gifts which is awesome all right utilities is getting twenty dollars and it's gonna get the last twenty dollar bill you have our trash needing to come out as well as our sewer coming out the end of this month beginning of next week beginning of well it is next week is the beginning of next month so here we go 20 40 60 80 100 110 120 130 131 234 134 in utilities medical is getting a dollar it currently has five dollars here's the dollar one two three four five six you utilities yearly subscription is getting 20 and it's gonna get um one of them utilities was supposed to get the two tens but it's fine i'll put it to and the yearly subscription was supposed to get the 20 but it's fine it's still the same amount so uh utilities now has 190 it should be 198. 100 150 170 180 190 191 four five six seven eight yeah it's right those it was just felt a little bit more thicker than i thought and travel is getting five dollars you know travel's been getting that dollar bill but it's getting a five dollar today five six seven eight nine ten eleven nope nope five six seven eight nine ten eleven oh yeah whatever oh it must have been an extra in there that's what it is so travel now has eleven dollars and that is it we stuffed all of our envelopes which is awesome y'all we did it we stuffed 1014 dollars for our july paycheck number four cash envelope stuffing i had so much fun i hope you enjoyed this video if you did make sure that you like and comment if you are not part of the crafty budget or fam what are you waiting on hit that subscribe button y'all these next couple of days i'm about to be hyped we about to close out this month in an amazing way i will see you starting on wednesday for our uh what i need a name give me a name for what we can call my five day video bizarre maybe i'll be like video bizarre no i don't really like that video showdown i don't know help a sister out but yeah make sure that you don't want to miss that make sure you subscribe have a great rest of your day have a great rest of your week no matter when you are watching this video see ya bye

Channel: The Crafty Budgeter

Views: 8,367

Rating: 4.8731499 out of 5

Keywords: cash envelope stuffing, cash envelopes, sinking funds, cash envelope wallet, debt snowball, emergency fund

Id: pIGejg7tAWk

Length: 24min 58sec (1498 seconds)

Published: Sun Jul 25 2021