- What's going on you guys,
welcome back to the channel. In this video today, we're
going to be talking about my top 10 favorite
dividend stocks in 2021. Not to mention guys, I'm
actually putting my money where my mouth is, and I own all 10 of these dividend stocks in my portfolio. So I'm going to kind of
go all over the place for this video here, guys, we're going to talk a little
bit about dividend investing and my favorite picks,
then we're going to jump into my actual M1 Finance
dividend portfolio. And I'm going to show
you what stocks I own and how much I'm up or
down in those positions. And we're going to talk about what my favorite dividend stocks are, and why they are my favorites. You already know guys, I
got my seltzer right here, we're ready to get going, make sure you got to drink yourself. And I would highly encourage that you grab a pad of paper and a pen, if you want to jot down some notes. That being said, guys,
let's jump right into it. So compound interest has been said to be the eighth wonder of the world, and for good reason. If you've never heard of
compound interest before, it's something you're going to want to look into after this video. And essentially what that is, that is the ability for your
money to grow into more money. But then the growth of your
money grows into more money too. And dividend investing is
hands down my favorite way to earn compound interest. I'm going to teach you guys
exactly how it is that I do that through my dividend portfolio. And honestly, guys, if you're looking to earn compound interest, one of the best ways to do it
is through dividend stocks. Not to mention it's still
early on here in 2021, and a lot of people have
made new year's resolutions to improve their overall finances, and to be honest with you guys, I don't see much of a
better way than starting off a dividend portfolio of high quality blue
chip companies in 2021. We certainly see a lot of people talking about popular speculative
stocks in the stock market, and that's just personally
not where I choose to put my money. I like knowing that my
money goes into durable, time tested blue chip
dividend paying stocks. And if you have no idea what
any of those words mean, don't worry guys, because we're going to cover all of that here. So real quick guys, to make sure you're in the right spot here, this is what we're going to be covering, first of all, what to look
for in a dividend stock, and essentially my bullish thesis on these 10 companies that I own. Second of all, we're going
to cover the exact metrics you want to monitor when deciding if a dividend is
reasonable or sustainable, and how to keep track of this over time. We're also going to
cover the key indicators to look for that will show you that a company's dividend
will likely continue to grow year over year, which means more money's
going into your pockets. We're going to cover what I see as the 10 top dividend stocks to invest in for my specific reasons, the crucial steps you need to follow when buying dividend stocks. I'll show you the the
brokerage that I use myself, and we're also going to
cover the biggest mistakes to watch out for when
buying dividend stocks. That being said, guys, all that I ask is that if you're watching
this on your desktop and your phone is next to you, or if you're watching on your laptop, make sure you silence your cell phone because you don't want
to get distracted halfway through this video, guys. You're not gonna have to
watch 10 different videos to learn about dividend stocks and what ones to buy, you're going to learn it all
right here in this video. Like I said earlier, grab
a seltzer if you need one, grab a pen and a pad of paper and get ready to learn three
to four years of information in this next video. I also like to be fully
transparent here guys and I just want to let you know that I am not here to
sell you any products, I don't have any dividend
courses, anything like that. I do have an M1 Finance affiliate link and a free M1 Finance training if you want to invest with the same commission free brokerage that I use and recommend, but your use of that
link is totally optional, assuming if you decide you
want to give back to me for putting this video together,
but no pressure whatsoever. That being said, guys, I do have a few quick disclaimers here. I am not a financial advisor. This is not financial advice. You should always do your own
due diligence and research before investing in anything. Lastly, I have been getting
a lot of scam comments on my YouTube videos lately. Super unfortunate but just
keep an eye out for that, guys. If you're getting comments
from me down below, asking you to send me money for Bitcoin or anything like that, that
is not me that is a scammer, and you're going to get scammed, so be careful that has
nothing to do with me. I'm never going to ask
you to send me money or anything like that, or have you contact my
investment advisors. All of that is a big fat scam. All right, guys, all
that's out of the way, let's start off briefly by talking about, what is a dividend stock? Well, it just so happens that I just made a 52 minute long video on dividend investing for beginners, I'm going to toss a card up in the corner, pause this video and watch that one if you're completely new, and
then come back to this one. That being said, moving on now, let's talk about what to
look for in a dividend stock, or my specific criteria for
picking these 10 stocks. The first thing I look for
is long term profitability and growth expectations. In order for a company to
continue paying dividends, quarter after quarter, year after year, they need to be profitable, they should probably be growing revenue, and they should have been doing this for a long period of time. So this isn't necessarily
a deal breaker for me, but I aim to look for companies that have earnings growth projected between 5 to 15% per year, which means every single year, they earn 5 to 15% more money, and you can simply figure this out by looking at annual earnings per share and the growth of that year over year. The next thing I look at is whether or not this is a well established company, and that's the only
companies that I invest in. They need to have a market cap or market value of $10 billion or more, and there has to be good
trading volume of the stock, that way I can easily buy and sell shares. If you're trading blue
chip stocks on the Dow or the S&P 500, this should
really not be a problem, especially if it's a dividend payer. That being said, next we look
at dividend track record. I like to invest in companies with a minimum five year history of consistently paying
dividends every single year. And I also look for the
companies that continue to increase these
dividends, year after year. There's a list called
Dividend Aristocrats, we're going to cover that later, but most of the companies
that I own in my portfolio are on that list of dividend aristocrats, which is a highly sought after
list for a company to be on. Another thing I look at is
lower debt load companies. Debt payments typically
decrease the amount a company can pay in dividends, so I don't like investing in companies that are loaded with debt because eventually they're
gonna have to pay that back, and if their business
isn't doing very well, well they may have to cut
or eliminate that dividend to service their debt. The other thing I look at is any trends within the sector or industry. How is the overall industry moving? Are people flowing into
this industry or out of it? For example, earlier this year, everyone was afraid of financials, they said, the financials
industry or sector is going to go down,
they're not doing well, because of all the shutdowns,
businesses are going to close. So as a result, financials
sold off massively, and I made a huge investment
in Bank of America, which I've done very well
on in my dividend portfolio. So I like to buy into whatever sectors or industries people are afraid of, that are still safe in
terms of that dividend following these other criteria. So that's pretty much what I look at, the other things I look
at is the payout ratio, we're going to cover that later. That's basically the amount of money that they're paying out
based on their earnings. You don't want to see companies
paying out more in dividends than their earnings for
a long period of time, because that means that they
can't afford that dividend. If that's confusing to you guys, I go into much more detail in
that dividend investing video in the corner, just pause that
and watch that video first, or bookmark this one and
come back to it later. And in terms of that payout
ratio I was talking about, I aim for a 35 to 55%
dividend payout ratio. This means that the company
is keeping a lot of the money that they earn and only sharing
35 to 55% with investors in the form of dividends. This means they've got plenty
of cash, everyone's happy, their debts are getting paid off. When that payout ratio is
more than they're earning, that means they're
paying more in dividends than the company even earns, that is a red flag, it doesn't mean that they're immediately
going to cut that dividend, but it means that it is likely
to happen in the future. Finally, guys, we look at dividend yield. This doesn't actually tell you much without the context of the other factors, this is the only thing that
people tend to look at, and this can get you in trouble if these other factors
that are very important. And I tend to look for a
dividend yield around 2 to 3% depending on the sector or industry. It's very sector or industry dependent as you're going to see. So that's the criteria I look for. Now let's talk about where I
actually buy dividend stocks, and that is of course through M1 Finance. I use them for a couple
of different reasons, number one, they have a
portfolio dividend reinvestment, so every time I earn
dividends in my portfolio, that money is reinvested, allowing me to earn compound interest. Number two, they don't charge
any trading commissions, it's completely free to trade. Number three, they also
offer automated rebalancing of your portfolio, so
they just really have a lot of nifty features
that work really well for dividend investing. So I use M1 Finance. Now I'm going to show
you guys that portfolio, so let's jump into my computer now. Alrighty, guys, so here we are inside of my M1 Finance dividend portfolio. I started this portfolio
at the beginning of 2020, and of course, that was a really good time to begin this portfolio,
because shortly thereafter, I was able to capitalize
on one of the best sales that we've ever seen
with the stock market, which was the correction that took place due to the global pandemic. That being said, guys, I
have been slowly adding funds to this portfolio over time, and it now has a value
of just over $176,000. At the end of this video, I'm going to show you my overall
holdings if I'm up or down, what stocks I'm up in
what stocks I'm down in, but for now, I want to start
off by just showing you my top 10 favorite dividend picks, and then we'll look at
the overall portfolio at the end of this video. Real quick guys, as mentioned, if you do want to get that
completely free training video, it's about 30 minutes long, it walks you through step by
step how to build a portfolio with M1 Finance it honestly
takes all the guesswork out of the entire equation that is going to be linked up down below as
well completely free again. Regardless of if you use
my affiliate link or not, you can still have that free
training to help you out with getting started with your portfolio. So coming in at number 10 on my list here is none other than my former employer, which is National Grid. Now this is an ADR which is an
American Depositary Receipts, this is actually a company
based out of the UK, and I'm buying shares
from the United States, that's why it's an ADR. So this may not be showing
a dividend yield here, but this company does
in fact, pay dividends. That being said, the current
dividend yield is 5.31%, which is a little bit on the higher side. However, I do want to
go ahead and caution you because the current payout
ratio for this company is over 100%. In the last quarter, they
paid out 116% in dividends which is not sustainable long term. However, that being said, they have had a strong 5.3% dividend yield over the last five years, which has led to an overall
21% total shareholder return. So, they do have a high payout ratio. However, this is a
publicly regulated utility with very consistent revenue streams, and overall, as far as dividends
go, boring is often better. And there's nothing more
boring than a utility company. That being said, if we look
at the last five years, they leave much to be desired in terms of asset appreciation, they're actually down around
2% over the last five years. So as far as this company goes, this is strictly a dividend play. I like the dividend yield,
even though the payout ratio is a little bit high, it has been elevated
for a couple of years, but I don't expect this
company to really change that dividend based on the past
history with that dividend. So it's a little bit riskier, and there's not a heck
of a lot here to offer in terms of this stock going up in value, but I do like it as a consistent
boring dividend investment. So short term, they may
have some cash problems based on that high dividend payout, but if they're able to increase earnings, they're going to be able to hopefully continue
paying that dividend. Right now, National Grid
is investing significantly in revamping older transmission networks and getting involved
in renewable energies, so they're making some costly investments. However, I think this is
a pretty solid choice here that's why I own it in my own portfolio. However, do keep in
mind, you should always do your own research before
picking stocks yourself. Alrighty, guys. So coming in at number nine on the list is one of my favorite
companies ever hands down, it's also a Warren Buffett investment and that is none other than Apple. I love the company Apple
because it's a perfect blend in my opinion of a growth
stock and a dividend stock. They have a small or lower dividend yield, but I think we're gonna see
this dividend yield grow over time as this company transitions from being more of a growth play to more of a well established
dividend or income play. So if you look at the performance of the stock over the last five years, it's been absolutely stellar, up over 516% over the last five years, so this stock is still
in all out growth mode, but they still have a
dividend yield of just 0.6%. The dividend payout ratio is around 20%, and they have an eight year
dividend growth streak. So they've been growing the
dividend every single year for eight consecutive years. This is one of the most well known and respected brands on the market, they have an extremely loyal customer base that's very engaged
with a lot of retention. I know a lot of people who
buy the brand new iPhone every single year no matter what. And this closed system
leads to repeat purchases, not to mention, it's better
when you have all Apple devices, so if you have the iPad and
the Mac, and the iPhone, they all work together brilliantly. So not a lot of bad
things to say about Apple. That's why they're number nine on my list. Coming in at number
eight is another company we are all probably familiar with, And that is McDonald's. I don't eat there, but I do
like that hefty dividend. They have a 2.4% dividend yield, but more impressively, 43 years of consecutive dividend increases. That's an excellent track record to have. The current payout ratio is just 53%, so I see them in a very good position to be able to continue paying and growing that dividend over time. As far as the stock goes,
over the last five years, this company is up around 91%. Now, a lot of people don't
realize this about McDonald's unless of course, you've seen
one of my favorite movies, which is the founder. But the business model of McDonald's actually revolves around
buying up the land that the restaurants are on
and leasing it to franchises. So if you're somebody
who likes real estate, you actually are a big
real estate investor when you buy shares of McDonald's. In fact, the former CFO once
said that the burger itself is simply a way for the
tenants to make rent money. Other than that, McDonald's
just collects the rent for the most part and a small royalty fee, or franchise fee. And
that's how they make money. That being said, they're
also not highly dependent on market conditions, because
they're reliant on lower and middle class spending. This is just the reality of the situation. People with less money
don't have great options for where to buy food. So unfortunately, a lot of them
go to fast food restaurants to get cheap food. When the market tanks and
people lose their jobs, they have less money to spend on food, so as a result, more
people utilize fast food. That being said, you do run the risk here of a more health conscious consumer that will likely be
coming back on fast food. Like I said, I personally
have McDonald's about once or twice a year, typically at a rest stop, and I always regret that decision. However, as a dividend
investment, I like it, that is why it is a big
part of my portfolio. Number seven on my list is a company you've probably never heard of before, and that is Emerson Electric. This company has had 63 consecutive years of dividend increases. They currently have a
dividend yield of around 2.4% and a payout ratio of just 58%. This company is heavily
involved with manufacturing and industrials. They were dragged down quite a bit during the global pandemic, but now they've rallied back
and they're doing just fine. And if we look at the
last five years here, this stock is up around 114%. As far as the actual company goes, they're just involved with manufacturing, process automation,
different things like that. If you want to study
more about this company, I would encourage you
to do some more research on it yourself because it's
a pretty interesting company involved with process automation and a lot of different things like that. I like this company, that is why it is a part of my portfolio. Next up on my list here is Caterpillar, it's been on my wish list for a long time, and I finally bought shares last year. This is a company
involved in manufacturing as well as heavy duty
trucking and construction. I'm sure we've all seen
Caterpillar construction vehicles. They're very important and they have a lot of dominance in their industry. They have 28 consecutive
years of dividend increases, making them a dividend aristocrat. Current dividend yield is around 2.1% with a 54% dividend payout ratio, meaning that in my opinion
based on this number, this is a very safe payout. They are operating in
many different segments giving them significant diversification, that way, you know maybe one area that they're doing
business in is doing poorly but the other ones are doing well. Their effective management has been improving operation
margins year over year, and to be honest, this
is just a pretty solid well run company and I personally feel it's a good dividend
investment for my portfolio. That being said over the last five years, this stock has gone up
massively over 264%. So they came in at number six on my list as a recent addition to my portfolio. Coming in at number five is probably one of the best investments
I've ever made in my life, and that is my shares of Lowe's stock. Now, from a consumer standpoint, guys, I hate Lowe's and I hate Home Depot. I've had terrible dealings
with both of them, their customer service is awful, but if I have to pick between the two, I like Lowe's better than Home Depot. Also as an investment, Lowe's has 58 years of
consecutive dividend increases, making them a dividend aristocrat compared to their biggest competitor, Home Depot, which only has 10 years of
consecutive dividend increases. If you're comparing the two, guys, in my opinion, it's a no
brainer, Lowe's, I feel, is a better quality company. The dividend yield is pretty
low here at around 1.4%, but their payout ratio is
astonishingly low at just 17%. This has allowed for the
company to do very well and to grow fast and be doing
well in this current economy. Home Depot and Lowe's did really well because they were allowed to stay open. So these companies are just killing it, and it's been one of my best investments. Increased free cash flow is expected to lead
significant share repurchasing, so they're going to be buying
shares back off the market, which is always good for investors. Operating margin is
increasing year over year as a result of improved supply chain and inventory management. And again, one concern here is that once people
aren't cooped up at home, DIY spending might
fall, but honestly guys, Lowe's and Home Depot tend to do well no matter what the
overall economy is doing. And the crazy part is here, guys, over the last five years, this company has gone up over 150%, and I ended up buying the
stock at the peak of pessimism during the pandemic, so I'm up massively on this position as I will
show you in a little bit. Next up number four on the list here is the Minnesota Mining and
Manufacturing Company aka 3M, pretty boring company,
probably a logo you've seen on like 1000 different things, and a company that you
might know nothing about. 3M is a conglomerate that has a lot of different brands under it. You've probably heard
of things like Post-Its that are owned by 3M. They own a lot of different brands, and this is a company
that has diverse exposure to all kinds of different
sectors and industries. As far as the dividend goes, they have had 62 years of
consecutive dividend increases, making them a dividend aristocrat, and they currently pay a
pretty healthy dividend yield of 3.3%. And I'm saying that because
their dividend payout ratio is just 65%, it's a little
bit higher than my target, but based on their 62
year history of growing that dividend every single year, I trust they know what they're doing and I'm just not worried about that. What I like about this company is that diversification
across many segments makes for a relatively safe play. They're seeing a significant increase in health care related products such as masks that are
required for public exposure, they're also seeing a home
improvement segment contributing to the current upwards trend. You name an industry or
area of the economy, guys, and I'm telling you 3M has products that serve it automotive,
industrials, medical, they're just all over the place. 3M continues to invest heavily in research and development
to stay ahead of the curve, but in the last two years you're going to see the company
hasn't been doing that well, and the share price has
been moving laterally. In fact, over the last two years, they're down around 6%. So I see this as a company
that is probably going to do well in the future, but right now they're just
having a little bit of a hiccup, so that's why I personally
like this company, but as far as the investment goes, it hasn't done that well as far as like the share price going up but it has been a
consistent dividend payer. Over the last five years, this company is up just 36 or right around 37%. Number three on my list is another company that needs no introduction,
and this is Microsoft. This is another company that is more so in growth mode like Apple and less in income mode. They pay a small dividend
which is around 0.9% right now, but over time, I would
expect that dividend to grow as they become
more of a income play and less of a growth play. But right now you have
a nice blend of both. The first thing I want to do is look at that astonishing
share performance over the last five years. This stock is up over 391%, so they're still very much in growth mode. They currently have an 11 year consecutive
dividend growth streak with a payout ratio of
33%, very low payout ratio. They've got plenty of money, and they have a lot of
wind in their sails. Although the dividend is
relatively small like Apple, the long term growth potential
in my opinion is massive. They're also shifting to subscriptions for a lot of their software, which gives them potential
for monthly recurring revenue and stability of earnings, which is something I like to
see as a dividend investor. Not to mention, they also have what many would call
monopolies in various areas they are serving, which are the
cash cows for this business, and I also like that they shifted away from the legacy business of software and deeply focused on gaming through Xbox, as well as cloud storage
and cloud computing. So Microsoft is number three
on my list for that reason. Number two is another classic
Warren Buffett investment which is none other than KO or Coca Cola. This company has 57 consecutive years of dividend increases, making this 100% a dividend aristocrat. The current dividend yield is around 3.3%, with a 78% payout ratio. It's a little bit higher
than I like to see but based on the dividend
increases in the past, I'm sure this company will do just fine. And they have a massive, massive portfolio of different beverages. First of all, it's important to understand how dominant Coca Cola is. They are three times larger than the second largest competitor, flat out saying this, guys, there's no possible way to compete with Coca Cola effectively
in the beverage space, they have won this industry. They have a massive ad budget for worldwide consumer awareness, and people from hundreds
of different companies all recognize this brand. In fact, a lot of people say that Coke is the world's most recognizable brand. That being said, guys, this is a company that sells a lot of sugary beverages, and we are seeing a trend away from that. However, they have a massive portfolio of sugar free seltzers, sports
drinks and things like that that are also helping to offset that. So even though they're selling less soda, they're selling more water, more seltzer, and things like that, that
are going to offset that. So that is why this is a key component of my dividend portfolio. And as we look at the
share performance here, it's been pretty lackluster
over the last five years, they're up just you
know, 35% give or take. This isn't going to be
a stellar investment that shoots off to the moon, but it's been consistent
over many decades, which is what I like to see as a long term dividend investor. And then finally guys before
we get into my performance for this portfolio and
my specific holdings, my number one dividend pick for 2021 is P&G, Procter and Gamble. This is the newest
addition to this portfolio, and it's a really safe dividend payer that's been paying dividends, believe it or not, since the year 1890. Just let that sink in for a minute. P&G now has 64 consecutive
years of dividend increases, and the current dividend
yield is around 2.4%. The payout ratio sits at around 62. I view that dividend as very safe, especially given the
history of this company. This company is involved
in consumer staples, which is essentially things
that we buy no matter what. Toothpaste, toilet paper,
shaving cream, razors, etc, etc. A lot of personal hygiene products. Procter and Gamble owns
numerous different brands that we all know and love. I almost guarantee you
guys at some point today, you've probably used a product
from Procter and Gamble. Start looking at the
labels of your shampoo, and your toothpaste or your deodorant and you're probably going
to see a little P&G logo, that is Procter and Gamble. One thing I do have to mention here is that the pandemic has
hampered beauty sales, and grooming sales, which is
around 10% of the business. Turns out when you don't
have to leave the house, a lot of people don't really
care what they look like so they spend less money on
grooming and beauty products. And if you're like me, you get
bored and you grow a beard. So I certainly have been
spending less money on razors. That being said, they have a history of outperforming earnings expectations. Don't expect any massive news
out of Procter and Gamble, but they've been a really
solid company to own for over 100 years. And if we look at the last five years, we will see that this stock is up 86% which is very impressive
for a company of this size that's been around this long. So lastly, guys, I want to go ahead and take a peek at my holdings here just to show you guys all
the dividend stocks I own, which ones are up which ones are down, just to be fully transparent
and honest with you guys. I'm going to show you my winners and I'm going to show you my losers because you can learn from both. First thing we want to mention here is that my cost basis on
this portfolio is 151.9K, and it's worth around 176. So I'm up around 16% give
or take or around $24,000 from dividends paid and
capital appreciation or asset appreciation. All dividends that I
earn get reinvested back into the portfolio, so if we jump over to the Activity Tab, you'll see that on February 1 here I earned a dividend
from Verizon for 102.49, and then the second, that money was automatically reinvested and it went into Procter and Gamble based on my target allocations. So right here, you set the percentage that you want going into each stock, and then everything else
happens automatically. So let's go ahead and take
a look at my holdings, and we'll start with the biggest winners because that's the most fun. Lowe's by far has been my best investment, probably one of the better
ones I've ever made. I'm up 75% on that stock. Next is Emerson Electric, I'm up 54%, Apple up 46. Remember, I said I made
a sizable investment into Bank of America, it was
a solid industry or sector that was out of favor, so I decided to put a lot of money into B.O.S or B.A.C stock, and it ended up being
really good, it's up 31% in a very short period of time. Caterpillar up 28.6, Microsoft up 25. This is why I love these
dividend growth stocks is because you oftentimes
have a lot of potential here for growth of the underlying share price, not just dividends. Next, we have GPC, Genuine Parts Company, another one of my favorites, it was tough to pick 10 because I love some of these companies so much. This is the parent company of NAPA, another really solid
investment, in my opinion. 3M up around somewhere around 8%, Coca Cola up about seven and a half, same with Johnson and Johnson. And Intel, I'm up around
just shy of seven. National Grid, I'm up five and a quarter, McDonald's, I'm up about 4%. Everything from here on out, I'm actually down some amount of money, but keep in mind, I'm
still earning dividends, so I may not have actually lost money even though the shares
have gone down in value. I'm down about 1.5% in Merck,
which is a medical company. I'm down about three and
a half percent on IBM, which is a company that I
think has potential to do well, but they're just shifting
direction right now, and I think they're making
the right investments but it's not quite their time yet, so that's why they didn't make this list. Procter and Gamble is a
recent addition, I'm down 5.7. And then lastly, we have
Verizon, I'm down about 7.5%. But this is typical of
any portfolio, guys, you're going to have some big winners, you're going to have a bunch in the middle and you're going to
have a couple of losers. Very rarely are you ever going to invest and find that every single
stock that you buy goes up, the important thing to
look at is this right here, your actual return,
which is positive 15.8%. And something that I am totally happy with as an investor. I don't really plan on
adding any more money to this portfolio in 2021, I'm just going to keep letting
those dividends reinvest. So if you want to see the
growth of this portfolio over 2021, just from dividends, and just from asset appreciation, I would highly encourage you to subscribe and stay tuned for my monthly
updates starting in March. So anyways guys, there is
my dividend stock portfolio that I've been building up over the last year and a half or so. The last thing I want to cover here is just a couple of
mistakes to watch out for. I actually have a whole video on dividend investing mistakes. Again, I'll put that up
in the corner for you for your viewing pleasure there. But just to cover a couple here, a couple mistakes to look out for, number one, dividend payout
ratios over 100% or near it, that means they're paying as much or more than they're earning in dividends, that's just a red flag. I mean, if I was paying you
$1.10 and I was only earning $1, eventually I'm going to run out of money. That's what that is
saying for that company, they either have to increase earnings or cut that dividend. Unsustainable dividend yields. If you see a dividend stock
with like a 12 or 13% yield, I can almost guarantee that
is not sustainable for long. investing in companies with a
short dividend track record, you're going to want to see
this company paying and growing that dividend for at least five
years better if it's longer. And lastly, investing
in a sector or industry that's on its way out or
facing significant regulations. One area that I don't touch is oil. I don't like it, I think it's
going to be an aging industry, and I think it's going away, so I personally don't
invest in like Exxon Mobil or any oil companies, even though the dividend is pretty high. So those are the mistakes
guys that I watch out for. These are my 10 dividend stocks, they've treated me well so far, and I'm going to be doing updates of this portfolio every single month. So if you want to see that, guys, make sure you subscribe and hit
that bell for notifications. As I mentioned earlier,
if you do decide you want to support me for putting
this video together, all that I ask is if you choose to build your own dividend portfolio and you decide you want to use M1 Finance, I do have a link down below, all you have to do is use it, it's completely free and
I may earn a commission when you sign up for a brokerage account. Also, I have that M1
Finance free training link which is a 30 minutes video step by step, walking you through how M1 Finance works and how to get started with
your dividend portfolio. My gift to you completely free even if you don't use my affiliate link, it doesn't matter, that's
down there below too. So thanks so much for watching, guys, I hope you enjoyed this. Leave me a comment down below
about my dividend picks, do you agree or disagree? I'd love to get the
conversation started down below, and as always, I hope to
see you in the next video.
