【我真的好想買房子】為什麼有錢人要逼小孩買房？動機大公開！#買房阿元 #買房 #房地產 #高雄置產 #高雄買房 #高雄房地產#有錢人#買房#大安區#房貸#資產膨脹

If your dad wants to help with the initial payment but as soon as you graduate you will have to take on a mortgage of millions and pay it yourself would you be willing to do that Hi, I'm Fang Ayuan, the homebuyer. Subscribe to House Buying A-Yuan I wish you the best in your old age Having a house and money In the last video, we talked about Is selling stocks to gather a down payment a good idea? If you haven't seen it yet Can I take a look? So, today I want to discuss with you Why do rich people force kids to buy houses Let's talk today about a news article I just saw Its headline reads He has a house in Da'an District waiting to be inherited He still wants to buy a house Criteria seen on the internet There's no reason not to buy I'm just bored I just clicked once Wow, what a sky-high opening! Mom and Dad hope he develops a habit of saving money. So they bought him a house worth 26 million. Mom and Dad paid 16 million, and the remaining 10 million, let him repay it slowly through the new youth housing support. What's there to ask about this? Of course, it should be returned. This life is taking off directly. Of course. The original poster is asking this because he hasn't graduated from college yet. Then he will be in debt for ten million. Of course, he would feel scared. This is understandable. Then he will The point where he hesitates is Even if he doesn't buy this house today Can still wait for inheritance Don't even need to bear a mortgage Can go abroad and have fun Earn and spend without having to save Right? This statement is correct, isn't it? But it's very likely by the time you can inherit it how so this house will no longer be inhabitable due to the age of the building why is this I have filmed videos before I haven't seen that one Just take a look We don't repeat things here Today, let's discuss another concept It's clear that there's no lack of money Still forcing kids to buy property Today, we are discussing this case His family is probably serious It should be good They live in the Da'an district And in the future, he will also inherit Three houses in the Da'an district Essentially, they are worth over a hundred million. There's absolutely no question about it. Moreover, he is an only child. You see, So, essentially, As long as this child doesn't stray off the path and picks up some bad habits like doing drugs making bad friends all sorts of things then not working Using the rent to support him for life isn't really a problem. So why does his family still ask him to buy a house? and to take on this multimillion-dollar mortgage? Frankly speaking, This is how rich people train kids You know Just stop him from messing around After you enter society today The money in your hand will increase As a student And then you work on your own. So, the current base salary is twenty-seven thousand. Assuming he buys this twenty-six million dollar house. First use the grace period. That would be eighteen thousand a month. It probably wouldn't be that bad. Earn just $27,000 like this Five years later A month becomes a monthly payment of $37,000 Considering the average salary given to young people in Taiwan After deducting the mortgage This young person probably has only enough left for food expenses And then go out to play occasionally like that Then, even if you want to do something bad, you don't have the money Yes He can't just say Dad I need some money What are you going to do with it? I'm going to go Right He can't even say it himself During this process He could see it with his own eyes The rate of asset expansion Not feeling it oneself This sacrifice is not in vain It's very good to the parents Today, training the kids not to waste money Then his own assets He takes care of himself Then the parents are not worried. This child's life in the latter half. This is really a good practice. In the end, you need to know. You can't afford a house for a reason. Many people have always been shouting that they can't afford a house. Can't afford a house But often The obstacle is actually oneself I know this might sound a bit harsh Could it unintentionally Hurt some viewers' delicate feelings? I don't know but that's really what I think You can't afford a house Housing prices in Taipei are very expensive Yes Then why don't you buy in Central or Southern Taiwan? I feel like Taipei City has nothing to do with me Right? Where am I now? I'm in Kaohsiung I'm from Taipei I came to Kaohsiung to live in the south Journey to the West Then someone will say But I'm not from the South Yes But today we're talking about buying real estate Where should the real estate be bought It's okay over there. It's really okay. When we were talking about the local brakes earlier, it was already explained. Why can't you go buy from the store below your apartment? Near your home. You go to another city You actually find it acceptable Underneath someone else's house Near someone else's home Instead, they think you are a dish But after you look at it Do you think you can accept it? Then save up well. There's no way around this. Everyone has their own fate. Complaining is useless. We are not wealthy. Our parents didn't just give you 16 million for a house, did they? Then just save up by yourself. And squat slowly. One day, You'll buy the house you want. That's all I have to say. Let's organize this Today we discussed Why wealthy people force their children to buy houses Let me share a case with you first It's about parents hoping their kids In the future, to learn how to save money. So he made a down payment of 16 million and then took out a loan to buy a house for 26 million Their expectation was for the children to go through this process and not to go astrick without money to spend and then to see the speed of asset inflation You'll understand the importance of buying a house. This is a more reliable method. But we don't have rich dads or rich moms. So we just honestly earn our own money and save for a house. First find a house that you can afford on your own. Then you can gradually upgrade. Eventually, you can exchange it for the house you want. In the end, I wanted to ask you Have you ever heard of other wealthy people forcing their children to buy houses? Please feel free to comment below and share with everyone. If you want to know How I started buying a house Remember to follow and like Or join the membership channel I will share more with you in the future Talking about gossip My parents paid the down payment Children pay their own mortgages It is now a very typical scenario Buying a house in Taipei follows this script It could be said that the most mainstream script looks like this And I also believe As parents, this is indeed what should be done Let's not discuss inheritance for now but rather the situation where housing prices are rising. Do you really want to leave the kids to fend for themselves and save up for their own down payment? That's truly too cruel. Too slow, too slow. The best is to help the child make the down payment. Then let them cover the loan themselves. This way, preparing a future home for the child. It would be a more ideal situation. Our society has long entered An era of competing through one's parents It's harsh, but it's reality But the reality is exactly like this I'm not here to preach any profound moral lessons It's just the way it is You know it too Parents are supposed to pay the initial down payment for their children. Then the children are responsible for paying off the loan. Using this method, quickly acquire property in the six major cities. This is how you get on board the current real estate train. This is the way to buy a ticket. That's how it is now. I don't expect you to watch this video and immediately ask your parents for money saying you want to buy a house. That's not my intention. What is my intention? My intention is... I'm just going to say the harsh things It will upset some people Then in the comments section of this video It will become explosive It feels thrilling Very stimulating Very fun Yes, just like that And every era Will have its own challenges and opportunities I'll say it again Every era has its own Every era has its own challenges and opportunities. This is the fate of the people in each era. Our current version of the answer is the early support from parents. Then, pay off the loan on your own. That's settled then. I used to have cheaper houses to buy. So not relying on parents for the initial down payment It seems still okay Then when my parents were young That house was pretty okay Just bought it if they wanted to But now as I look around I really don't think young people who just graduated are capable of working hard enough on their own to buy a house before they turn 30. If their parents are able to help them, what are you waiting for until they're 30? Even if you're currently in a terrible place. The electronics industry is no different. So what if the annual salary is 2 million? Look at the housing prices in Zhubei. How outrageous has it become now? What has Taipei become so outrageous? Are you talking about these recent graduates? What should hardworking young people do? If parents can help, of course, they should help. Just buy a house for your own child. It's not like the child is asking you for money to speculate in stocks. The best solution is really just as I just mentioned. Parents help with the down payment Then the child pays the mortgage on their own But if the child starts out with a low salary The mortgage payments are extremely burdensome They won't have money for food It's up to you whether to subsidize them or not Just increase the initial deposit Let's say, keep it within a month. There's also 20,000 dollars to pay for the mortgage like this. That's what I think. If I have children, I would really do the same for them. For me this means leaving the house to him It's not about actually paying off the mortgage and then leaving it to them like that and then they turn bad The chance of them turning awful is definitely high It's about handling the down payment for them. The down payment might not be 20%. It might help to cover up to 40% or 50%. This would reduce their payment pressure. That would be fine. As for whether your parents have or haven't This strength helps you with the initial installment. I don't know about this. You don't have to tell me. If there is, He congratulates you. It really is congratulations to you. This is an enviable family. Enviable parents. Look, he loves you again. And he has strength. So, the difficulty of your life's game is normal. If there is no way to help you out. Then congratulations to you. The difficulty level of your life game is hard. If you don’t have any parents at all, then, then, then just forget I said anything. Sorry

Channel: 買房阿元

Views: 11,576

Keywords: 買房, 房貸, 房地產, 投資, 頭期款, 建商, 重劃區, 中古屋, 新大樓, 透天, 老屋, 炒房, 投資客, 房市, 新房子, 公寓, 大樓, 華廈, 地下室, 住宅, 辦公室, 商辦, 廠辦, 土地, 電梯, 停車位, 機械車位, 代書, 仲介, 房仲, 屋主, 房東, 租客, 出租, 租金, 投資報酬, 房租, 房價, 升息, 繼承, 格局, 三房, 兩房, 套房, 四房, 五房, 豪宅, 坪數, 包租公, 包租婆, 收租, 店面, 不動產, 營造, 都市計畫, 都市更新, 都更, 炒作, 房蟲, 空方, 多方, 空空, 多多, 房屋, 房屋買賣, 建材, 空間, 室內設計, 室內裝潢, 裝潢, 裝修, 設計師, 鑑價, 房貸利息, 中央銀行, 央行, 房地合一, 房地合一2.0, 房屋稅, 地價稅, 仲介店長, 信義房屋, 永慶房屋, 有巢氏, 管理員, 物業管理, 物管, 社區, 車位, 平面車位, 預售屋, 工程款, 代銷, 代銷中心, 賣房子, 買房子, 高房價, 增貸, 轉貸, 轉增貸, 法拍, 高樓層, 低樓層, 高雄房地產, 高雄買房, 高雄置產, 高雄新成屋, 高雄預售屋, 高雄中古屋

Id: iz-iqpUOS1w

Length: 14min 0sec (840 seconds)

Published: Wed May 29 2024